TL;DR.Fiwind Card is a Mastercard crypto debit card (Virtual, KYC: Minimal). Cost per $100 spent: $0. Top-up fee 0%, FX fee 1.5%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.

CARD PROFILE · MINIMAL

Fiwind Card.

Name: Fiwind Card Crypto Card
Brand: Fiwind Card
Availability: InStock

Argentine Mastercard virtual card from Fiwind that pays directly from your crypto, USD or ARS balance — international purchases settle in USD with only a 1.5% processing charge and no Ganancias/Bienes Personales tax perception.

Verified July 21, 2026

Visit site ↗← Back to the ledger

Cost / $100

$0.00

Top-up fee

Free

Network

Mastercard

Card type

Virtual

IBAN

Monthly limit

—

Status

Operational

Pros.

+100% virtual card with no issuance or maintenance fees
+Apple Pay and Google Pay supported (NFC at any contactless POS)
+0% surcharge on domestic Argentine purchases
+International purchases settle in USD with only 1.5% processing — no 30% Argentine PAIS perception
+Set daily limit and pause/unpause card from the app
+Issuer registered with Argentina's CNV as PSAV (N°75, since Sep 2024)
+Fund directly from BTC, ETH, USDT, USDC or USD/ARS balance

Cons.

−Argentina-only product (residence verification required)
−Virtual only — no physical card
−1.5% foreign-transaction fee on cross-border payments
−Digital services abroad still incur 21% VAT + provincial gross-income tax
−ATM cash withdrawals only at affiliated ATMs inside Argentina — not usable abroad for cash
−Card spending consumes platform's monthly operating limits
−Spanish-only interface and support

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee

Free

Transaction fee

FX fee

1.5%

Issuance

Free

Monthly

Free

Cost / $100

$0.00

Issuance and maintenance: free. Domestic purchases (Argentina): no extra commissions. Foreign-currency purchases: 1.5% (e.g. $100 = $101.50 debit). Digital services abroad additionally bear 21% VAT + provincial IIBB (CABA 2%, Córdoba 3%, etc.). ATM cash withdrawals possible only at affiliated ATMs within Argentina (per official card T&Cs); no international ATM use. Apple Pay and Google Pay free.

COVERAGE