Gate CardGate Card
Visa · MCVirtual and plasticSince 2024Visa/Mastercard card issued by Gate with tiered cashback up to 8%, now offered in several card designs (Standard, Classic, Platinum, Signature) beyond the original EEA-only launch, with spending limits scaling by verification tier (T0–T4, up to $18,000,000/yr at T4).
96 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.
Whether to take Gate Card
In its favour
- Free virtual and physical card issuance, no monthly fee
- Apple Pay and Google Pay support
- Up to 8% tiered cashback, paid in USDT/GT/BTC/ETH
- Multiple card tiers (Standard, Classic, Platinum, Signature)
Against it
- Gate exchange KYC required (Level 2 ID verification)
- 0.90% crypto conversion fee (min $0.05 under $2)
- 1% FX fee on non-USD transactions (Standard tier; 0.40% on Classic/Platinum)
- 2% ATM withdrawal fee
Also true, in its favour
- Visa and Mastercard network support
- Hundreds of cryptocurrencies accepted for top-up
What Gate Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0.9% |
| Per payment, fixed | $0.05 |
| To spend outside the dollar | 1% |
| At a cash machine | 2% ATM withdrawal fee |
| Total, per $100 spent | $1.95 |
Read off gate.com on July 21, 2026.
Virtual & physical issuance: free. Monthly fee: free. Crypto conversion: 0.90% (min $0.05 under $2). FX (non-USD): 1% on Standard tier, 0.40% on Classic/Platinum. ATM withdrawal: 2%. Chargeback: $30. Card replacement: $25. T0 tier limits: $10,000/transaction, $10,000/day, $50,000/month; ATM: $5,000/day.
KYC: what Gate Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Limits on spending
Not published by the issuer: maximum balance.
Confirmed on gate.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
Closed to residents of 15 countries, according to the issuer's own terms.
- Belarus
- Canada
- China
- Cuba
- Hong Kong
- Iran
- Japan
- North Korea
- Russia
- Singapore
- South Korea
- Syria
- United Kingdom
- United States
- Venezuela
The other flaws
- No IBAN / no bank account
- Not available in the US, UK, Canada, China, and several other markets
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off gate.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Gate Card
KazePay CardKazePay CardVisa · MCVirtual and plasticAsks for a documentOperational2% when you load. 3 fee fields are not published.AG7 Sept$2.00per $100 spent
KuCardKuCardVisa · MCVirtual and plasticAsks for a documentOperational2% outside the dollar. 1 fee field is not published.AG21 Jul$2.00per $100 spent