TL;DR.Gate Card is a Visa · MC crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0.9. Top-up fee 0%, FX fee 1%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.

CARD PROFILE · LIGHT KYC

Gate Card.

Name: Gate Card Crypto Card
Brand: Gate Card
Availability: InStock
Rating: 3.4 (122 reviews)

Visa/Mastercard card issued by Gate with tiered cashback up to 8%, now offered in several card designs (Standard, Classic, Platinum, Signature) beyond the original EEA-only launch, with spending limits scaling by verification tier (T0–T4, up to $18,000,000/yr at T4).

Launched 2024·Verified July 21, 2026·Monetiro score 92/100

Visit site ↗← Back to the ledger

Cost / $100

$0.90

Top-up fee

Free

Network

Visa · MC

Card type

Virtual + Physical

IBAN

Monthly limit

$50,000

Status

Operational

Pros.

+Free virtual and physical card issuance, no monthly fee
+Apple Pay and Google Pay support
+Up to 8% tiered cashback, paid in USDT/GT/BTC/ETH
+Multiple card tiers (Standard, Classic, Platinum, Signature)
+Visa and Mastercard network support
+Hundreds of cryptocurrencies accepted for top-up

Cons.

−Gate exchange KYC required (Level 2 ID verification)
−0.90% crypto conversion fee (min $0.05 under $2)
−1% FX fee on non-USD transactions (Standard tier; 0.40% on Classic/Platinum)
−2% ATM withdrawal fee
−No IBAN / no bank account
−Not available in the US, UK, Canada, China, and several other markets

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee

Free

Transaction fee

0.9%

FX fee

Issuance

Free

Monthly

Free

Cost / $100

$0.90

Virtual & physical issuance: free. Monthly fee: free. Crypto conversion: 0.90% (min $0.05 under $2). FX (non-USD): 1% on Standard tier, 0.40% on Classic/Platinum. ATM withdrawal: 2%. Chargeback: $30. Card replacement: $25. T0 tier limits: $10,000/transaction, $10,000/day, $50,000/month; ATM: $5,000/day.

COVERAGE