TL;DR.EMCD Card is a Mastercard crypto debit card (Virtual, KYC: Light KYC). Cost per $100 spent: $2. Top-up fee 1.5%, FX fee 3%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.

CARD PROFILE · LIGHT KYC

EMCD Card.

Name: EMCD Card Crypto Card
Brand: EMCD Card
Price: 19 USD
Availability: InStock

Crypto card from one of the largest Bitcoin mining pools — top up directly from your USDT wallet inside the EMCD app and pay in USD wherever Mastercard is accepted. Now offered in two tiers (Plus/Premium) with higher limits for larger spenders.

Verified July 21, 2026·Monetiro score 87/100

Visit site ↗← Back to the ledger

Cost / $100

$2.00

Top-up fee

1.5%

Network

Mastercard

Card type

Virtual

IBAN

Monthly limit

$10,000

Status

Operational

Pros.

+Two tiers — Plus and Premium — for everyday or high-volume spending
+Virtual Mastercard works with Apple Pay and Google Pay
+Fast issuance — card ready minutes after identity verification
+Works globally anywhere Mastercard is accepted (with country exclusions)
+Up to 2 active cards at the same time
+Backed by one of the largest Bitcoin mining pools

Cons.

−Virtual only — no physical card available
−ATM withdrawals not supported
−Card issuance costs $19 (Plus) or $25 (Premium), plus $5/month maintenance
−1.5% top-up fee, plus 1.5% + $0.50 per purchase
−Blocked in Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, Venezuela, Russia, Myanmar, Somalia, Ukraine, Yemen, China
−Government-ID identity verification (KYC) required to activate

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee

1.5%

Transaction fee

1.5%

FX fee

Issuance

$19

Monthly

Cost / $100

$2.00

Plus: $19 issuance, $1,000/transaction, $3,000/day, $10,000/month limits. Premium: $25 issuance, $10,000/transaction, $50,000/day, $400,000/month limits. Both tiers: $5/month maintenance, 1.5% top-up, 1.5% + $0.50 per purchase, 3% non-USD conversion fee, $1.50 declined-transaction fee, $15 card-closure fee (waived once lifetime spend reaches $2,500).

COVERAGE