YouHodler CardYouHodler Card
MastercardVirtual and plasticSince 2024Swiss/EU MFSA-licensed Mastercard with 2% cashback on every purchase + up to 12% interest on separate yield account — 30 EEA countries, Apple/Google Pay.
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 101 that ask for exactly as much identity, the median is $1.00.
Whether to take YouHodler Card
In its favour
- 2% cashback on every purchase
- 0 monthly fees
- Both physical and virtual card
- 30 EEA countries supported
Against it
- Specific FX/transaction/issuance fees not transparently published
- EEA only
- Cashback structure may have tier-based limits not detailed
- US not supported
Also true, in its favour
- Apple Pay & Google Pay supported
- Earn up to 12% interest on yield account separately
- EU MFSA-licensed (Malta)
What YouHodler Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: to issue the card, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off youhodler.com on July 21, 2026.
2% cashback on every purchase. 0 monthly fees. Specific FX/issuance/transaction fees not transparently published — verify in app. Up to 12% interest on YouHodler Yield Account separately. 30 EEA countries: AT/BE/BG/HR/CY/CZ/DK/EE/FI/FR/DE/GR/HU/IS/IE/IT/LV/LI/LT/LU/MT/NO/PL/PT/RO/SK/SI/ES/SE/NL.
KYC: what YouHodler Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Limits on spending
YouHodler Card publishes no spending limits at all.
Where it works
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
How we checked this
Thirteen fields are tracked for every service. 8 of them carry a figure we read off youhodler.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Issuance · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
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