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Solayer Pay
May 27, 2026New cardSolayer launches physical card for Solayer PayOn May 27, 2026, Solayer officially launched the Solayer Pay Physical Card — a Visa-compatible card letting users spend their Solayer Pay stablecoin balance in-store, online and at ATMs. It's free for existing users; new users pay a $20 annual activation fee.prnewswire.com
Solayer PaySolayer Pay
VisaVirtual and plasticSince 2025Asks for a documentOperational
Solayer Pay — Solana-native Visa card from Solayer Labs to spend on-chain stablecoins anywhere in the world; launched April 2025 as Emerald Card, physical card added May 2026, with ATM and Apple/Google Pay support.
Total, per $100 spent: $2.40per $100 spent
114 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 2 times that for the same loss of privacy.
Open solayer.orgNot a paid link: we earn nothing either way.
Whether to take Solayer Pay
In its favour
- Solana-native: spend on-chain crypto globally
- Apple Pay and Google Pay supported
- Both virtual (instant) and physical (ATM + IRL) cards
- Low fees: 0.5% top-up, $0.15 per domestic transaction
Against it
- $20/year membership fee (new users)
- International transactions cost $0.10 + 1.75%
- KYC verification required (3–5 business days)
- Some US states and countries restricted
Also true, in its favour
- From Solayer Labs (Solana ecosystem)
What Solayer Pay costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $20.00 |
| To put money in | |
| To load | 0.5% |
| To spend it | |
| Per payment, fixed | $0.15 |
| To spend outside the dollar | 1.75% |
| Total, per $100 spent | $2.40 |
Not published by the issuer: monthly, to spend, at a cash machine.
Read off solayer.org on July 21, 2026.
$20/year membership fee (physical card free for existing members). Top-up fee 0.5%. Domestic transaction fee $0.15 flat. International transactions: $0.10 + 1.75% FX. Source: docs.solayer.org/solayer-pay/faq.
KYC: what Solayer Pay asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Solayer Pay publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in3SOL, USDC, USDT
Chains1Solana
TiersVirtual Card, Physical Card
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Cashback/yield program still rolling out
What has changed
1 recorded changes, the most recent on May 27, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 8 of them carry a figure we read off solayer.org on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Monthly · Cash machine charge · Spending limits · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open solayer.orgNot a paid link: we earn nothing either way.
Alternatives to Solayer Pay
Costs $0.10 more per $100 — the price of the difference.
KartaKartaVisaVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar, plus $1.50 fixed.AG7 Sept$2.50per $100 spent
KartaKartaVisaVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar, plus $1.50 fixed.AG7 Sept$2.50per $100 spentTakes $0.10 less on every $100 spent.
KOSH CardKOSH CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar, plus $0.30 fixed.AG21 Jul$2.30per $100 spent
KOSH CardKOSH CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar, plus $0.30 fixed.AG21 Jul$2.30per $100 spentTakes $0.40 less on every $100 spent.
DPT PayDPT PayVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar.AG11 Sept$2.00per $100 spent
DPT PayDPT PayVisaVirtual and plasticAsks for a documentOperationalFree to load. 2% outside the dollar.AG11 Sept$2.00per $100 spent