TL;DR.Solayer Pay is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0.65. Top-up fee 0.5%, FX fee 1.75%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Solayer Pay.
Solayer Pay — Solana-native Visa card from Solayer Labs to spend on-chain stablecoins anywhere in the world; launched April 2025 as Emerald Card, physical card added May 2026, with ATM and Apple/Google Pay support.
Cost / $100
$0.65
Top-up fee
0.5%
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Solana-native: spend on-chain crypto globally
- +Apple Pay and Google Pay supported
- +Both virtual (instant) and physical (ATM + IRL) cards
- +Low fees: 0.5% top-up, $0.15 per domestic transaction
- +From Solayer Labs (Solana ecosystem)
Cons.
- −$20/year membership fee (new users)
- −International transactions cost $0.10 + 1.75%
- −KYC verification required (3–5 business days)
- −Some US states and countries restricted
- −Cashback/yield program still rolling out
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
0.5%
Transaction fee
—
FX fee
1.75%
Issuance
$20
Monthly
—
Cost / $100
$0.65
$20/year membership fee (physical card free for existing members). Top-up fee 0.5%. Domestic transaction fee $0.15 flat. International transactions: $0.10 + 1.75% FX. Source: docs.solayer.org/solayer-pay/faq.
COVERAGE
Where it works.
Supported coins
SOLUSDCUSDT
Chains
Solana
Use cases
Online · IRL · ATM
Blocked countries
None
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
56/100
Verified July 21, 2026
ALTERNATIVES