Solflare Card.
PAUSED since 28 July 2026: both virtual and physical cards stopped working after card issuing partner Kulipa wound down. Funds are unaffected — the card was self-custodial, so nothing was ever held by the issuer. Solflare says a new issuing partner is being integrated with the card expected in August; existing cards will not carry over and a fresh KYC will likely be required. Originally the first true self-custody Mastercard debit card on Solana — USDC was pulled live from your own wallet at checkout via signed delegation, with no centralized top-up or pre-funding required.
Pros.
- +True self-custodial debit card — funds remain in your Solflare wallet, you control the keys
- +No top-ups, no preloading, no conversions — USDC is deducted directly at checkout
- +Powered by Mastercard, accepted at 100M+ merchants worldwide
- +Google Pay supported for tap-to-pay (Apple Pay coming soon)
- +Both virtual (instant) and physical (7-14 days) cards available
- +Optimized for Solana — fast, low-cost on-chain settlement (~$0.01 gas)
- +3D Secure with OTP, biometric authentication, freeze/unfreeze in app
Cons.
- −Currently only available in the EEA and UK (other regions case-by-case)
- −Mandatory KYC verification (passport or driver's license) required before issuance
- −Only USDC on Solana is supported today — no SOL or other assets yet
- −Conservative limits: 10,000 USDC daily / 30,000 USDC monthly spending; 500 USDC daily ATM
- −Foreign exchange and ATM operator fees may apply on top of Mastercard interbank rates
- −One virtual and one physical card per user
Detailed fee breakdown.
Card is paused as of 28 July 2026 — no transactions are possible, and card-linked subscription auto-renewals have stopped. Fee terms below applied to the discontinued Kulipa-issued program and will be replaced when the new issuer launches: no top-up fee from Solflare itself; 1% FX fee on non-USD purchases; third-party ATM operator fees may still apply; Solana network gas ~$0.01 per transaction. Solflare has stated the new program will add Apple Pay and Google Pay, higher limits and cashback, but exact terms are not yet published.