TL;DR.Bitmama Card is a Visa crypto debit card (Virtual, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee not disclosed. Wallet support: none. Status: Issues reported. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Bitmama Card.
African virtual crypto card focused on Nigeria/Ghana/Kenya — fund USDT/USDC and spend in USD anywhere Visa is accepted. $11/month fee.
Before you continue. Users are reporting problems with this service — withdrawals, support or card delivery. Check current reports before depositing funds.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Issues reported
Pros.
- +Fund with USDT/USDC stablecoins, auto-converts to USD
- +Available to Nigeria, Ghana, Kenya
- +Backed by MANSA liquidity partner
- +Physical crypto card on waitlist for in-store payments
- +Crypto-to-fiat tap-to-pay model
Cons.
- −⚠️ Mastercard service paused (provider issues, Nov 2024)
- −$11/month for virtual Visa card
- −Only 3 countries currently: NG, GH, KE
- −Virtual card only operational (no Apple/Google Pay)
- −Full KYC required
- −Status unstable — periodic provider issues
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
—
Issuance
—
Monthly
$11
Cost / $100
$0.00
Virtual Visa: $11/month. Mastercard service paused since November 2024 due to issuer provider issues. Available Nigeria, Ghana, Kenya. Physical card on waitlist. Stablecoins (USDT/USDC) convert to USD on the card.
COVERAGE
Where it works.
Supported coins
USDTUSDCcUSDBTCETH
Chains
EthereumTronBSC
Use cases
Online only
Blocked countries
None
WALLETS
Apple PayNo
Google PayNo
ATMNo
REPUTATION
Trustpilot
1.9/5
13 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES