Ledger
Bitmama Card
Bitmama CardBitmama Card
VisaVirtual onlySince 2017Asks for a documentIssues reported
Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
African virtual crypto card focused on Nigeria/Ghana/Kenya — fund USDT/USDC and spend in USD anywhere Visa is accepted. $11/month fee.
Total, per $100 spent: $0.00per $100 spent
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open bitmama.ioNot a paid link: we earn nothing either way.
Whether to take Bitmama Card
In its favour
- Fund with USDT/USDC stablecoins, auto-converts to USD
- Available to Nigeria, Ghana, Kenya
- Backed by MANSA liquidity partner
- Physical crypto card on waitlist for in-store payments
Against it
- Mastercard service paused (provider issues, Nov 2024)
- $11/month for virtual Visa card
- Only 3 countries currently: NG, GH, KE
- Virtual card only operational (no Apple/Google Pay)
Also true, in its favour
- Crypto-to-fiat tap-to-pay model
What Bitmama Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $11.00 |
| To put money in | |
| To load | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: to issue the card, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off bitmama.io on September 7, 2026.
Virtual Visa: $11/month. Mastercard service paused since November 2024 due to issuer provider issues. Available Nigeria, Ghana, Kenya. Physical card on waitlist. Stablecoins (USDT/USDC) convert to USD on the card.
KYC: what Bitmama Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Bitmama Card publishes no spending limits at all.
Where it works
WalletsNeither
Accepted whereOnline only
Account detailsNone — it is a card, not an account
Coins in5USDT, USDC, cUSD, BTC, ETH
Chains3Ethereum, Tron, BSC
TiersVisa Virtual, Physical (waitlist)
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Full KYC required
- Status unstable — periodic provider issues
How we checked this
Thirteen fields are tracked for every service. 6 of them carry a figure we read off bitmama.io on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Currency conversion · Per-payment charge · Issuance · Cash machine charge · Spending limits · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bitmama.ioNot a paid link: we earn nothing either way.
Alternatives to Bitmama Card
Costs $1.00 more per $100 — the price of the difference.
CashiCashiVisaVirtual onlyAsks for a documentOperationalFree to load. 1% outside the dollar.AG12 Sept$1.00per $100 spent
CashiCashiVisaVirtual onlyAsks for a documentOperationalFree to load. 1% outside the dollar.AG12 Sept$1.00per $100 spent
