Ledger
MaxSwap
MaxSwapMaxSwap
MastercardVirtual onlySince 2023No KYCOperational
Highest spending limits of any service ($2M/month). Telegram-native management. Combined wallet + exchange + card + arbitrage ecosystem. Both Visa and Mastercard.
Total, per $100 spent: $5.75per $100 spent
158 of the 174 priced cards cost less. Among the 17 that ask for exactly as much identity, the median is $4.63.
Open maxswap.ccNot a paid link: we earn nothing either way.
Whether to take MaxSwap
In its favour
- No mandatory KYC — email only
- Highest limits: $50K/tx, $200K/day, $2M/month
- 24 cryptocurrencies supported
- Both Visa and Mastercard issued
Against it
- Fee discrepancy across pages: Terms of Use say 5%, FAQ says 4.5%, marketing banners say 3%
- 0.4% tx fee + $0.25 flat + 0.6% FX adds up significantly
- $0.25 charged even on DECLINED transactions
- Seychelles jurisdiction — limited oversight
Also true, in its favour
- Apple Pay & Google Pay
- Full Telegram bot management
- 24/7 customer support by a real person (per FAQ)
What MaxSwap costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $50.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 4.5% |
| To spend it | |
| To spend | 0.4% |
| Per payment, fixed | $0.25 |
| To spend outside the dollar | 0.6% |
| Total, per $100 spent | $5.75 |
Not published by the issuer: at a cash machine.
Read off maxswap.cc on July 21, 2026.
Marketing banners say 3%, Terms of Use say 5%, current FAQ (Jul 2026) says 4.5%+$1. We use the FAQ rate (4.5%). Tx fee: 0.4% + $0.25 per transaction (incl. declines). FX: 0.6%. Card price: $50 + $25 minimum starting balance. Seychelles-registered.
KYC: what MaxSwap asks for
An email address, and nothing else. No document, no face, no address — and a burner address costs nothing, which is why the ledger counts this as no identity check at all.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$2,000,000
Daily spend$200,000
Per payment$50,000
Maximum balance$200,000
Not published by the issuer: cash, per day.
Confirmed on maxswap.cc on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay only
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in24ADA, ALGO, AVAX, BCH, BNB, BTC, DOT, ETH, HBAR, HT, KRRX, LINK, LTC, MATIC, NEAR, SHIB, SUSHI, TON, TRX, UNI, USDC, USDT, XLM, XRP
Chains10Ethereum, BSC, Polygon, Avalanche, Optimism, Fantom, Algorand, Tron, Bitcoin, TON
Closed to residents of 12 countries, according to the issuer's own terms.
- Afghanistan
- Belarus
- Cuba
- Iran
- Myanmar
- North Korea
- Russia
- Somalia
- Syria
- Ukraine
- Venezuela
- Yemen
The other flaws
- $50 card price + $25 minimum starting balance required to issue
- One reviewer alleges Trustpilot reviews are fake/paid
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off maxswap.cc on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Spending limits · Maximum balance · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cash machine charge
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open maxswap.ccNot a paid link: we earn nothing either way.
Alternatives to MaxSwap
Takes $2.75 less on every $100 spent.
CardtoshiCardtoshiMastercardVirtual onlyNo KYCOperational3% when you load.AG11 Sept$3.00per $100 spent
CardtoshiCardtoshiMastercardVirtual onlyNo KYCOperational3% when you load.AG11 Sept$3.00per $100 spentCosts $0.50 more per $100 — the price of the difference.
Unido Crypto CardUnido Crypto CardVisa · MCVirtual onlyNo KYCOperational3.75% when you load, plus 2.5% outside the dollar.AG9 Sept$6.25per $100 spent
Unido Crypto CardUnido Crypto CardVisa · MCVirtual onlyNo KYCOperational3.75% when you load, plus 2.5% outside the dollar.AG9 Sept$6.25per $100 spentIts issuer publishes nothing to compare on price.
CinCinCinCinMastercardVirtual and plasticNo KYCOperationalPublishes 2 of five fee fields — not enough to price.AG9 Septnot published
CinCinCinCinMastercardVirtual and plasticNo KYCOperationalPublishes 2 of five fee fields — not enough to price.AG9 Septnot published