Ledger
Keytom Card
Keytom CardKeytom Card
VisaVirtual and plasticSince 2024Asks for everythingOperational
Keytom Visa (virtual + physical) with credit BIN (rentals work) — 150+ countries, USDC funding + auto-swap, FINTRAC MSB + Czech VASP licensed, UK IBAN, $100M crypto insurance.
Total, per $100 spent: not published
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Open keytom.comNot a paid link: we earn nothing either way.
Whether to take Keytom Card
In its favour
- Visa virtual AND physical cards, 130-150M+ merchants worldwide
- Credit BIN — works for car rentals
- Load with USDC or EUR→USDC auto-swap
- 11 cryptos: BTC, ETH, USDC, XRP, LTC, SOL, TON
Against it
- Non-USD spend/ATM carries a higher fee (2.35% card, 3.35% ATM)
- KYC required: passport/ID + selfie + possible POA
- Physical card delivery costs 50 USDC
- Setup ~1 hour for IBAN+card
Also true, in its favour
- UK IBAN
- FINTRAC MSB licensed (Canada) + Czech VASP authorized
- Auto currency conversion at checkout
- Apple Pay & Google Pay supported
- Published fees: free virtual issuance, $10/mo, 1% USD spend, $150K per-transaction limit
- Physical card ATM withdrawals up to $3,000/day
What Keytom Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $10.00 |
| To spend it | |
| To spend | 1% |
| To spend outside the dollar | 2.35% |
| At a cash machine | 2% (min 0.66 USDC) in USD; 3.35% (min 0.66 USDC) non-USD |
| Total, per $100 spent | Not published |
Not published by the issuer: to load, per payment, fixed.
Read off keytom.com on July 21, 2026.
Virtual card issuing: free. Physical card delivery: 50 USDC. Monthly fee: $10. Card payments in USD: 1% (min 0.66 USDC); non-USD: 2.35% (min 0.66 USDC). ATM withdrawals in USD: 2% (min 0.66 USDC); non-USD: 3.35% (min 0.66 USDC). Spend up to $150,000 per transaction; ATM up to $3,000/day. Source: keytom.com/card. Fund with USDC or auto-swap from EUR. 11 cryptos: BTC, ETH, USDC, XRP, LTC, SOL, TON. UK IBAN. KYC: passport/ID + selfie. ~1 hour setup. FINTRAC MSB licensed + Czech VASP authorized.
KYC: what Keytom Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Per payment$150,000
Cash, per day$3,000
Not published by the issuer: monthly spend, daily spend, maximum balance.
Confirmed on keytom.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in7BTC, ETH, USDC, XRP, LTC, SOL, TON
Chains3Bitcoin, Ethereum, Solana
TiersVirtual, Physical
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- Cashback program not advertised
How we checked this
Thirteen fields are tracked for every service. 9 of them carry a figure we read off keytom.com on July 21, 2026.
- Issuer's page
- Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Cost per $100 · Loading charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open keytom.comNot a paid link: we earn nothing either way.
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