CoinPay.crCoinPay.cr
MastercardVirtual and plasticSince 2016Costa Rica's veteran (since 2016) crypto card and full-stack platform — Mastercard debit loaded from BTC/ETH/USDT/USDC and others, integrates SINPE Móvil for local payments.
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Whether to take CoinPay.cr
In its favour
- Costa Rica's first crypto-fiat card (since 2016)
- International debit card loaded with crypto or fiat
- SINPE Móvil integration (local Costa Rica payment rail)
- Multi-chain: Ethereum/BSC/Polygon/Tron/Solana/Gnosis
Against it
- Specific fee structure not transparently published
- Costa Rica + LATAM focus
- Apple/Google Pay not confirmed in primary
- Full KYC required
Also true, in its favour
- Full ecosystem: exchange, cards, remittance, escrow, OTC
- Worldwide ATM use
What CoinPay.cr costs
CoinPay.cr publishes no fee schedule at all — not one of these charges is named on coinpay.cr. That is why this record carries no price: the ledger says so rather than estimating one.
Not published by the issuer: to issue the card, monthly, to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Specific fee schedule not transparently published. CoinPay.cr offers Mastercard debit cards (virtual + physical) loaded with cryptocurrency or fiat for global spending in stores, online, and ATMs. Founded 2016 in Costa Rica with full ecosystem (exchange, remittance, escrow, OTC).
KYC: what CoinPay.cr asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
CoinPay.cr publishes no spending limits at all.
Where it works
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Smaller-scale operation (vs international peers)
- No IBAN
How we checked this
Thirteen fields are tracked for every service. 3 of them carry a figure we read off coinpay.cr on July 21, 2026.
- Sign-up flow
- Identity level
- Live check
- Operating status
- Issuer's page
- Apple Pay and Google Pay
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
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