Ledger
ZARUB
ZARUBZARUB
Visa · MCVirtual onlyNo KYCIssues reported
Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Specifically designed for Russian users to pay for foreign services. Accepts Russian bank cards and crypto. Virtual Visa/Mastercard issuance for $19.
Total, per $100 spent: not published
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Open zarub.ioNot a paid link: we earn nothing either way.
Whether to take ZARUB
In its favour
- Minimal KYC
- Top-up from Russian bank cards (from 100₽)
- Crypto top-up: USDT, BTC, TON
- Virtual Visa/Mastercard
Against it
- Niche service without transparent licensing
- Virtual only — no physical card
- Fee structure not fully disclosed
- No Trustpilot presence
Also true, in its favour
- Designed for paying foreign services
What ZARUB costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $19.00 |
| Monthly | $0.00 |
| Total, per $100 spent | Not published |
Not published by the issuer: to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off zarub.io on September 7, 2026.
$19 per card issuance, $0/mo maintenance. Top-up from Russian bank cards (min 100₽) or crypto (USDT, BTC, TON). Transaction fees not disclosed.
KYC: what ZARUB asks for
An email address, and nothing else. No document, no face, no address — and a burner address costs nothing, which is why the ledger counts this as no identity check at all.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
ZARUB publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in4USDT, BTC, TON, TRX
Chains3Tron, Ethereum, TON
Closed to residents of 7 countries, according to the issuer's own terms.
- Afghanistan
- Cuba
- Iran
- North Korea
- Somalia
- Syria
- Yemen
How we checked this
Thirteen fields are tracked for every service. 6 of them carry a figure we read off zarub.io on September 7, 2026.
- Issuer's page
- Issuance · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open zarub.ioNot a paid link: we earn nothing either way.
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This one we could price: $4.00 per $100 spent.
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