TL;DR.Plasma One Card is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee n/a. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Plasma One Card.
Stablecoin-native neobank built on Plasma chain — Visa card from Rain, USDT/USDC self-custody, up to 3% cashback in XPL + 5%+ yield, zero-fee USDT transfers on Plasma rails.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Native stablecoin neobank from Plasma chain (XPL token)
- +Issued by Rain, a Visa Principal Member, under Visa license
- +Up to 3% cashback in XPL tokens (tier-based)
- +Up to 5% yield on stablecoin balances (some sources up to 10%+)
- +Zero-fee USDT transfers on Plasma network
- +Instant virtual card on approval, physical premium in-app
- +150+ countries Visa acceptance
- +Self-custody model — Plasma doesn't hold assets
- +Apple Pay & Google Pay supported
- +Newer service (rollout Sept 2025); now generally available (Android launched July 2026)
Cons.
- −Stablecoin balances NOT bank-deposit insured
- −Plasma is fintech, not regulated bank
- −Cashback paid in XPL (token volatility risk)
- −Newer service (rollout Sept 2025; full waitlist Q2 2026)
- −Third-party fees may apply on withdrawals (region-dependent)
- −Card controls limited until full launch
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
—
Issuance
—
Monthly
Free
Cost / $100
$0.00
Zero-fee USDT transfers on Plasma network. Up to 3% cashback (tier-based) paid in XPL tokens. Up to 5% yield on stablecoin balances (10%+ reported in some materials). Card issued by Rain, a Visa Principal Member, under Visa license. Now available to US residents (via Bridge Building Inc.). Third-party withdrawal fees may apply by region. Issuance/monthly fees not detailed publicly. 150+ countries via Visa.
COVERAGE
Where it works.
Supported coins
USDTUSDCXPL
Chains
Plasma
Use cases
Online · IRL
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
74/100
Verified July 21, 2026
ALTERNATIVES