Ledger
CinCin
CinCinCinCin
MastercardVirtual and plasticNo KYCOperational
Light-KYC virtual Mastercard (no documents) plus a new physical card option that requires full KYC. Two virtual variants: an Apple Pay card (blocked in RU/UA/BY) and an online-only Mastercard (works in RU, but not walletable in Apple Pay or Google Pay). Auto-conversion of BTC/ETH/TON to fiat at purchase.
Total, per $100 spent: not published
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Open cincin.exchangeNot a paid link: we earn nothing either way.
Whether to take CinCin
In its favour
- Light KYC for virtual (no documents)
- Apple Pay supported on the dedicated Apple Pay card variant
- Auto-conversion to fiat
- Physical card now available (with KYC)
Against it
- Physical card requires full KYC
- Google Pay not supported on either virtual card variant
- Fee structure not publicly disclosed
- Limited information available
Also true, in its favour
- Available for Russian users
What CinCin costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $25.00 |
| Monthly | $0.00 |
| Total, per $100 spent | Not published |
Not published by the issuer: to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off cincin.exchange on September 9, 2026.
$55 minimum to open a card, of which $25 is the virtual card issuance fee and $25 is credited straight to the card balance. No monthly fee stated. Limits: $50,000 per transaction, $200,000 per day, $2,000,000 per month. Top-up percentage is not published by the issuer.
KYC: what CinCin asks for
An email address, and nothing else. No document, no face, no address — and a burner address costs nothing, which is why the ledger counts this as no identity check at all.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$2,000,000
Daily spend$200,000
Per payment$50,000
Not published by the issuer: maximum balance, cash, per day.
Confirmed on cincin.exchange on September 9, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay only
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in24ADA, ALGO, AVAX, BCH, BNB, BTC, DOT, ETH, HBAR, HT, KRRX, LINK, LTC, MATIC, NEAR, SHIB, SUSHI, TON, TRX, UNI, USDC, USDT, XLM, XRP
Chains9Tron, Ethereum, BSC, Bitcoin, Polygon, Solana, TON, Stellar, Avalanche
TiersVirtual (no-KYC), Physical (KYC required)
Closed to residents of 14 countries, according to the issuer's own terms.
- Afghanistan
- Belarus
- Cuba
- Iran
- Japan
- Myanmar
- North Korea
- Somalia
- Syria
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
- Venezuela
The other flaws
- Small/unknown provider
How we checked this
Thirteen fields are tracked for every service. 7 of them carry a figure we read off cincin.exchange on September 9, 2026.
- Issuer's page
- IssuanceSeptember 11, 2026 · Monthly · Spending limitsSeptember 11, 2026 · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating statusSeptember 11, 2026
- Terms
- Countries closed
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Cash machine charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open cincin.exchangeNot a paid link: we earn nothing either way.
Alternatives to CinCin
Its issuer publishes nothing to compare on price.
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