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Bitwala Card (Nuri)
Bitwala Card (Nuri)Bitwala Card (Nuri)
VisaVirtual and plasticSince 2015Asks for everythingOperational
Historical pioneer (2015) that went insolvent as Nuri in 2022 — relaunched in late 2023 as "Bitwala 2.0" on Striga's infrastructure, offering a self-custodial BTC/ETH/USDC wallet with a Visa debit card (physical + virtual) and a personal virtual IBAN, live and operating across the EEA in 2026.
Total, per $100 spent: $1.20per $100 spent
78 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.
Open bitwala.comNot a paid link: we earn nothing either way.
Whether to take Bitwala Card (Nuri)
In its favour
- RELAUNCHED (Bitwala 2.0, live since late 2023 via a partnership with Striga) — self-custodial Bitcoin/Ether/USDC wallet + Visa debit card
- No monthly/subscription fee and free Euro payments (online & offline)
- Personal virtual IBAN account (via Striga) for SEPA deposits/withdrawals
- Physical and virtual Visa card, available across the EEA (~31 countries)
Against it
- →✅ Previously defunct: the original Bitwala/Nuri filed insolvency 9 Aug 2022 and shut down 18 Dec 2022 — this is a 2023 relaunch on new (Striga) infrastructure, not the original company/product
- Only 3 assets supported: Bitcoin, Ether, USDC (plus EUR)
- Full KYC required (ID + selfie + proof of address)
- No native Apple Pay or Google Pay — Apple Pay only works indirectly via a Curve card
Also true, in its favour
- Self-custody — Bitwala cannot access or move your crypto
- Freeze/unfreeze card and set spending limits instantly in-app
What Bitwala Card (Nuri) costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.99 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 1% |
| Per payment, fixed | $0.20 |
| At a cash machine | €2 + 1% per withdrawal |
| Total, per $100 spent | $1.20 |
Not published by the issuer: to spend outside the dollar.
Read off bitwala.com on July 21, 2026.
Account creation and monthly subscription: free. Euro payments: free. Crypto card payments: €0.20 + 1% per transaction. ATM withdrawals: €2 + 1%. Virtual card: €0.99 one-time. Physical card: €9.99 one-time (+ shipping). Tier 1 limits: €10,000/month & €10,000/day card payments; €3,000/month & €350/day ATM withdrawals (Tier 2 raises card limits to €15,000/month, same ATM caps, min €10,000 deposit required).
KYC: what Bitwala Card (Nuri) asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$10,000
Daily spend$10,000
Cash, per day$350
Not published by the issuer: per payment, maximum balance.
Confirmed on bitwala.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsNeither
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in3BTC, ETH, USDC
Chains2Bitcoin, Ethereum
Closed to residents of 8 countries, according to the issuer's own terms.
- Canada
- China
- Cuba
- Iran
- North Korea
- Russia
- Syria
- United States
The other flaws
- Crypto card payments cost €0.20 + 1%; ATM withdrawals €2 + 1%
- EEA residency required — not available outside Europe (UK/Switzerland/Norway/Iceland included)
- Tier 1 card limits: €10,000/month card spend, €350/day ATM
How we checked this
Thirteen fields are tracked for every service. 11 of them carry a figure we read off bitwala.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bitwala.comNot a paid link: we earn nothing either way.
Alternatives to Bitwala Card (Nuri)
Takes $0.20 less on every $100 spent.
Bringin CardBringin CardVisaVirtual and plasticAsks for everythingOperational1% when you load.AG8 Aug$1.00per $100 spent
Bringin CardBringin CardVisaVirtual and plasticAsks for everythingOperational1% when you load.AG8 Aug$1.00per $100 spentCosts $0.30 more per $100 — the price of the difference.
wavecardwavecardVisaVirtual and plasticAsks for everythingOperationalFree to load. $1.50 fixed.AG7 Sept$1.50per $100 spent
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