Solflare CardSolflare Card
MastercardVirtual and plasticSince 2025Before you continue. Sign-ups or card issuance are paused by the issuer. Cards already out may still work.
PAUSED since 28 July 2026: both virtual and physical cards stopped working after card issuing partner Kulipa wound down. Funds are unaffected — the card was self-custodial, so nothing was ever held by the issuer. Solflare says a new issuing partner is being integrated with the card expected in August; existing cards will not carry over and a fresh KYC will likely be required. Originally the first true self-custody Mastercard debit card on Solana — USDC was pulled live from your own wallet at checkout via signed delegation, with no centralized top-up or pre-funding required.
53 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.
Whether to take Solflare Card
In its favour
- True self-custodial debit card — funds remain in your Solflare wallet, you control the keys
- No top-ups, no preloading, no conversions — USDC is deducted directly at checkout
- Powered by Mastercard, accepted at 100M+ merchants worldwide
- Google Pay supported for tap-to-pay (Apple Pay coming soon)
Against it
- Currently only available in the EEA and UK (other regions case-by-case)
- Mandatory KYC verification (passport or driver's license) required before issuance
- Only USDC on Solana is supported today — no SOL or other assets yet
- Conservative limits: 10,000 USDC daily / 30,000 USDC monthly spending; 500 USDC daily ATM
Also true, in its favour
- Both virtual (instant) and physical (7-14 days) cards available
- Optimized for Solana — fast, low-cost on-chain settlement (~$0.01 gas)
- 3D Secure with OTP, biometric authentication, freeze/unfreeze in app
What Solflare Card costs
| Charge | What it costs |
|---|---|
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend outside the dollar | 1% |
| Total, per $100 spent | $1.00 |
Not published by the issuer: to issue the card, monthly, to spend, per payment, fixed, at a cash machine.
Read off solflare.com on September 9, 2026.
Card is paused as of 28 July 2026 — no transactions are possible, and card-linked subscription auto-renewals have stopped. Fee terms below applied to the discontinued Kulipa-issued program and will be replaced when the new issuer launches: no top-up fee from Solflare itself; 1% FX fee on non-USD purchases; third-party ATM operator fees may still apply; Solana network gas ~$0.01 per transaction. Solflare has stated the new program will add Apple Pay and Google Pay, higher limits and cashback, but exact terms are not yet published.
KYC: what Solflare Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Limits on spending
Not published by the issuer: maximum balance.
Confirmed on solflare.com on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Foreign exchange and ATM operator fees may apply on top of Mastercard interbank rates
- One virtual and one physical card per user
What has changed
2 recorded changes, the most recent on April 30, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 7 of them carry a figure we read off solflare.com on September 9, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Per-payment charge · Issuance · Monthly · Cash machine charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Solflare Card
THORWallet CardTHORWallet CardMastercardVirtual and plasticAsks for a documentOperational1.5% outside the dollar. 1 fee field is not published.AG21 Jul$1.50per $100 spent
Bybit Card LiteBybit Card LiteMastercardVirtual onlyAsks for a documentOperationalFree to load. 0.5% outside the dollar.AG9 Sept$0.50per $100 spent
xPortal CardxPortal CardMastercardVirtual and plasticAsks for a documentOperationalPublishes 4 of five fee fields — not enough to price.AG7 Septnot published