TL;DR.Bankera Card is a Visa crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee n/a. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
Bankera Card.
Lithuania-licensed EMI Visa with free IBAN — fund from BTC/ETH/USDT via Bankera payment gateway, 3 free ATM withdrawals/month, no monthly fee.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
$50,000
Status
Operational
Pros.
- +EU regulated EMI (Era Finance, Bank of Lithuania licence since 2017)
- +Free European IBAN included
- +No monthly fees on personal Visa
- +3 free ATM withdrawals/month in the EEA/UK
- +Crypto fiat-on/off-ramp via Bankera payment gateway
- +Apple Pay & Google Pay
Cons.
- −Bankera does not provide crypto wallet — fiat-oriented
- −€1/withdrawal after 3 free ATM withdrawals/month (EEA/UK); 2% outside EEA
- −Full KYC required (EMI compliance)
- −Crypto top-up via payment gateway, not direct card load
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
—
Issuance
Free
Monthly
Free
Cost / $100
$0.00
Free issuance and no monthly fee on personal Visa. Free European IBAN. ATM: 3 free withdrawals/month (EEA/UK), then €1 each; 2% (min €2) outside EEA. Card daily spending limit €5,000, daily ATM limit €2,500. Crypto deposits via Bankera Payment Gateway (BTC/ETH/USDT/USDC) settle to Bankera fiat account, then to card.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDC
Chains
BitcoinEthereumTron
Use cases
Online · IRL · ATM
Blocked countries
USIRKPSYCURUBYVEMMSDLYAF
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
2/5
786 reviews
Monetiro score
69/100
Verified July 21, 2026
ALTERNATIVES