mMonetiro
← Back to the ledger
CHEAPEST

Lowest
cost / $100.

Ranked by total cost per $100 spent. Cards with the lowest top-up fees and transaction costs come first.

Showing 157 of 157
Service↕KYC↑Network↕Type↕Top-up↕Cost / $100↕Monthly limit↕Apple Pay↕Status↕
Freedomia
ID · FREEDOMIA-CARD
No KYCVisaVirtual + Physical1.3%$1.30$5,000—Operational
GoblinCard
ID · GOBLIN-CARDS
No KYCMastercardPhysical3.5%$3.50$25,000—Operational
BingCard⚠
ID · BINGCARD
No KYCVisa · MCVirtual + Physical2%$4.00$100K—Issues reported
Kripicard
ID · KRIPICARD
No KYCVisa · MCVirtual4%$4.00$150KIssues reported
XKard
ID · XKARD
No KYCVisa · MCVirtual4.5%$4.50—Operational
Nocturne
ID · NOCTURNE-CARD
No KYCVisa · MCVirtual5%$5.49—Operational
LasoFinance
ID · LASOFINANCE
No KYCVisaVirtual3.8%$5.80—Operational
Unido Crypto Card
ID · UNIDO-CARD
No KYCVisa · MCVirtual3.75%$6.25—Operational
Stealths
ID · STEALTHS
No KYCVisa · MCVirtual—$7.50—Issues reported
Ezzocard
ID · EZZOCARD
No KYCVisa · MCVirtual—$10.00—Issues reported
01
Freedomia
Visa
$1.30/$100
No KYCVirtual + PhysicalTop-up fee 1.3%Operational
02
GoblinCard
Mastercard
$3.50/$100
No KYCPhysicalTop-up fee 3.5%Operational
03
BingCard ⚠
Visa · MC
$4.00/$100
No KYCVirtual + PhysicalTop-up fee 2%Issues reported
04
Kripicard
Visa · MC
$4.00/$100
No KYCVirtualTop-up fee 4%Apple PayIssues reported
05
XKard
Visa · MC
$4.50/$100
No KYCVirtualTop-up fee 4.5%Apple PayOperational
06
Nocturne
Visa · MC
$5.49/$100
No KYCVirtualTop-up fee 5%Apple PayOperational
07
LasoFinance
Visa
$5.80/$100
No KYCVirtualTop-up fee 3.8%Apple PayOperational
08
Unido Crypto Card
Visa · MC
$6.25/$100
No KYCVirtualTop-up fee 3.75%Apple PayOperational
09
Stealths
Visa · MC
$7.50/$100
No KYCVirtualTop-up fee —Apple PayIssues reported
10
Ezzocard
Visa · MC
$10.00/$100
No KYCVirtualTop-up fee —Apple PayIssues reported
1–10 / 157
Last audit · SEP 06, 2026 · 157 / 157Source · Monetiro desk