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The cheapest records we could price
The 25 cheapest of the 155 records whose price we could confirm, sorted by what a card takes out of every $100 you spend — the loading charge, the conversion charge and everything fixed, added together. The other 130 are on the ledger, which sorts by this figure too, and records with no published price are on neither list: an unknown figure is not a low one. This figure is the cost of spending; a card that charges nothing here may still charge to issue.
25 shown, of the 155 that match, on a ledger of 216 services.
25 of 25 services shown
Zebec CarbonZebec CarbonMastercardVirtual onlyAGIRLZero-fee virtual Mastercard in USD, EUR or GBP — built on Zebec Network's real-time streaming payments protocol, now spanning 18+ chains and 150+ tokens, with…$0.00per $100Asks for a light checkOperational
Fuse CardFuse CardVisaVirtual onlyAIRLSolana smart wallet with virtual Visa funded by USDC — issued by Lead Bank, no card fees, Squads Protocol infrastructure, US and Latin America with Apple Pay.$0.00per $100Asks for a documentOperational
Phantom CashPhantom CashVisaVirtual onlyAGIRLPhantom Cash — virtual Visa debit by Lead Bank inside the Phantom wallet (20M+ users): spend the CASH stablecoin on Solana, swap other stablecoins in for free…$0.00per $100Asks for a documentOperational
VaultLeapVaultLeapVisaVirtual onlyAGIRLIBANA prepaid Visa from Lead Bank that spends an external USDC balance on Base with every published fee at zero — including international — held back by a $2,000…$0.00per $100Asks for a documentOperational
Kontigo CardKontigo CardVisa · MCVirtual onlyAGIRLPitched as the first international USDC credit + debit card, paired with up to 10% yield on USDC and Bitcoin cashback — YC S24 backed, $20M raised, $1B+…$0.15per $100Asks for a documentPaused
Bleap CardBleap CardMastercardVirtual and plasticAGIRLATMIBANSelf-custodial Mastercard built on an MPC wallet — it spends the EURe and USDC held in your own wallet, and any token on Solana, Base or Arbitrum converts into…$0.00per $100Asks for everythingOperational
Coinbase CardCoinbase CardVisaVirtual and plasticAGIRLATMVisa debit issued by a regulated US bank (Pathward) — spend crypto directly from your Coinbase balance and earn crypto rewards in an asset you pick from a rotating list.$0.00per $100Asks for everythingOperational
Ethena PayEthena PayVisaVirtual onlyAIRLIBANA self-custodial neobank from the issuer of the USDe synthetic dollar, built entirely on Avalanche, whose virtual Visa costs nothing to open, nothing to fund…$0.00per $100Asks for everythingOperational
Exodus CardExodus CardVisa · MCVirtual onlyAGIRLA virtual Visa or Mastercard that spends straight from Exodus Pay — a stablecoin balance in XO, USDC and USDT on Solana that sits in your own self-custodial…$0.00per $100Asks for everythingOperational
Krak CardKrak CardMastercardVirtual and plasticAGIRLATMIBANKraken's neobank Mastercard with 0% transaction fees, 0% FX markup, and up to 2% cashback (in BTC or local currency) — backed by a built-in UK/EEA bank account…$0.00per $100Asks for everythingOperational
Rebind CardRebind CardVisaVirtual onlyAGIRLIBANSelf-custodial euro app: a EUR IBAN plus a free virtual Visa (via Gnosis Pay) with zero-fee global spending and up to 5% yield on EUR — no lock-up, IBAN…$0.00per $100Asks for everythingOperational
Request Finance CardRequest Finance CardMastercardVirtual onlyUSDC-funded virtual corporate Mastercard built into Request Finance's invoicing, payroll and expense platform: issue cards for the team, fund them 1:1 in USDC…$0.00per $100Asks for everythingPaused
WhiteBIT NovaWhiteBIT NovaVisaVirtual and plasticAGIRLWhiteBIT exchange's debit Visa card with truly zero fees and up to 10% real-BTC cashback.$0.00per $100Asks for everythingPaused
Xapo Bank CardXapo Bank CardVisa · MCVirtual and plasticIRLATMIBANGibraltar-licensed bank account combining USD + BTC with a Visa or Mastercard debit card (virtual, standard and metal), free ATM withdrawals up to $100/mo…$0.00per $100Asks for everythingOperational
Zeal CardZeal CardVisaVirtual and plasticAGIRLATMIBANSelf-custodial Visa via Gnosis Pay with an up to 5% APY Earn account that auto-recharges the card and 0% FX, hiding crypto complexity behind familiar UX.$0.00per $100Asks for everythingIssues reported
WirexWirexVisa · MCVirtual and plasticAGIRLATMIBANPioneer crypto card (2014), now rebuilt as 'Wirex One' (open to the public since 5 October 2026) — a self-custodial stablecoin app with up to 8% USD cashback…$0.08per $100Asks for everythingIssues reported
OKX CardOKX CardVisa · MCVirtual onlyAGIRLOKX's stablecoin card with a 0.1% spread as its only fee, USDG cashback that grows with the VIP level and interest on the Pay balance — run as separate…$0.10per $100Asks for everythingOperational
Wenia CardWenia CardMastercardVirtual onlyAGIRLCrypto Mastercard from Wenia, the digital-asset company of Grupo Cibest (Bancolombia's parent) — 0% conversion when paying pesos with COPW, dollars with USDW…$0.10per $100Asks for everythingOperational
Nexo CardNexo CardMastercardVirtual and plasticAGIRLATMIBANOne of the highest Trustpilot ratings among crypto cards (4.4/5, 18K+ reviews).$0.20per $100Asks for everythingOperational
Relopay CardRelopay CardVisaVirtual onlyAGIRLTelegram mini-app Visa aimed at people living across Southeast Asia — 0% top-up from six coins, Apple Pay and Google Pay on the virtual card, and a prepaid…$0.20per $100Asks for everythingOperational
KOSH CardKOSH CardVisaVirtual and plasticAGIRLGlobal USD financial account for freelancers — Visa card (Personal or Corporate) + multiple funding rails (Virtual Bank Account, ACH, Wire, crypto deposit)…$0.50per $100Asks for everythingOperational
Ripio CardRipio CardVisaVirtual and plasticAGIRLATMArgentina-issued Visa prepaid card from LATAM crypto leader Ripio with 2% cashback in BTC, ETH or USDT, native Apple Pay/Google Wallet support, and…$0.50per $100Asks for everythingOperational
Trustee PlusTrustee PlusVisaVirtual onlyAGIRLCrypto wallet app with a virtual Visa card issued by Wirex Limited (UK): the card keeps its own USD balance topped up in USDC or USDT, charges 0% on purchases…$0.50per $100Asks for everythingIssues reported
Brighty AppBrighty AppVisa · MCVirtual and plasticAGIRLATMIBANSwiss crypto neobank (BTY Digital AG, VQF member) founded by an ex-Revolut engineer.$0.60per $100Asks for everythingDegraded
SwissBorg CardSwissBorg CardMastercardVirtual onlyAGIRLSwiss MEX-powered Mastercard: each purchase is routed through the Meta-Exchange for the best CEX/DEX rate, and up to 90% of the 0.99% fee comes back in BORG…$0.99per $100Asks for everythingOperational