Ledger
Bankera Card
Bankera CardBankera Card
VisaVirtual and plasticSince 2017Asks for everythingIssues reported
Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Lithuania-licensed EMI Visa with free IBAN — fund from BTC/ETH/USDT via Bankera payment gateway, 3 free ATM withdrawals/month, no monthly fee.
Total, per $100 spent: $0.00per $100 spent
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.
Open bankera.comNot a paid link: we earn nothing either way.
Whether to take Bankera Card
In its favour
- EU regulated EMI (Era Finance, Bank of Lithuania licence since 2017)
- Free European IBAN included
- No monthly fees on personal Visa
- 3 free ATM withdrawals/month in the EEA/UK
Against it
- Bankera does not provide crypto wallet — fiat-oriented
- €1/withdrawal after 3 free ATM withdrawals/month (EEA/UK); 2% outside EEA
- Full KYC required (EMI compliance)
- Crypto top-up via payment gateway, not direct card load
Also true, in its favour
- Crypto fiat-on/off-ramp via Bankera payment gateway
- Apple Pay & Google Pay
What Bankera Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| At a cash machine | 3 free EUR withdrawals/month (EEA/UK), then €1 each; 2% (min €2) outside EEA |
| Total, per $100 spent | $0.00 |
Not published by the issuer: to spend, per payment, fixed, to spend outside the dollar.
Read off bankera.com on September 13, 2026.
Free issuance and no monthly fee on personal Visa. Free European IBAN. ATM: 3 free withdrawals/month (EEA/UK), then €1 each; 2% (min €2) outside EEA. Card daily spending limit €5,000, daily ATM limit €2,500. Crypto deposits via Bankera Payment Gateway (BTC/ETH/USDT/USDC) settle to Bankera fiat account, then to card.
KYC: what Bankera Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Daily spend$5,000
Cash, per day$2,500
Not published by the issuer: monthly spend, per payment, maximum balance.
Confirmed on bankera.com on September 13, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in4BTC, ETH, USDT, USDC
Chains3Bitcoin, Ethereum, Tron
TiersVirtual, Physical
Closed to residents of 12 countries, according to the issuer's own terms.
- Afghanistan
- Belarus
- Cuba
- Iran
- Libya
- Myanmar
- North Korea
- Russia
- Sudan
- Syria
- United States
- Venezuela
The other flaws
- US not supported
How we checked this
Thirteen fields are tracked for every service. 10 of them carry a figure we read off bankera.com on September 13, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Issuance · Monthly · Cash machine charge · Spending limitsSeptember 13, 2026 · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Per-payment charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bankera.comNot a paid link: we earn nothing either way.
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Costs exactly the same.
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