TL;DR.MP Card is a Visa · MC crypto debit card (Virtual + Physical, KYC: No KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee not disclosed. Wallet support: none. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · NO KYC
MP Card.
All-in-one encrypted messenger + crypto wallet + virtual/physical Visa/Mastercard — "spend-as-you-go" model with no fiat pre-load, Binance Pay free top-up, end-to-end encrypted chat.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa · MC
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +End-to-end encrypted messenger + secure stablecoin wallet + crypto card
- +Virtual AND physical card — physical card offers global ATM cash access
- +Spend-as-you-go — no fiat pre-load, just stablecoins in wallet
- +Binance Pay integration (instant fee-free top-up)
- +Trust-compliant wallet framework
- +Virtual bank account system included
Cons.
- −⚠️ Light KYC at start, KYC creep for higher tiers
- −Specific fees not transparently published
- −Apple/Google Pay not confirmed
- −Newer service (rebranded from MPChat to MP in 2026)
- −Physical card requires KYC/KYB verification
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
—
Issuance
—
Monthly
—
Cost / $100
$0.00
Issuer does not publicly disclose fee details — exact figures vary, verify in app.
Top-up free via Binance Pay integration. Specific transaction/FX/monthly fees not transparently published. Spend-as-you-go: no fiat pre-load required, just stablecoins in MP wallet. Virtual card for online subscriptions (ChatGPT, Midjourney, etc) plus a physical card for in-store spending and global ATM cash withdrawal. End-to-end encrypted chat included.
COVERAGE
Where it works.
Supported coins
USDTUSDCBTCETH
Chains
EthereumTronBSC
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayNo
Google PayNo
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES