TL;DR.CoinPay.cr is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: not disclosed. Top-up fee not disclosed, FX fee not disclosed. Wallet support: none. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
CoinPay.cr.
Costa Rica's veteran (since 2016) crypto card and full-stack platform — Mastercard debit loaded from BTC/ETH/USDT/USDC and others, integrates SINPE Móvil for local payments.
Cost / $100
—
Top-up fee
—
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Costa Rica's first crypto-fiat card (since 2016)
- +International debit card loaded with crypto or fiat
- +SINPE Móvil integration (local Costa Rica payment rail)
- +Multi-chain: Ethereum/BSC/Polygon/Tron/Solana/Gnosis
- +Full ecosystem: exchange, cards, remittance, escrow, OTC
- +Worldwide ATM use
Cons.
- −Specific fee structure not transparently published
- −Costa Rica + LATAM focus
- −Apple/Google Pay not confirmed in primary
- −Full KYC required
- −Smaller-scale operation (vs international peers)
- −No IBAN
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
—
Transaction fee
—
FX fee
—
Issuance
—
Monthly
—
Cost / $100
—
Issuer does not publicly disclose fee details — exact figures vary, verify in app.
Specific fee schedule not transparently published. CoinPay.cr offers Mastercard debit cards (virtual + physical) loaded with cryptocurrency or fiat for global spending in stores, online, and ATMs. Founded 2016 in Costa Rica with full ecosystem (exchange, remittance, escrow, OTC).
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCBNBTRXSOL
Chains
EthereumBSCPolygonTronSolanaGnosis
Use cases
Online · IRL · ATM
Blocked countries
None
WALLETS
Apple PayNo
Google PayNo
ATMYes
REPUTATION
Trustpilot
2.9/5
5 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES