BitfreeBitfree
VisaVirtual onlyBefore you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Hong Kong-based minimal-KYC card accessible to Russian/CIS users. Physical card available but at premium $300 price — typical for low-KYC providers.
163 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23. This one takes 5 times that for the same loss of privacy.
Whether to take Bitfree
In its favour
- Available for Russian users
- Physical card option with ATM access
- Reloadable with crypto
Against it
- KYC creep: now requires government ID + liveness
- Physical card costs $300 — extremely expensive
- ~4.2% top-up fee
What Bitfree costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $0.00 |
| To spend it | |
| To spend | 2% |
| Total, per $100 spent | $6.20 |
Not published by the issuer: to issue the card, to load, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off bitfree.us on September 9, 2026.
~4.2% top-up fee. 2% per transaction. Virtual from $15, physical $300. $1,000/day ATM limit. FX built into conversion spread.
KYC: what Bitfree asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
Bitfree publishes no spending limits at all.
Where it works
Closed to residents of 1 countries, according to the issuer's own terms.
- China
The other flaws
- 2% transaction fee on purchases
- No banking license
How we checked this
Thirteen fields are tracked for every service. 7 of them carry a figure we read off bitfree.us on September 9, 2026.
- Issuer's page
- Cost per $100 · Per-payment charge · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Loading charge · Currency conversion · Issuance · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Bitfree
FigoFigoVisaVirtual onlyAsks for everythingOperationalFree to load. 2% outside the dollar, plus $1.00 fixed.AG12 Sept$3.00per $100 spent
OneSafe CardOneSafe CardVisaVirtual onlyAsks for everythingOperational3% outside the dollar. 3 fee fields are not published.AG21 Jul$3.00per $100 spent
Lava CardLava CardVisaVirtual onlyAsks for everythingOperationalPublishes 2 of five fee fields — not enough to price.AG31 Julnot published