Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$1.50/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
Fiwind Card

Fiwind Card

MastercardVirtual only
Asks for everythingOperational

Argentine Mastercard virtual card from Fiwind that pays directly from your crypto, USD or ARS balance — international purchases settle in USD with only a 1.5% processing charge and no Ganancias/Bienes Personales tax perception.

Total, per $100 spent: $1.50per $100 spent

84 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23.

Open fiwind.ioNot a paid link: we earn nothing either way.

Whether to take Fiwind Card

In its favour

  • 100% virtual card with no issuance or maintenance fees
  • Apple Pay and Google Pay supported (NFC at any contactless POS)
  • 0% surcharge on domestic Argentine purchases
  • International purchases settle in USD with only 1.5% processing — no 30% Argentine PAIS perception

Against it

  • Argentina-only product (residence verification required)
  • Virtual only — no physical card
  • 1.5% foreign-transaction fee on cross-border payments
  • Digital services abroad still incur 21% VAT + provincial gross-income tax

Also true, in its favour

  • Set daily limit and pause/unpause card from the app
  • Issuer registered with Argentina's CNV as PSAV (N°75, since Sep 2024)
  • Fund directly from BTC, ETH, USDT, USDC or USD/ARS balance

What Fiwind Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend0%
To spend outside the dollar1.5%
Total, per $100 spent$1.50

Not published by the issuer: per payment, fixed, at a cash machine.

Read off fiwind.io on September 9, 2026.

Issuance and maintenance: free. Domestic purchases (Argentina): no extra commissions. Foreign-currency purchases: 1.5% (e.g. $100 = $101.50 debit). Digital services abroad additionally bear 21% VAT + provincial IIBB (CABA 2%, Córdoba 3%, etc.). ATM cash withdrawals possible only at affiliated ATMs within Argentina (per official card T&Cs); no international ATM use. Apple Pay and Google Pay free.

KYC: what Fiwind Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Fiwind Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in4BTC, ETH, USDT, USDC

The issuer names no country it turns away. That is not a promise that every country works.

The other flaws

  • ATM cash withdrawals only at affiliated ATMs inside Argentina — not usable abroad for cash
  • Card spending consumes platform's monthly operating limits
  • Spanish-only interface and support

How we checked this

Thirteen fields are tracked for every service. 9 of them carry a figure we read off fiwind.io on September 9, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
The issuer does not publish
Cash machine charge · Spending limits · Maximum balance · Countries closed

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open fiwind.ioNot a paid link: we earn nothing either way.

Alternatives to Fiwind Card

Its issuer publishes nothing to compare on price.CEX.IO CardCEX.IO CardMastercardVirtual onlyAsks for everythingOperationalAG31 Julnot published
Takes $0.63 less on every $100 spent.MetaMask CardMetaMask CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. $0.88 fixed.AG21 Jul$0.88per $100 spent
Takes $1.40 less on every $100 spent.OKX CardOKX CardMastercardVirtual onlyAsks for everythingOperational0.1% when you load.AG7 Sept$0.10per $100 spent