MONETIROCARDSLASOFINANCE
TL;DR.LasoFinance is a Visa crypto debit card (Virtual, KYC: No KYC). Cost per $100 spent: $5.8. Top-up fee 3.8%, FX fee 2%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · NO KYC

LasoFinance.

Instant-issuance no-KYC stablecoin prepaid card. On-chain compliance via Chainalysis instead of KYC. Chrome extension. FinCEN-registered MSB.

Launched 2023·Verified July 21, 2026·Monetiro score 59/100

Cost / $100
$5.80
Top-up fee
3.8%
Network
Visa
Card type
Virtual
IBAN
No
Monthly limit
Status
Operational

Pros.

  • +True no-KYC — zero personal data required
  • +0% transaction fee
  • +Apple Pay, Google Pay & Samsung Pay
  • +Multi-chain: 9 blockchains supported
  • +Free card issuance, $0 monthly fee
  • +PayPal/Venmo off-ramp added Feb 2026
  • +Gift card marketplace with 100+ brands
  • +FinCEN-registered MSB (Austin, TX)

Cons.

  • All cards are single-load (non-reloadable) as of mid-2026 — no reloadable option anymore
  • International cards: 3.8% deposit fee + ~2% FX on non-USD spend
  • Low $1,000 max balance per card (order multiple cards for more)
  • Virtual only — no physical card, no ATM
  • Push-to-card (Venmo/PayPal/debit) carries its own 4.8–4.9% fee, min $1.50
  • No cashback or rewards

FEE BREAKDOWN

Detailed fee breakdown.

Top-up fee
3.8%
Transaction fee
0%
FX fee
2%
Issuance
Free
Monthly
Free
Cost / $100
$5.80

USA & Canada Non-Reloadable cards: 0% fee. International Non-Reloadable: 3.8% deposit fee + ~2% FX on non-USD spend. No per-transaction or decline fees on any card. Push-to-Card (USD/EUR/GBP): 4.8% fee, min $1.50. Venmo/PayPal payout: 4.9%, min $1.50.


COVERAGE

Where it works.

Supported coins
USDCUSDTDAI
Chains
EthereumSolanaStellarArbitrumBasePolygonOptimismBSCPulseChain
Use cases
Online only
Blocked countries
AFBYCUIRKPERETCDDKFRPLSEGB

WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
/5
0 reviews
Monetiro score
59/100
Verified July 21, 2026

ALTERNATIVES

Closest on the ledger.