TL;DR.SORA Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee not disclosed. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
SORA Card.
All-in-one self-custodial wallet + multi-chain DEX (Polkaswap) + Mastercard debit + EUR IBAN — community-driven SORA project, integrated DeFi.
Cost / $100
$0.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +Self-custodial multi-chain wallet integrated with DEX (Polkaswap)
- +European IBAN included
- +Mastercard accepted at 90M+ merchants
- +First 5,000 applicants — no annual or monthly fees
- +Top-up via XOR, SEPA, or any credit/debit card
- +Apple Pay & Google Pay
Cons.
- −EEA residents only
- −€20 KYC fee if you don't hold €100 in XOR
- −Token (XOR) holding requirement for fee discount
- −Polkadot/Substrate ecosystem niche
- −Full KYC required
- −Phase 2 features still rolling out
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
—
Issuance
Free
Monthly
Free
Cost / $100
$0.00
Free physical and virtual issuance for first 5,000 applicants. €20 KYC fee waived if holding €100+ in XOR. No annual/monthly fee for first 5,000. Top-up via XOR, SEPA, or any debit/credit card (Mastercard/Visa/Discover/Diners/JCB). EEA residents only.
COVERAGE
Where it works.
Supported coins
XORBTCETHUSDTUSDC
Chains
PolkadotEthereumSubstrate
Use cases
Online · IRL · ATM
Blocked countries
USGB
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES