Ledger
Bitunix Card
Bitunix CardBitunix Card
VisaVirtual onlySince 2026Asks for everythingOperational
An exchange card whose published terms are unusually complete — every fee and the whole restricted list sit in one agreement — attached to a marketing page that has been rendering "undefined%--%" for weeks, and a geography that excludes the entire EEA, the UK and the US.
Total, per $100 spent: $2.30per $100 spent
111 of the 175 priced cards cost less. Among the 112 that ask for exactly as much identity, the median is $1.23.
Open bitunix.comNot a paid link: we earn nothing either way.
Whether to take Bitunix Card
Check the country list before anything else, because for most readers of this site that is where it ends: the EEA, the UK, the US, Canada, Singapore, Hong Kong, the UAE, India and Brazil are all excluded. If you are inside the remaining geography and hold USDT on Bitunix, the terms are decent — free to issue and hold, 0.5% on dollar spending, published limits in five figures. Do not judge it by the landing page, which has been printing "undefined%--%" where its cashback rate should be.
In its favour
- Free to issue, no monthly fee, and USDT converts into the card balance at 1:1 with nothing taken on the way in
- The limits are generous and published as exact figures: $10,000 per transaction, $10,000 a day and $50,000 a month
- The full fee schedule and the restricted-jurisdiction list both live in the card agreement rather than behind a signup
- Apple Pay and Google Pay, plus LINE Pay, WeChat and Alipay — a wallet spread most cards in this catalogue do not attempt
Against it
- The geography is the headline and it is brutal: 95 of the 203 countries this site tracks are excluded, including the entire EEA, the United Kingdom, the United States, Canada, China, Hong Kong, Singapore, the UAE, India, Brazil, Israel, Turkey and Ukraine. Almost everywhere with a mature card market is closed
- The marketing page is broken and has been for weeks. It renders unfilled template variables — "Up to -% Cashback", "Earn up to 0 USDT", "undefined%--%" — including inside the fee tiles, so nothing on it can be used as evidence
- No external crypto deposit. The card is funded only by internal transfer from a Bitunix account: "External bank transfers and direct blockchain deposits to the card are not supported"
- USDT only — no USDC, no BTC, nothing else
Also true, in its favour
- Cashback of 1–8% by VIP tier, with the monthly caps published alongside the rates rather than omitted
What Bitunix Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0.5% |
| Per payment, fixed | $0.30 |
| To spend outside the dollar | 1.5% |
| At a cash machine | Not available — the card is virtual only and cash withdrawal needs the physical card, which Bitunix calls Phase Two and has not shipped |
| Total, per $100 spent | $2.30 |
Read off bitunix.com on September 12, 2026.
Free to issue and free to keep, with USDT moving onto the card at 1:1 and no top-up charge. Spending costs 0.5% cross-border on dollar transactions and 1.5% when the currency is not dollars. Transactions settling below $10 carry $0.30 after the first three each month. Inactivity costs $1 a month after twelve months without a transaction, and disputing a charge costs $50 per case regardless of outcome. Limits are $10,000 per transaction, $10,000 a day and $50,000 a month. There is no ATM figure because there is no ATM: the physical card is unshipped. Cashback runs 1–8% by VIP tier with monthly caps from 4 to 1,000 USDT — a reward, not a discount, and not counted in the price above.
KYC: what Bitunix Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email19 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address113 cards
Limits on spending
Monthly spend$50,000
Daily spend$10,000
Per payment$10,000
Not published by the issuer: maximum balance, cash, per day.
Confirmed on bitunix.com on September 12, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in1USDT
Closed to residents of 95 countries, according to the issuer's own terms.
- Afghanistan
- Albania
- Algeria
- Armenia
- Austria
- Bangladesh
- Belarus
- Belgium
- Bhutan
- Bosnia and Herzegovina
- Brazil
- Bulgaria
- Canada
- Central African Republic
- China
- Congo (DRC)
- Croatia
- Cuba
- Cyprus
- Czech Republic
- Denmark
- Egypt
- El Salvador
- Estonia
- Ethiopia
- Finland
- France
- Germany
- Greece
- Guatemala
- Guinea
- Guinea-Bissau
- Haiti
- Hong Kong
- Hungary
- Iceland
- India
- Indonesia
- Iran
- Iraq
- Ireland
- Israel
- Italy
- Latvia
- Lebanon
- Libya
- Liechtenstein
- Lithuania
- Luxembourg
- Macau
- Malaysia
- Maldives
- Mali
- Malta
- Moldova
- Montenegro
- Morocco
- Myanmar
- Nepal
- Netherlands
- New Zealand
- Nicaragua
- Niger
- North Korea
- Norway
- Oman
- Pakistan
- Poland
- Portugal
- Puerto Rico
- Romania
- Russia
- Saint Kitts and Nevis
- Saudi Arabia
- Serbia
- Singapore
- Slovakia
- Slovenia
- Somalia
- South Sudan
- Spain
- Sri Lanka
- Sudan
- Sweden
- Syria
- Tunisia
- Turkey
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Vanuatu
- Venezuela
- Yemen
- Zimbabwe
The other flaws
- The issuer is not named. The agreement says the card is issued by "our Partners" and never says who they are
- Virtual only. The physical card is called Phase Two and has not shipped, so there is no cash access of any kind
- A $50 dispute fee per case, charged whether or not the dispute succeeds
- $1 a month inactivity fee after twelve months without a transaction
- A small-transaction fee of $0.30 applies below $10 after the first three each month, which bites hardest on exactly the coffee-sized purchases the card is sold for
- Arbitration in Singapore under SIAC rules, which is an expensive forum for a consumer dispute
- No independent review base at all
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off bitunix.com on September 12, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversionSeptember 12, 2026 · Per-payment chargeSeptember 12, 2026 · IssuanceSeptember 12, 2026 · MonthlySeptember 12, 2026 · Cash machine charge · Spending limitsSeptember 12, 2026 · Apple Pay and Google Pay
- Sign-up flow
- Identity levelSeptember 12, 2026
- Live check
- Operating statusSeptember 12, 2026
- Terms
- Countries closedSeptember 12, 2026
- The issuer does not publish
- Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bitunix.comNot a paid link: we earn nothing either way.
Alternatives to Bitunix Card
Costs $0.03 more per $100 — the price of the difference.
KiteKiteVisaVirtual onlyAsks for everythingOperational0.53% when you load, plus 1.8% outside the dollar.AG11 Sept$2.33per $100 spent
KiteKiteVisaVirtual onlyAsks for everythingOperational0.53% when you load, plus 1.8% outside the dollar.AG11 Sept$2.33per $100 spent
