TL;DR.MaxSwap is a Mastercard crypto debit card (Virtual, KYC: No KYC). Cost per $100 spent: $5.5. Top-up fee 4.5%, FX fee 0.6%. Wallet support: Apple Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · NO KYC
MaxSwap.
Highest spending limits of any service ($2M/month). Telegram-native management. Combined wallet + exchange + card + arbitrage ecosystem. Both Visa and Mastercard.
Cost / $100
$5.50
Top-up fee
4.5%
Network
Mastercard
Card type
Virtual
IBAN
No
Monthly limit
$2M
Status
Operational
Pros.
- +No mandatory KYC — email only
- +Highest limits: $50K/tx, $200K/day, $2M/month
- +24 cryptocurrencies supported
- +Both Visa and Mastercard issued
- +Apple Pay & Google Pay
- +Full Telegram bot management
- +24/7 customer support by a real person (per FAQ)
Cons.
- −⚠️ Fee discrepancy across pages: Terms of Use say 5%, FAQ says 4.5%, marketing banners say 3%
- −0.4% tx fee + $0.25 flat + 0.6% FX adds up significantly
- −$0.25 charged even on DECLINED transactions
- −Seychelles jurisdiction — limited oversight
- −$50 card price + $25 minimum starting balance required to issue
- −One reviewer alleges Trustpilot reviews are fake/paid
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
4.5%
Transaction fee
0.4%
FX fee
0.6%
Issuance
$50
Monthly
Free
Cost / $100
$5.50
⚠️ Marketing banners say 3%, Terms of Use say 5%, current FAQ (Jul 2026) says 4.5%+$1. We use the FAQ rate (4.5%). Tx fee: 0.4% + $0.25 per transaction (incl. declines). FX: 0.6%. Card price: $50 + $25 minimum starting balance. Seychelles-registered.
COVERAGE
Where it works.
Supported coins
ADAALGOAVAXBCHBNBBTCDOTETHHBARHTKRRXLINKLTCMATICNEARSHIBSUSHITONTRXUNIUSDCUSDTXLMXRP
Chains
EthereumBSCPolygonAvalancheOptimismFantomAlgorandTronBitcoinTON
Use cases
Online · IRL
Blocked countries
AFBYCUIRKPSYVERUMMSOUAYE
WALLETS
Apple PayYes
Google PayNo
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
84/100
Verified July 21, 2026
ALTERNATIVES