Monetiro229 services on the ledger · last checked October 6, 2026
$1.00/$100
Ledger
Xexon Card

Xexon Card

Visa · MCVirtual and plastic
Asks for everythingOperational

Offshore card sold with a user-named Tier-1 IBAN the issuer attributes to JDB Bank (Laos) — a bank that publicly denies any crypto partnership. Visa/Mastercard/UnionPay brands, and a no-name card option with nothing printed on the plastic, though the account behind it is fully verified.

Total, per $100 spent: $1.00per $100 spent

53 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open xexon.ioNot a paid link: we earn nothing either way.

Whether to take Xexon Card

In its favour

  • Card issuance fee: Free
  • Global issuance — including US-allowed
  • Offshore IBAN in your name, which the issuer attributes to JDB Bank (Laos)
  • Three brands: Visa, Mastercard, UnionPay

Against it

  • JDB Bank (Laos) publicly denies the arrangement this card is sold on: it states it holds no partnerships with crypto-asset platforms, does not offer or facilitate transactions in digital assets of any nature, does not extend its licence or infrastructure to third parties, and that it has found companies presenting services as "integrated with JDB" with no contractual basis. Checked 13 September 2026.
  • $600 upfront cost ($450 account opening + $150 initial deposit)
  • $50/year bank account maintenance fee
  • Only BTC and USDT (ERC20/BEP20/TRC20) supported

Also true, in its favour

  • Instant virtual card — Apple Pay & Google Pay
  • No-name card option — nothing printed on the plastic (the account itself is fully verified)
  • ATM balance inquiry free
  • No monthly spending cap
  • Flat 0.75% transaction and ATM fee

What Xexon Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
To put money in
To load0.25%
To spend it
To spend0.75%
At a cash machine0.75% (balance inquiry free)
Total, per $100 spent$1.00

Not published by the issuer: monthly, per payment, fixed, to spend outside the dollar.

Read off xexon.io on September 13, 2026.

Card issuance: free. Account opening: $450 + $150 minimum deposit ($600 total). Annual fee: $50. Card transaction fee: 0.75%. ATM withdrawal: 0.75% (3,000 USD/day limit). Card loading fee: $0.25. Crypto exchange fee: 3.5%. BTC withdrawal: 0.1% + 0.001 BTC. USDT withdrawal: 0.1% + 20 USDT.

KYC: what Xexon Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Cash, per day$3,000

Not published by the issuer: monthly spend, daily spend, per payment, maximum balance.

Confirmed on xexon.io on September 13, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in2BTC, USDT
Chains4Bitcoin, Ethereum, BNB Chain, Tron

The issuer names no country it turns away. That is not a promise that every country works.

The other flaws

  • USDT deposit fees on ERC20/TRC20: 20 USDT each
  • ATM daily limit: 3,000 USD
  • Site copyright still 2022 — limited recent updates visible
  • No public Trustpilot presence
  • Conversion via 3.5% exchange fee path

What has changed

1 recorded changes, the most recent on September 13, 2026. Each carries the page we read it on.

September 13, 2026IncidentJDB Bank denies any crypto partnership, and Xexon sells an IBAN in its nameXexon's headline offer is an offshore IBAN it attributes to Joint Development Bank (JDB) in Laos. The bank has published a statement saying the opposite on every point that matters: that the scope of its services "does not include operations with crypto-assets", that it "holds no active partnerships, neither formal nor operational, with crypto-asset platforms" and that "any claim to the contrary, regardless of its source, is without foundation", that it does not extend its licence or infrastructure to third parties, and that it has identified companies presenting services as "integrated with JDB" with no contractual basis. We cannot settle which side is right; we can say that the bank named on the tin denies being on it.jdbbank.com.la

How we checked this

Thirteen fields are tracked for every service. 8 of them carry a figure we read off xexon.io on September 13, 2026.

Issuer's page
Cost per $100 · Loading charge · Per-payment charge · Issuance · Cash machine charge · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating statusSeptember 13, 2026
The issuer does not publish
Currency conversion · Monthly · Spending limits · Maximum balance · Countries closed

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open xexon.ioNot a paid link: we earn nothing either way.

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