Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$0.32/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
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Kolo Card

Kolo Card

Visa · MCVirtual and plasticSince 2023
Asks for a documentIssues reported

Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.

Telegram-integrated Visa/Mastercard with industry-leading low conversion fee (~0.32%) and 5% BTC cashback welcome — top-up in any crypto including memecoins (PEPE), MiCA-ready.

Total, per $100 spent: $0.32per $100 spent

44 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.

Open kolo.xyzNot a paid link: we earn nothing either way.

Whether to take Kolo Card

In its favour

  • 2-5% BTC cashback (5% welcome bonus, 2% standard)
  • Lowest crypto-to-fiat conversion ~0.32% (vs ~1.6% industry avg)
  • 0 monthly fee, 0 issuance (10 USDC initial deposit refundable)
  • 60+ countries supported

Against it

  • 10 USDC initial deposit required to create card (refundable)
  • US not supported
  • Specific KYC level not detailed
  • Newer service (since 2023)

Also true, in its favour

  • Multi-crypto top-up: BTC, ETH, LTC, USDT, USDC, even PEPE
  • Apple Pay & Google Pay, Telegram-integrated
  • MiCA-ready compliance

What Kolo Card costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load0.32%
To spend it
To spend outside the dollar0%
Total, per $100 spent$0.32

Not published by the issuer: to spend, per payment, fixed, at a cash machine.

Read off kolo.xyz on September 7, 2026.

Card creation: 10 USDC deposit (your own balance to spend, not a fee). 0 monthly fee. Conversion ~0.32% (one of lowest in market). 2% BTC cashback standard, 5% welcome bonus. Multi-crypto top-up (BTC/ETH/LTC/USDT/USDC/PEPE). 60+ countries.

KYC: what Kolo Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Kolo Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in6BTC, ETH, LTC, USDT, USDC, PEPE
Chains4Bitcoin, Ethereum, Tron, Litecoin
TiersVirtual, Physical

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • Physical card availability varies by region

How we checked this

Thirteen fields are tracked for every service. 9 of them carry a figure we read off kolo.xyz on September 7, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Issuance · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Per-payment charge · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open kolo.xyzNot a paid link: we earn nothing either way.

Alternatives to Kolo Card

Costs $0.68 more per $100 — the price of the difference.DogPay CardDogPay CardVisa · MCVirtual and plasticAsks for a documentOperational1% when you load. 2 fee fields are not published.AG7 Sept$1.00per $100 spent
Its issuer publishes nothing to compare on price.BridgePay CardBridgePay CardVisa · MCVirtual and plasticAsks for a documentOperationalAG8 Augnot published
Costs $1.63 more per $100 — the price of the difference.Gate CardGate CardVisa · MCVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar, plus $0.95 fixed.AG21 Jul$1.95per $100 spent