TL;DR.ZARUB is a Visa · MC crypto debit card (Virtual, KYC: No KYC). Cost per $100 spent: not disclosed. Top-up fee not disclosed, FX fee not disclosed. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · NO KYC
ZARUB.
Specifically designed for Russian users to pay for foreign services. Accepts Russian bank cards and crypto. Virtual Visa/Mastercard issuance for $19.
Cost / $100
—
Top-up fee
—
Network
Visa · MC
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Minimal KYC
- +Top-up from Russian bank cards (from 100₽)
- +Crypto top-up: USDT, BTC, TON
- +Virtual Visa/Mastercard
- +Designed for paying foreign services
Cons.
- −Niche service without transparent licensing
- −Virtual only — no physical card
- −Fee structure not fully disclosed
- −No Trustpilot presence
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
—
Issuance
$19
Monthly
Free
Cost / $100
—
Issuer does not publicly disclose fee details — exact figures vary, verify in app.
$19 per card issuance, $0/mo maintenance. Top-up from Russian bank cards (min 100₽) or crypto (USDT, BTC, TON). Transaction fees not disclosed.
COVERAGE
Where it works.
Supported coins
USDTBTCTONTRX
Chains
TronEthereumTON
Use cases
Online only
Blocked countries
AFCUIRKPSOSYYE
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES