Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$0.00/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
MP Card

MP Card

Visa · MCVirtual and plasticSince 2024
Asks for everythingOperational

All-in-one encrypted messenger + crypto wallet + virtual/physical Visa/Mastercard — "spend-as-you-go" model with no fiat pre-load, Binance Pay free top-up, end-to-end encrypted chat.

Total, per $100 spent: $0.00per $100 spent

It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open mp.netA paid link: we may earn a commission, and it changes nothing above it.

Whether to take MP Card

In its favour

  • End-to-end encrypted messenger + secure stablecoin wallet + crypto card
  • Virtual AND physical card — physical card offers global ATM cash access
  • Spend-as-you-go — no fiat pre-load, just stablecoins in wallet
  • Binance Pay integration (instant fee-free top-up)

Against it

  • A card requires KYC first: a passport or government ID photo plus a selfie liveness check
  • Specific fees not transparently published
  • Apple/Google Pay not confirmed
  • Newer service (rebranded from MPChat to MP in 2026)

Also true, in its favour

  • Trust-compliant wallet framework
  • Virtual bank account system included

What MP Card costs

ChargeWhat it costs
To put money in
To load0%
Total, per $100 spent$0.00

Not published by the issuer: to issue the card, monthly, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.

Read off mp.net on September 9, 2026.

Top-up free via Binance Pay integration. Specific transaction/FX/monthly fees not transparently published. Spend-as-you-go: no fiat pre-load required, just stablecoins in MP wallet. Virtual card for online subscriptions (ChatGPT, Midjourney, etc) plus a physical card for in-store spending and global ATM cash withdrawal. End-to-end encrypted chat included.

KYC: what MP Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

MP Card publishes no spending limits at all.

Where it works

WalletsNeither
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in4USDT, USDC, BTC, ETH
Chains3Ethereum, Tron, BSC

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • Physical card requires KYC/KYB verification
  • US not supported

How we checked this

Thirteen fields are tracked for every service. 6 of them carry a figure we read off mp.net on September 9, 2026.

Issuer's page
Cost per $100 · Loading charge · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open mp.netA paid link: we may earn a commission, and it changes nothing above it.

Coupon500428275 USDT back to you — the code goes in when you activate the card.

Alternatives to MP Card

Costs exactly the same.Brighty AppBrighty AppVisa · MCVirtual and plasticAsks for everythingOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG21 Jul$0.00per $100 spent
Costs $1.00 more per $100 — the price of the difference.Xexon CardXexon CardVisa · MCVirtual and plasticAsks for everythingOperational0.25% when you load, plus $0.75 fixed. 2 fee fields are not published.AG13 Sept$1.00per $100 spent
Costs $2.40 more per $100 — the price of the difference.RedotPay CardRedotPay CardVisa · MCVirtual and plasticAsks for everythingOperationalFree to load. 1.2% outside the dollar, plus $1.20 fixed.AG21 Jul$2.40per $100 spent