TL;DR.Solflare Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $1. Top-up fee 0%, FX fee 1%. Wallet support: Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
Solflare Card.
First true self-custody Mastercard debit card on Solana — USDC is pulled live from your own wallet at checkout via signed delegation, with no centralized top-up or pre-funding required.
Cost / $100
$1.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
$30,000
Status
Operational
Pros.
- +True self-custodial debit card — funds remain in your Solflare wallet, you control the keys
- +No top-ups, no preloading, no conversions — USDC is deducted directly at checkout
- +Powered by Mastercard, accepted at 100M+ merchants worldwide
- +Google Pay supported for tap-to-pay (Apple Pay coming soon)
- +Both virtual (instant) and physical (7-14 days) cards available
- +Optimized for Solana — fast, low-cost on-chain settlement (~$0.01 gas)
- +3D Secure with OTP, biometric authentication, freeze/unfreeze in app
Cons.
- −Currently only available in the EEA and UK (other regions case-by-case)
- −Mandatory KYC verification (passport or driver's license) required before issuance
- −Only USDC on Solana is supported today — no SOL or other assets yet
- −Conservative limits: 10,000 USDC daily / 30,000 USDC monthly spending; 500 USDC daily ATM
- −Foreign exchange and ATM operator fees may apply on top of Mastercard interbank rates
- −One virtual and one physical card per user
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
1%
Issuance
—
Monthly
—
Cost / $100
$1.00
No top-up fee from Solflare itself. A 1% FX fee applies to non-USD purchases (per help.solflare.com). Third-party ATM operator fees may still apply. Solana network gas is ~$0.01 per transaction.
COVERAGE
Where it works.
Supported coins
USDC
Chains
Solana
Use cases
Online · IRL
Blocked countries
None
WALLETS
Apple PayNo
Google PayYes
ATMNo
REPUTATION
Trustpilot
3.9/5
66 reviews
Monetiro score
77/100
Verified July 21, 2026
ALTERNATIVES