Ledger
Bringin Card
Bringin CardBringin Card
VisaVirtual and plasticAsks for everythingOperational
A Bitcoin-only European card where the euro rail and the Lightning rail are equally first-class: top up over SEPA or Lightning from any wallet, hold a vIBAN in your own name, and spend worldwide at zero FX.
Total, per $100 spent: $1.00per $100 spent
53 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.
Open bringin.appNot a paid link: we earn nothing either way.
Whether to take Bringin Card
In its favour
- Bitcoin-only and proud of it — no altcoin clutter, no token to stake
- Zero foreign exchange fees, so you always know exactly what you are paying
- Fund and withdraw in euros or Bitcoin instantly, over SEPA and Lightning alike
- A personal vIBAN in your own name, not a shared pooled account
Against it
- EEA residents only — you need a valid ID from one of the 30 European Economic Area countries
- No direct Apple Pay: it only works through the Curve app, with native support merely 'planned'
- Subscription card, not a free one: €3.49 per month billed annually
- Bitcoin is converted to euros instantly on arrival, so the balance you spend is euros, not BTC
Also true, in its favour
- Create unlimited virtual cards plus physical cards, and organise spending across them
- One-time disposable virtual cards for private online purchases
- Built on MiCA-authorised Crypto-Asset Service Provider infrastructure
- 3D Secure on every transaction by default, with instant freeze and revoke
- Registration takes under 5 minutes and cards work instantly
- Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay all supported out of the box
What Bringin Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $3.49 |
| To put money in | |
| To load | 1% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 0% |
| Total, per $100 spent | $1.00 |
Not published by the issuer: per payment, fixed, at a cash machine.
Read off bringin.app on August 8, 2026.
€3.49/month billed annually (€37.69/yr with the 10% discount). Both virtual and physical cards are free to issue. 0% FX fee and no per-purchase fee. Bitcoin-to-euro conversion costs 1%, plus up to 0.5% markup on the BTC price. Limits: €10,000/day and €15,000/month on card payments, €350/day and €3,000/month on cash withdrawals.
KYC: what Bringin Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$15,000
Daily spend$10,000
Cash, per day$350
Not published by the issuer: per payment, maximum balance.
Confirmed on bringin.app on August 8, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsGoogle Pay only
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in1BTC
Chains2Bitcoin, Lightning
TiersVirtual, Physical
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Modest limits: €10,000 per day and €15,000 per month on card payments
- Tight cash limits: €350 per day and €3,000 per month
- Top-up and issuance fees are not published
- Full KYC with ID verification is mandatory, and limits depend on your verification level
- iOS access is still through TestFlight rather than the App Store
How we checked this
Thirteen fields are tracked for every service. 10 of them carry a figure we read off bringin.app on August 8, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Cash machine charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bringin.appNot a paid link: we earn nothing either way.
Alternatives to Bringin Card
Costs $0.20 more per $100 — the price of the difference.
Bitwala Card (Nuri)Bitwala Card (Nuri)VisaVirtual and plasticAsks for everythingOperational$1.20 fixed. 1 fee field is not published.AG21 Jul$1.20per $100 spent
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KleosKleosVisaVirtual and plasticAsks for everythingOperational2% when you load. 1 fee field is not published.AG12 Sept$2.00per $100 spent
KleosKleosVisaVirtual and plasticAsks for everythingOperational2% when you load. 1 fee field is not published.AG12 Sept$2.00per $100 spentCosts $1.00 more per $100 — the price of the difference.
MEXC CardMEXC CardVisaVirtual and plasticAsks for everythingOperationalFree to load. 1% outside the dollar, plus $1.00 fixed.AG7 Sept$2.00per $100 spent
MEXC CardMEXC CardVisaVirtual and plasticAsks for everythingOperationalFree to load. 1% outside the dollar, plus $1.00 fixed.AG7 Sept$2.00per $100 spent