Cards for ad spend
Adpos
AdposAdpos
Visa · MCsince 2023Solo buyerTeamAgencyAsks for a light checkOperational
Adpos issues USD Visa and Mastercard virtual cards on US and Hong Kong BINs for advertising spend only: the cards are MCC-locked, funded from one shared team balance and issued in bulk through a documented REST API. It is built for media-buying and affiliate teams rather than for consumers — roles, per-member budgets, per-card auto top-up and in-dashboard 3DS codes are the core of the product, and payouts from partner ad and affiliate networks can be credited straight into the balance. The same operator also sells Meta and TikTok agency accounts, Business Manager accounts and proxies, which makes it an ad-ops shop with a card product rather than a card issuer.
Total, per $100 of ad spend: ≥$5.00per $100 of ad spend
At least one component of the price is not published, so the real figure can only be higher.
Open adpos.ioNot a paid link: we earn nothing either way.
Who it is for
Media-buying teams already funding in USDT that want bulk issuance, per-member budgets and an API, and that treat the complete absence of published terms as a priced-in risk.
Whether to take Adpos
In its favour
- The two numbers that decide the cost of ad buying are stated concretely: $1 to issue a card and $0.30 per declined authorisation, both published by the provider in its own Telegram announcements in English and Russian.
- There is no monthly card upkeep — the site states that the monthly payments needed to retain a card are free, which removes the rent most ad-card issuers charge on dormant cards.
- 3DS codes appear inside the Adpos dashboard instead of going to a phone number, so the code is readable by whoever is actually running the ad account.
- Crypto funding across the five combinations the provider announced: USDT on Tron, Ethereum and Solana, USDC on Ethereum and Solana, with deposits starting at $100.
- A real, documented REST API: 1 to 30 cards issued per call, per-card auto top-up rules (top up $10 when the balance falls below $10), a single-transaction limit, tags and aliases, a webhook carrying approved/declined status with the merchant string, and withdrawal of an unused card balance back to the main wallet.
- A team layer funded from one master balance: a budget per member, card transfer between members, and role-based access — Partnerkin's walkthrough lists five roles (Administrator, Manager, User, Financial Officer, Leader).
Against it
- The legal documents are hard to reach and thin on the parts that matter: both footer entries are plain <span> tags wired to a script rather than links, so they cannot be opened in a new tab and no search engine indexes them, and the working address is /policy while /terms and /privacy-policy return 404. What the Terms of Use do say limits recourse sharply — liability is capped at $1,000, disputes go to arbitration at the International Centre for Dispute Resolution under the laws of California, and a refund of the whole wallet balance requires ceasing all card use, an emailed request and 14 business days. Chargebacks are not mentioned anywhere, and the privacy policy has not been updated since 15 October 2023.
- There is no pricing page. Every number — $1 per card, $0.30 per decline, 3.5% by wire, 5% by USDT, $100 minimum — lives in a marketing blog post or a Telegram announcement, undated, unversioned and changeable without notice.
- No company registration number, no licence and no issuing bank is named for either the US or the Hong Kong BINs. The only corporate name attached to the service anywhere is the domain registrant, Guangzhou Huiliangyun in mainland China, which sits against the "founded in Hong Kong" line in the provider's blog.
- The 5% USDT deposit fee is charged before anything is spent, so the "0% transaction fees" headline understates the real cost: $10,000 funded in USDT costs $500 before a single ad dollar moves. The cheaper 3.5% wire route is not self-serve — it requires contacting a sales representative and signing an agreement.
- There is almost no unpaid evidence to judge it by: Trustpilot holds four reviews, AFFCatalog shows none, and every long-form review found (ZorbasMedia, Partnerkin, Proxys.io, BitBrowser) routes through an Adpos affiliate link with a promo code for ten free cards. The one substantive named user comment, left on Partnerkin after a year of use, says "sometimes there are problems with payments, but support and service quickly fix them".
- Cards are MCC-locked to advertising with a $5,000 default single-transaction ceiling, and there is no self-serve path from sign-up to a funded card: a sales representative approves the account or an existing user's referral code does, and per ZorbasMedia support runs Monday to Friday, leaving a weekend payment failure with no documented escalation.
- The same operator sells adjacent gray-market products — Meta and TikTok agency accounts, Business Manager accounts and proxies — and its own channel offers accounts "for all geos and niches, including Gambling, Crypto, Nutra", which correlates the risk of a freeze with lines of business well outside card issuing.
- Money can leave the platform, but only on the provider's terms, and they are written down in one place — the separate help centre at docs.adpos.io. A full withdrawal to bank wire or a Capitalist account is conditional on closing the account for good: "the account will no longer be used and shall be deleted", and a deleted account cannot be reactivated. The self-service alternative pays out to bank transfer, USDT (TRC20) or Capitalist, but only after every card is removed and ten days pass with no transaction, charges a $20 fee on returns up to $500, needs an emailed confirmation reply, and takes three to seven business days.
What Adpos charges
Balance top-up5%
Per transactionFree
To issue a card$1
MonthlyFree
Per declined payment$0.30
Minimum top-up$100
Not published: card top-up, outside the card's currency.
There is no pricing page; every figure below comes from the provider's own blog and Telegram channel. Issuing a card costs $1 and there is no monthly upkeep — the site's wording is "FREE monthly payments to retain your card". A declined authorisation costs $0.30, transactions in the United States are stated as $0 on the Visa BIN series announced in September 2025, and "0% transaction fees" is claimed on the Hong Kong BINs; no rate is published for cross-border or non-dollar spend, so the conversion cost is unknown. The real cost sits on the deposit: 5% for USDT on TRC20, ERC20 or Solana, and 3.5% by bank wire, with a $100 minimum in both cases. The cheaper wire route requires contacting a sales representative and signing an agreement first, so a new account reaches it only through a manager. Nothing is published about a fee to move money from the account balance onto a card, about withdrawals, or about chargebacks. Third-party comparison sites circulate a tiered Adpos plan table with monthly subscription prices and multi-currency support; the provider publishes no plans and its cards are dollar-only, so those tables do not describe this product.
The platforms it names
Adpos names 8 platforms it is built for. A service is listed under a platform only where it says so itself — not where a review says it for them.
- Meta Ads
- Google Ads
- TikTok Ads
- Snapchat
- X Ads
- Outbrain
- Taboola
How it works
BINsUS, HK
CardsUnlimited
3D SecureIn dashboard
Getting inManual review
Where Adpos contradicts itself
8 places where the provider's own pages disagree with each other. Nothing here is our judgement — each line quotes both sides.
- The provider's own blog says "Founded in 2020 in Hong Kong", while the adpos.io domain was created on 28 February 2023 and the AFFCatalog directory lists 2023; the 2020 date belongs to the predecessor brand FBVCC, whose domain is still whitelisted in the sign-up portal's content-security policy.
- Adpos presents itself as Hong Kong-based in that same blog post, but the domain's registrant organisation is Guangzhou Huiliangyun with a registrant country of China, and the sign-up portal serves its pages as html lang="cn".
- The self-reported user count is different on every page it appears on: "over 6,000 webmasters" on the homepage, "over 8,000 webmasters" on the Google Ads solutions page, "over 4,000 media buying teams" in the comparison blog post, "over 5,000 media buyers" on the AdsPower partner page and "over 10,000 webmasters" in the Adpos-supplied Partnerkin writeup.
- The Facebook Ads FAQ answers the question about hidden fees with "No. We prioritize transparency with no hidden transaction fees", while the same provider's blog and Telegram channel state a 5% USDT deposit fee, a 3.5% wire fee and $0.30 per declined transaction.
- The Facebook Ads FAQ puts the minimum deposit at $100 "to make it accessible for both solo media buyers and agencies", while ZorbasMedia's walkthrough of the sign-up form reports that the form asks for a monthly spend of at least $5,000.
- The marketing site offers English, Russian, Ukrainian, Vietnamese and Arabic through its hreflang tags, while the dashboard itself is described as English, Chinese, Russian and Vietnamese in both third-party walkthroughs.
- Adpos publishes no KYC policy at all and describes no document upload anywhere on its site, while the AFFCatalog directory entry states that "KYC verification is required to issue a card".
- The help centre promises a self-service payout in three to seven business days, while section 7.2 of the Terms of Use says a refund of the wallet balance is made 14 business days after you cease using the cards.
How we checked
Every figure on this page was read off adpos.io on 16 August 2026. Where Adpos publishes nothing, this page prints a dash rather than an estimate.
Open adpos.ioNot a paid link: we earn nothing either way.