Ledger
Phantom Cash
March 10, 2026VerifiedPhantom Cash begins international rolloutAfter the U.S. early-access launch, Phantom began rolling out Phantom Cash internationally in March 2026, extending the debit card beyond U.S. cardholders to additional regions in a phased expansion.rootdata.com
Phantom CashPhantom Cash
VisaVirtual and plasticSince 2025Asks for a documentOperational
Phantom Cash — Visa debit by Lead Bank from Phantom wallet (35M+ users), spend any Solana-held crypto via CASH stablecoin, US-only (ex-NY), Apple/Google Pay.
Total, per $100 spent: $0.00per $100 spent
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open phantom.comNot a paid link: we earn nothing either way.
Whether to take Phantom Cash
In its favour
- Issued by Lead Bank with Visa USA license
- Powered by Phantom wallet (35M+ users)
- Convert any crypto to CASH stablecoin instantly
- Apple Pay & Google Pay supported
Against it
- United States only at launch
- New York excluded
- Specific FX/transaction fees not transparently published
- Identity verification required for card
Also true, in its favour
- Bank transfers + direct deposit + debit card
- Built on Solana — fast settlement
- KYC only required for card features
What Phantom Cash costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: per payment, fixed, to spend outside the dollar, at a cash machine.
Read off phantom.com on July 21, 2026.
Specific FX/issuance/monthly/transaction fees not transparently published — see Cardholder Agreement and phantom.com. Convert any crypto to CASH stablecoin (built on Solana, displayed in USD) for spending. KYC required for card, bank transfers, direct deposit. United States only at launch (excluding New York). Issued by Lead Bank pursuant to Visa USA license.
KYC: what Phantom Cash asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Phantom Cash publishes no spending limits at all.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in5SOL, USDC, USDT, BTC, ETH
Chains1Solana
The issuer names no country it turns away. That is not a promise that every country works.
United States — also closed in 1 regions: NY. That is a restriction below the level of a country, so the country itself still counts as served.
The other flaws
- Cashback rate not detailed publicly
What has changed
1 recorded changes, the most recent on March 10, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 8 of them carry a figure we read off phantom.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Currency conversion · Cash machine charge · Spending limits · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open phantom.comNot a paid link: we earn nothing either way.
Alternatives to Phantom Cash
Costs exactly the same.
Rebind CardRebind CardVisaVirtual and plasticAsks for a documentOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG21 Jul$0.00per $100 spent
Rebind CardRebind CardVisaVirtual and plasticAsks for a documentOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG21 Jul$0.00per $100 spent
