Ledger
SORA Card
January 30, 2026DelistedSORA Card services terminatedSORA Card's issuer announced termination of card services, with the mobile app and all card functionality ceasing on 30 January 2026. Balances required a manual release request to issuer Unlimit. The separate, self-custodial SORA Wallet continues to operate.soracard.com
SORA CardSORA Card
MastercardVirtual and plasticSince 2023Asks for everythingShut down
Do not use. This service has shut down. The link to the issuer is removed; the page is kept as a record.
All-in-one self-custodial wallet + multi-chain DEX (Polkaswap) + Mastercard debit + EUR IBAN — community-driven SORA project, integrated DeFi.
Total, per $100 spent: $0.00per $100 spent
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.
Whether to take SORA Card
In its favour
- Self-custodial multi-chain wallet integrated with DEX (Polkaswap)
- European IBAN included
- Mastercard accepted at 90M+ merchants
- First 5,000 applicants — no annual or monthly fees
Against it
- EEA residents only
- €20 KYC fee if you don't hold €100 in XOR
- Token (XOR) holding requirement for fee discount
- Polkadot/Substrate ecosystem niche
Also true, in its favour
- Top-up via XOR, SEPA, or any credit/debit card
- Apple Pay & Google Pay
What SORA Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off soracard.com on September 7, 2026.
Free physical and virtual issuance for first 5,000 applicants. €20 KYC fee waived if holding €100+ in XOR. No annual/monthly fee for first 5,000. Top-up via XOR, SEPA, or any debit/credit card (Mastercard/Visa/Discover/Diners/JCB). EEA residents only.
KYC: what SORA Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
SORA Card publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in5XOR, BTC, ETH, USDT, USDC
Chains3Polkadot, Ethereum, Substrate
TiersVirtual, Physical
Closed to residents of 2 countries, according to the issuer's own terms.
- United Kingdom
- United States
The other flaws
- Full KYC required
- Phase 2 features still rolling out
What has changed
1 recorded changes, the most recent on January 30, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 8 of them carry a figure we read off soracard.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Issuance · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Per-payment charge · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to SORA Card
Costs exactly the same.
Bleap CardBleap CardMastercardVirtual and plasticAsks for everythingOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG7 Sept$0.00per $100 spent
Bleap CardBleap CardMastercardVirtual and plasticAsks for everythingOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG7 Sept$0.00per $100 spent
