TL;DR.Bit.Store is a Mastercard crypto debit card (Virtual, KYC: No KYC). Cost per $100 spent: n/a. Top-up fee n/a, FX fee n/a. Wallet support: Apple Pay + Google Pay. Status: issues. Last verified: July 21, 2026.
CARD PROFILE · NO KYC
Bit.Store.
First Web3 card on Telegram via Wallet Pay — multi-crypto virtual Mastercard, no KYC for entry tier, Apple/Google Pay support. Physical card program was discontinued in 2026 after a regulatory event at the third-party issuer; only the virtual card remains active.
Cost / $100
—
Top-up fee
—
Network
Mastercard
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Issues reported
Pros.
- +Web3 virtual card via Telegram Wallet Pay (TON ecosystem)
- +Multi-crypto top-up: USDT, USDC, BTC, ETH, TON
- +Promo: 0 purchase/issuance fees during campaigns
- +No KYC at signup (light tier)
- +Apple Pay & Google Pay supported
Cons.
- −⚠️ KYC creep — higher tiers need verification
- −Virtual only — physical card services officially discontinued (2026) after a regulatory event affecting the third-party card issuer
- −⚠️ Trustpilot reports of frozen funds / inability to withdraw persisting for close to a year
- −US blocked
- −Specific FX/spend fees not publicly disclosed
- −Newer service — limited track record
- −Mainly distributed via Telegram bot
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
—
Issuance
Free
Monthly
Free
Cost / $100
—
Issuer does not publicly disclose fee details — exact figures vary, verify in app.
Promotional 0 fees on issuance and purchases during campaigns. Specific FX/transaction fees not publicly listed. KYC creep applies for higher limits. Distributed primarily through Telegram Mini App / bot. Physical card services discontinued in 2026 (issuer-side regulatory event); virtual card unaffected per official notice.
COVERAGE
Where it works.
Supported coins
USDTUSDCBTCETHTON
Chains
EthereumTronBSCTON
Use cases
Online only
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
1.8/5
23 reviews
Monetiro score
76/100
Verified July 21, 2026
ALTERNATIVES