TL;DR.Bitwala Card (Nuri) is a Visa crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $1.2. Top-up fee 0%, FX fee n/a. Wallet support: —. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
Bitwala Card (Nuri).
Historical pioneer (2015) that went insolvent as Nuri in 2022 — relaunched in late 2023 as "Bitwala 2.0" on Striga's infrastructure, offering a self-custodial BTC/ETH/USDC wallet with a Visa debit card (physical + virtual) and a personal virtual IBAN, live and operating across the EEA in 2026.
Cost / $100
$1.20
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
$10,000
Status
Operational
Pros.
- +RELAUNCHED (Bitwala 2.0, live since late 2023 via a partnership with Striga) — self-custodial Bitcoin/Ether/USDC wallet + Visa debit card
- +No monthly/subscription fee and free Euro payments (online & offline)
- +Personal virtual IBAN account (via Striga) for SEPA deposits/withdrawals
- +Physical and virtual Visa card, available across the EEA (~31 countries)
- +Self-custody — Bitwala cannot access or move your crypto
- +Freeze/unfreeze card and set spending limits instantly in-app
Cons.
- −⚫→✅ Previously defunct: the original Bitwala/Nuri filed insolvency 9 Aug 2022 and shut down 18 Dec 2022 — this is a 2023 relaunch on new (Striga) infrastructure, not the original company/product
- −Only 3 assets supported: Bitcoin, Ether, USDC (plus EUR)
- −Full KYC required (ID + selfie + proof of address)
- −No native Apple Pay or Google Pay — Apple Pay only works indirectly via a Curve card
- −Crypto card payments cost €0.20 + 1%; ATM withdrawals €2 + 1%
- −EEA residency required — not available outside Europe (UK/Switzerland/Norway/Iceland included)
- −Tier 1 card limits: €10,000/month card spend, €350/day ATM
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
1%
FX fee
—
Issuance
$0.99
Monthly
Free
Cost / $100
$1.20
Account creation and monthly subscription: free. Euro payments: free. Crypto card payments: €0.20 + 1% per transaction. ATM withdrawals: €2 + 1%. Virtual card: €0.99 one-time. Physical card: €9.99 one-time (+ shipping). Tier 1 limits: €10,000/month & €10,000/day card payments; €3,000/month & €350/day ATM withdrawals (Tier 2 raises card limits to €15,000/month, same ATM caps, min €10,000 deposit required).
COVERAGE
Where it works.
Supported coins
BTCETHUSDC
Chains
BitcoinEthereum
Use cases
Online · IRL · ATM
Blocked countries
USCARUCNKPIRSYCU
WALLETS
Apple PayNo
Google PayNo
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
71/100
Verified July 21, 2026
ALTERNATIVES