Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$1.00/$100
Take it?CostsAsks forLimitsWhere it worksFlawsWhat has changedHow we checkedAlternatives
Ledger
Avici Money Card

Avici Money Card

VisaVirtual and plasticSince 2024
Asks for a documentOperational

Self-custodial Visa credit card from Third National — USDC stays in your personal escrow smart contract, passkey-secured, Visa credit line equal to USDC collateral, multi-chain support.

Total, per $100 spent: $1.00per $100 spent

53 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.

Open avici.moneyNot a paid link: we earn nothing either way.

Whether to take Avici Money Card

In its favour

  • Self-custodial: USDC stays in personal escrow smart contract you control
  • Passkey-secured wallet access (no seed phrase risk)
  • 0% transaction, 0% interest from Avici
  • Multi-chain USDC: Ethereum, Polygon, Optimism, Arbitrum

Against it

  • $15 issuance fee for first virtual card ($10 for additional cards, Platinum tier); $50 one-time for physical card
  • 1% FX (Visa-charged, max disclosed 3%); cross-border fee currently 0% (max disclosed 3%)
  • ATM: $1 + 0.65% per withdrawal, plus $0.60 balance-inquiry and $0.60 decline fees
  • $250/day transaction limit (Platinum tier)

Also true, in its favour

  • Visa credit line backed by your own USDC collateral
  • Apple Pay & Google Pay
  • Issued by Third National (licensed Visa partner)

What Avici Money Card costs

ChargeWhat it costs
To get the card
To issue the card$15.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
To spend outside the dollar1%
At a cash machine$1 + 0.65% per withdrawal, $0.60 balance inquiry, $0.60 decline fee
Total, per $100 spent$1.00

Not published by the issuer: per payment, fixed.

Read off avici.money on September 7, 2026.

0% transaction, 0% interest from Avici. Issuance: $15 first virtual card, $10 each additional (Platinum tier); $50 one-time physical card. FX: currently 1% (max disclosed 3%, charged by Visa). Cross-border: currently 0% (max disclosed 3%). ATM $1 + 0.65% per withdrawal, plus $0.60 balance-inquiry and $0.60 decline fees. $250/day transaction limit. Penalty fees on late/returned/liquidation events. Available in 19 countries (US select states, LATAM, Africa, APAC, MEA); blocked in UK, EU, Canada.

KYC: what Avici Money Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Daily spend$250

Not published by the issuer: monthly spend, per payment, maximum balance, cash, per day.

Confirmed on avici.money on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in1USDC
Chains4Ethereum, Polygon, Optimism, Arbitrum
TiersVirtual, Physical

Closed to residents of 29 countries, according to the issuer's own terms.

  • Austria
  • Belgium
  • Bulgaria
  • Canada
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • United Kingdom

The other flaws

  • 19 countries only — UK, EU, Canada all blocked
  • US: select states only
  • Penalty fees on late/returned/liquidation events
  • USDC only — no BTC/ETH support
  • Newer service (late 2024 launch)

What has changed

1 recorded changes, the most recent on August 28, 2026. Each carries the page we read it on.

August 28, 2026IncidentAvici refunds users in full after $500K exploit of an outdated Rain contractAn attacker exploited an outdated Solana card contract used by card-issuing partner Rain, draining $500,859 in top-up balances from 1,685 Avici users. Avici confirmed only Solana card balances were affected — EVM balances and self-custody funds were untouched — and refunded every affected user in full plus 10% cashback within about 24 hours.cryptorank.io

How we checked this

Thirteen fields are tracked for every service. 12 of them carry a figure we read off avici.money on September 7, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open avici.moneyNot a paid link: we earn nothing either way.

Alternatives to Avici Money Card

Costs exactly the same.Avalanche CardAvalanche CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar.AG21 Jul$1.00per $100 spent
Costs exactly the same.PAYY CardPAYY CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar.AG21 Jul$1.00per $100 spent
Costs exactly the same.Relopay CardRelopay CardVisaVirtual and plasticAsks for a documentOperational1% when you load. 2 fee fields are not published.AG21 Jul$1.00per $100 spent