Ledger
EMCD Card
EMCD CardEMCD Card
MastercardVirtual onlyAsks for a documentOperational
Crypto card from one of the largest Bitcoin mining pools — top up directly from your USDT wallet inside the EMCD app and pay in USD wherever Mastercard is accepted. Now offered in two tiers (Plus/Premium) with higher limits for larger spenders.
Total, per $100 spent: $6.50per $100 spent
165 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 7 times that for the same loss of privacy.
Open emcd.ioNot a paid link: we earn nothing either way.
Whether to take EMCD Card
In its favour
- Two tiers — Plus and Premium — for everyday or high-volume spending
- Virtual Mastercard works with Apple Pay and Google Pay
- Fast issuance — card ready minutes after identity verification
- Works globally anywhere Mastercard is accepted (with country exclusions)
Against it
- Virtual only — no physical card available
- ATM withdrawals not supported
- Card issuance costs $19 (Plus) or $25 (Premium), plus $5/month maintenance
- 1.5% top-up fee, plus 1.5% + $0.50 per purchase
Also true, in its favour
- Up to 2 active cards at the same time
- Backed by one of the largest Bitcoin mining pools
What EMCD Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $19.00 |
| Monthly | $5.00 |
| To put money in | |
| To load | 1.5% |
| To spend it | |
| To spend | 1.5% |
| Per payment, fixed | $0.50 |
| To spend outside the dollar | 3% |
| Total, per $100 spent | $6.50 |
Not published by the issuer: at a cash machine.
Read off emcd.io on September 7, 2026.
Plus: $19 issuance, $1,000/transaction, $3,000/day, $10,000/month limits. Premium: $25 issuance, $10,000/transaction, $50,000/day, $400,000/month limits. Both tiers: $5/month maintenance, 1.5% top-up, 1.5% + $0.50 per purchase, 3% non-USD conversion fee, $1.50 declined-transaction fee, $15 card-closure fee (waived once lifetime spend reaches $2,500).
KYC: what EMCD Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$10,000
Daily spend$3,000
Per payment$1,000
Not published by the issuer: maximum balance, cash, per day.
Confirmed on emcd.io on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in1USDT
TiersPlus, Premium
Closed to residents of 13 countries, according to the issuer's own terms.
- Afghanistan
- Belarus
- China
- Cuba
- Iran
- Myanmar
- North Korea
- Russia
- Somalia
- Syria
- Ukraine
- Venezuela
- Yemen
The other flaws
- Blocked in Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, Venezuela, Russia, Myanmar, Somalia, Ukraine, Yemen, China
- Government-ID identity verification (KYC) required to activate
How we checked this
Thirteen fields are tracked for every service. 11 of them carry a figure we read off emcd.io on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cash machine charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open emcd.ioNot a paid link: we earn nothing either way.
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Its issuer publishes nothing to compare on price.
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