Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$5.80/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
LasoFinance

LasoFinance

VisaVirtual onlySince 2023
No KYCOperational

Instant-issuance no-KYC stablecoin prepaid card. On-chain compliance via Chainalysis instead of KYC. Chrome extension. FinCEN-registered MSB.

Total, per $100 spent: $5.80per $100 spent

159 of the 174 priced cards cost less. Among the 6 that ask for exactly as much identity, the median is $10.00.

Open laso.financeA paid link: we may earn a commission, and it changes nothing above it.

Whether to take LasoFinance

In its favour

  • True no-KYC — zero personal data required
  • 0% transaction fee
  • Apple Pay, Google Pay & Samsung Pay
  • Multi-chain: 9 blockchains supported

Against it

  • All cards are single-load (non-reloadable) as of mid-2026 — no reloadable option anymore
  • International cards: 3.8% deposit fee + ~2% FX on non-USD spend
  • Low $1,000 max balance per card (order multiple cards for more)
  • Virtual only — no physical card, no ATM

Also true, in its favour

  • Free card issuance, $0 monthly fee
  • PayPal/Venmo off-ramp added Feb 2026
  • Gift card marketplace with 100+ brands
  • FinCEN-registered MSB (Austin, TX)

What LasoFinance costs

ChargeWhat it costs
To get the card
To issue the card$0.00
Monthly$0.00
To put money in
To load3.8%
To spend it
To spend0%
Per payment, fixed$0.00
To spend outside the dollar2%
Total, per $100 spent$5.80

Not published by the issuer: at a cash machine.

Read off laso.finance on July 21, 2026.

USA & Canada Non-Reloadable cards: 0% fee. International Non-Reloadable: 3.8% deposit fee + ~2% FX on non-USD spend. No per-transaction or decline fees on any card. Push-to-Card (USD/EUR/GBP): 4.8% fee, min $1.50. Venmo/PayPal payout: 4.9%, min $1.50.

KYC: what LasoFinance asks for

Nothing. No email, no phone, no document, no address — you can hold this card without the issuer knowing a single thing about you.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Per payment$1,000
Maximum balance$1,000

Not published by the issuer: monthly spend, daily spend, cash, per day.

Confirmed on laso.finance on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in3USDC, USDT, DAI
Chains9Ethereum, Solana, Stellar, Arbitrum, Base, Polygon, Optimism, BSC, PulseChain

Closed to residents of 13 countries, according to the issuer's own terms.

  • Afghanistan
  • Belarus
  • Congo (DRC)
  • Cuba
  • Denmark
  • Eritrea
  • Ethiopia
  • France
  • Iran
  • North Korea
  • Poland
  • Sweden
  • United Kingdom

The other flaws

  • Push-to-card (Venmo/PayPal/debit) carries its own 4.8–4.9% fee, min $1.50
  • No cashback or rewards

How we checked this

Thirteen fields are tracked for every service. 12 of them carry a figure we read off laso.finance on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Maximum balance · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Cash machine charge

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open laso.financeA paid link: we may earn a commission, and it changes nothing above it.

Alternatives to LasoFinance

Takes $4.50 less on every $100 spent.FreedomiaFreedomiaVisaVirtual and plasticNo KYCOperational1.3% when you load. 2 fee fields are not published.AG21 Jul$1.30per $100 spent
Its issuer publishes nothing to compare on price.KYC.RIP Ghost MarketKYC.RIP Ghost MarketVisa · MCVirtual onlyNo KYCOperationalAG31 Julnot published
Costs $4.20 more per $100 — the price of the difference.StealthsStealthsVisa · MCVirtual onlyNo KYCIssues reported2.5% outside the dollar, plus $7.50 fixed. 1 fee field is not published.AG21 Jul$10.00per $100 spent