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Crypto.com Visa
January 15, 2026VerifiedCrypto.com Card FIFA World Cup 2026 Dream Trip campaignCrypto.com tied its 2026 card campaigns to the FIFA World Cup, offering Category-1 tickets, accommodation and matchday transport prizes to qualifying Crypto.com Visa Card cardholders.crypto.com
Crypto.com VisaCrypto.com Visa
VisaVirtual and plasticSince 2018Asks for everythingIssues reported
Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Widest global coverage (200+ countries). Metal cards with up to 8% cashback. However, CRO token crash made real cashback negligible. Aggressive perk removals in late 2025. Trustpilot 1.3/5.
Total, per $100 spent: $2.00per $100 spent
98 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23.
Open crypto.comNot a paid link: we earn nothing either way.
Whether to take Crypto.com Visa
In its favour
- Widest coverage: 200+ countries
- 125+ cryptocurrencies supported
- Apple Pay, Google Pay & Samsung Pay
- Metal physical card
Against it
- Trustpilot 1.3/5 (9,155 reviews) — 'Bad' rating
- CRO crashed from $0.90 to <$0.10 — real cashback far below advertised
- October-November 2025: aggressive removal of Amazon Prime, Expedia, Airbnb rebates
- Hidden spread up to 1.5% on every conversion
Also true, in its favour
- ATM access
- Up to 8% cashback in CRO (with staking)
- Netflix/Spotify/Prime rebates (Jade Green+)
- Airport lounge access (Jade Green+)
What Crypto.com Visa costs
| Charge | What it costs |
|---|---|
| To get the card | |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 2% |
| At a cash machine | Free up to monthly limit, then 2% |
| Total, per $100 spent | $2.00 |
Not published by the issuer: to issue the card, per payment, fixed.
Read off crypto.com on July 21, 2026.
Crypto/ACH: 0% top-up. Debit: 1%. Credit: 2.99%. 0.5-1.5% hidden spread. FX (Midnight tier only, effective Sep 2025): 0.2% within EU/UK, 2% outside; Ruby Steel and above: 0% FX. ATM: 2% after $200-$1,000/month free. $4.95/month inactivity (12 months). Staking: $0-$500K CRO for tiers.
KYC: what Crypto.com Visa asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$25,000
Daily spend$25,000
Maximum balance$25,000
Cash, per day$500
Not published by the issuer: per payment.
Confirmed on crypto.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in15BTC, ETH, USDT, USDC, CRO, SOL, ADA, DOT, XRP, LTC, DOGE, BNB, AVAX, MATIC, LINK
Chains7Ethereum, Bitcoin, Cronos, Solana, Polygon, BSC, Avalanche
TiersMidnight Blue, Ruby Steel, Royal Indigo, Jade Green, Icy White, Frosted Rose Gold, Obsidian
Closed to residents of 7 countries, according to the issuer's own terms.
- China
- Iran
- Iraq
- North Korea
- Puerto Rico
- Russia
- Venezuela
The other flaws
- Midnight tier: 2% FX outside EU/UK (0.2% within EU/UK); other tiers fee-free (per help.crypto.com, effective Sep 2025)
- $4.95/month inactivity fee after 12 months
- Frozen accounts reported, 12-hour support wait
- Russia blocked since 2022
- Debit top-up: 1%, Credit: 2.99%
- $25,000 max balance
What has changed
1 recorded changes, the most recent on January 15, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off crypto.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Monthly · Cash machine charge · Spending limits · Maximum balance · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Issuance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open crypto.comNot a paid link: we earn nothing either way.
Alternatives to Crypto.com Visa
Costs $0.49 more per $100 — the price of the difference.
Coinbase CardCoinbase CardVisaVirtual and plasticAsks for everythingOperationalFree to load. $2.49 fixed.AG21 Jul$2.49per $100 spent
Coinbase CardCoinbase CardVisaVirtual and plasticAsks for everythingOperationalFree to load. $2.49 fixed.AG21 Jul$2.49per $100 spentTakes $0.51 less on every $100 spent.
CoinZoom VisaCoinZoom VisaVisaVirtual and plasticAsks for everythingOperational$1.49 fixed. 1 fee field is not published.AG21 Jul$1.49per $100 spent
CoinZoom VisaCoinZoom VisaVisaVirtual and plasticAsks for everythingOperational$1.49 fixed. 1 fee field is not published.AG21 Jul$1.49per $100 spentCosts $0.30 more per $100 — the price of the difference.
Bitunix CardBitunix CardVisaVirtual onlyAsks for everythingOperationalFree to load. 1.5% outside the dollar, plus $0.80 fixed.AG12 Sept$2.30per $100 spent
Bitunix CardBitunix CardVisaVirtual onlyAsks for everythingOperationalFree to load. 1.5% outside the dollar, plus $0.80 fixed.AG12 Sept$2.30per $100 spent