TL;DR.MEXC Card is a Visa crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $1. Top-up fee 0%, FX fee 1%. Wallet support: Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
MEXC Card.
Native MEXC Card launched late March 2026, replacing the MEXC × ether.fi Mastercard. A Visa debit card that spends directly from your USDT balance — up to 10% cashback in USDT plus 7% APR on your card balance, with zero annual and top-up fees.
Cost / $100
$1.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
$5M
Status
Operational
Pros.
- +Visa debit card funded directly from your MEXC USDT balance — no separate top-up wallet
- +Up to 10% cashback in USDT, paid monthly, plus 7% APR on your card balance simultaneously
- +0 annual fee, 0 top-up fee; virtual card is free to activate
- +Very high limits: up to $100k per transaction, $1M daily, $5M monthly
- +Google Pay supported for instant contactless spending
- +No income proof, asset audit, or credit check — only Advanced KYC required
Cons.
- −Apple Pay not supported — Google Pay only
- −Physical card costs $25 and is currently VIP invite-only (4-6 week shipping)
- −1% fee on USD purchases plus 1% on non-USD cross-border transactions
- −Advanced KYC required, including proof of address from a limited list of eligible countries
- −$2/month inactivity fee after 3 consecutive months with no transactions
- −Standard MEXC blocked countries apply (US, RU, CN, UA, and other sanctioned/restricted regions)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
1%
FX fee
1%
Issuance
Free
Monthly
Free
Cost / $100
$1.00
0 annual, 0 top-up fee. 1% fee on USD purchases, 1% on non-USD cross-border transactions (built into the FX rate, no extra markup). Virtual card free; physical card $25 (VIP invite-only). $2/month inactivity fee after 3 months with no transactions. Cashback up to 10% in USDT (tiered by M-Score) + 7% APR on balance (100-100,000 USDT), paid separately.
COVERAGE
Where it works.
Supported coins
USDT
Chains
—
Use cases
Online · IRL
Blocked countries
USCNRUBYIRKPSYCUVEEGMMNGZAUASDSSLYBICFSOZWAF
WALLETS
Apple PayNo
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
69/100
Verified July 21, 2026
ALTERNATIVES