Monetiro229 services on the ledger · last checked October 6, 2026
$0.00/$100
Ledger
YouHodler Card

YouHodler Card

MastercardVirtual and plasticSince 2024
Asks for a documentOperational

Swiss/EU MFSA-licensed Mastercard with 2% cashback on every purchase + up to 12% interest on separate yield account — 30 EEA countries, Apple/Google Pay.

Total, per $100 spent: $0.00per $100 spent

It takes nothing at all. 173 of the 174 priced cards cost more. Among the 101 that ask for exactly as much identity, the median is $1.00.

Open youhodler.comNot a paid link: we earn nothing either way.

Whether to take YouHodler Card

In its favour

  • 2% cashback on every purchase
  • 0 monthly fees
  • Both physical and virtual card
  • 30 EEA countries supported

Against it

  • Specific FX/transaction/issuance fees not transparently published
  • EEA only
  • Cashback structure may have tier-based limits not detailed
  • US not supported

Also true, in its favour

  • Apple Pay & Google Pay supported
  • Earn up to 12% interest on yield account separately
  • EU MFSA-licensed (Malta)

What YouHodler Card costs

ChargeWhat it costs
To get the card
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
Total, per $100 spent$0.00

Not published by the issuer: to issue the card, per payment, fixed, to spend outside the dollar, at a cash machine.

Read off youhodler.com on July 21, 2026.

2% cashback on every purchase. 0 monthly fees. Specific FX/issuance/transaction fees not transparently published — verify in app. Up to 12% interest on YouHodler Yield Account separately. 30 EEA countries: AT/BE/BG/HR/CY/CZ/DK/EE/FI/FR/DE/GR/HU/IS/IE/IT/LV/LI/LT/LU/MT/NO/PL/PT/RO/SK/SI/ES/SE/NL.

KYC: what YouHodler Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

YouHodler Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in5BTC, ETH, USDT, USDC, EURC
Chains2Ethereum, Bitcoin

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

How we checked this

Thirteen fields are tracked for every service. 8 of them carry a figure we read off youhodler.com on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Per-payment charge · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Currency conversion · Issuance · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open youhodler.comNot a paid link: we earn nothing either way.

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