Ledger
MEXC Card
May 27, 2026New cardMEXC relaunches as native Visa debit card funded by USDTOfficially announced May 27, 2026, MEXC replaced its co-branded Mastercard with ether.fi with a new native MEXC Card — a Visa debit card that draws directly from a user's USDT balance, offering up to 10% cashback in USDT and up to 7% APR on the card balance.mexc.com
MEXC CardMEXC Card
VisaVirtual and plasticSince 2026Asks for everythingOperational
Native MEXC Card launched late March 2026, replacing the MEXC × ether.fi Mastercard. A Visa debit card that spends directly from your USDT balance — up to 10% cashback in USDT plus 7% APR on your card balance, with zero annual and top-up fees.
Total, per $100 spent: $2.00per $100 spent
98 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23.
Open mexc.comNot a paid link: we earn nothing either way.
Whether to take MEXC Card
In its favour
- Visa debit card funded directly from your MEXC USDT balance — no separate top-up wallet
- Up to 10% cashback in USDT, paid monthly, plus 7% APR on your card balance simultaneously
- 0 annual fee, 0 top-up fee; virtual card is free to activate
- Very high limits: up to $100k per transaction, $1M daily, $5M monthly
Against it
- Apple Pay not supported — Google Pay only
- Physical card costs $25 and is currently VIP invite-only (4-6 week shipping)
- 1% fee on USD purchases plus 1% on non-USD cross-border transactions
- Advanced KYC required, including proof of address from a limited list of eligible countries
Also true, in its favour
- Google Pay supported for instant contactless spending
- No income proof, asset audit, or credit check — only Advanced KYC required
What MEXC Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 1% |
| To spend outside the dollar | 1% |
| Total, per $100 spent | $2.00 |
Not published by the issuer: per payment, fixed, at a cash machine.
Read off mexc.com on September 7, 2026.
0 annual, 0 top-up fee. 1% fee on USD purchases, 1% on non-USD cross-border transactions (built into the FX rate, no extra markup). Virtual card free; physical card $25 (VIP invite-only). $2/month inactivity fee after 3 months with no transactions. Cashback up to 10% in USDT (tiered by M-Score) + 7% APR on balance (100-100,000 USDT), paid separately.
KYC: what MEXC Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Daily spend$50,000
Per payment$50,000
Not published by the issuer: monthly spend, maximum balance, cash, per day.
Confirmed on mexc.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsGoogle Pay only
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in1USDT
Closed to residents of 22 countries, according to the issuer's own terms.
- Afghanistan
- Belarus
- Burundi
- Central African Republic
- China
- Cuba
- Egypt
- Iran
- Libya
- Myanmar
- Nigeria
- North Korea
- Russia
- Somalia
- South Africa
- South Sudan
- Sudan
- Syria
- Ukraine
- United States
- Venezuela
- Zimbabwe
The other flaws
- $2/month inactivity fee after 3 consecutive months with no transactions
- Standard MEXC blocked countries apply (US, RU, CN, UA, and other sanctioned/restricted regions)
What has changed
1 recorded changes, the most recent on May 27, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 11 of them carry a figure we read off mexc.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cash machine charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open mexc.comNot a paid link: we earn nothing either way.
Alternatives to MEXC Card
Takes $0.20 less on every $100 spent.
DeCardDeCardVisaVirtual and plasticAsks for everythingOperational1.8% outside the dollar. 1 fee field is not published.AG21 Jul$1.80per $100 spent
DeCardDeCardVisaVirtual and plasticAsks for everythingOperational1.8% outside the dollar. 1 fee field is not published.AG21 Jul$1.80per $100 spentTakes $0.50 less on every $100 spent.
Uphold CardUphold CardVisaVirtual and plasticAsks for everythingOperationalFree to load. 1.5% outside the dollar.AG21 Jul$1.50per $100 spent
Uphold CardUphold CardVisaVirtual and plasticAsks for everythingOperationalFree to load. 1.5% outside the dollar.AG21 Jul$1.50per $100 spentTakes $0.50 less on every $100 spent.
wavecardwavecardVisaVirtual and plasticAsks for everythingOperationalFree to load. $1.50 fixed.AG7 Sept$1.50per $100 spent
wavecardwavecardVisaVirtual and plasticAsks for everythingOperationalFree to load. $1.50 fixed.AG7 Sept$1.50per $100 spent