TL;DR.Lydian Card is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee not disclosed. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Lydian Card.
Visa Platinum crypto card just launched April 2026 — issued by Rain, supports 300+ digital assets for funding, integrates with Lydian Wallet for self-custody approach.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Visa Platinum tier with full benefits (purchase protection, extended warranty, travel perks)
- +Issued by Rain — licensed Visa partner
- +300+ digital assets supported for funding
- +150M+ Visa merchants worldwide
- +Apple Pay & Google Pay supported on virtual
- +Pay-as-you-go transparent fee structure
Cons.
- −Just launched April 2026 — limited operational track record
- −Specific fees not yet detailed publicly
- −Funding USDT/USDC + conversion for other assets
- −KYC required (Rain compliance)
- −Visa Platinum benefits typically tied to higher spend tiers
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
—
Issuance
Free
Monthly
—
Cost / $100
$0.00
Issued by Rain, powered by Visa. Pay-as-you-go transparent fees per official material. Fund with USDT or USDC; other digital assets convert. Visa Platinum benefits include purchase protection, extended warranty, travel perks. Apple Pay/Google Pay supported on virtual card.
COVERAGE
Where it works.
Supported coins
USDTUSDCBTCETH
Chains
EthereumPolygonArbitrum
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES