Name: MetaMask Card Crypto Card
Brand: MetaMask Card
Availability: InStock

$0.88~~/$100~~

Take it?Costs Asks for Limits Where it works Flaws What has changed How we checked Alternatives

Ledger

MetaMask Card

MastercardVirtual and plasticSince 2024

Asks for everythingOperational

Spends directly from your self-custodial MetaMask wallet — funds never leave your custody until the moment of payment. Issued by Baanx on Mastercard, with crypto-to-fiat conversion happening on-chain at checkout via Linea/Base/Solana/Monad. 1% mUSD cashback baseline, 3% on Metal tier.

Total, per $100 spent: $0.88per $100 spent

50 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open metamask.ioNot a paid link: we earn nothing either way.

X: @MetaMask

Whether to take MetaMask Card

In its favour

Truly self-custodial — funds stay in your MetaMask wallet until checkout
Mastercard network — accepted at 150M+ merchants worldwide
0 issuance, 0 monthly, 0 FX markup (Mastercard rate)
Apple Pay & Google Pay support

Against it

0.875% swap fee on every transaction (built-in)
Linea gas fee per transaction (~$0.02 typically)
KYC required despite non-custodial nature
No IBAN / no top-up rail beyond on-chain

Also true, in its favour

1% mUSD cashback (Virtual) or 3% on first $10k/yr (Metal)
Multi-chain: Linea, Base, Solana, Monad
Stablecoins (USDC, USDT, mUSD) + WETH supported
ATM access for US Virtual + global Metal users
Available in US, UK, EEA, Brazil, Mexico, Colombia, Argentina, Switzerland +

What MetaMask Card costs

Charge	What it costs
To get the card
To issue the card	$0.00
Monthly	$0.00
To put money in
To load	0%
To spend it
To spend	0.875%
To spend outside the dollar	0%
At a cash machine	Virtual: US only; Metal: ATM fees waived up to $1,200/mo
Total, per $100 spent	$0.88

Not published by the issuer: per payment, fixed.

Read off metamask.io on July 21, 2026.

0 issuance, 0 monthly, 0 FX markup (Mastercard's rate). Per-transaction: 0.875% swap fee + variable Linea gas (~$0.02 typical). Metal tier $199/yr (US only) waives ATM fees up to $1,200/month and boosts cashback to 3% on first $10k/yr.

KYC: what MetaMask Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards

An email18 cards

A light check — a name and a phone, unverified9 cards

A document102 cards

Everything — document, face, address114 cards

Limits on spending

Daily spend$10,000

Cash, per day$1,000

Not published by the issuer: monthly spend, per payment, maximum balance.

Confirmed on metamask.io on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay

Accepted whereOnline, in person, cash machines

Account detailsNone — it is a card, not an account

Coins in6USDC, USDT, WETH, mUSD, EURe, GBPe

Chains4Linea, Base, Solana, Monad

TiersVirtual, Metal

Closed to residents of 42 countries, according to the issuer's own terms.

Afghanistan
Australia
Bangladesh
Belarus
Central African Republic
China
Congo (DRC)
Cuba
Egypt
Haiti
India
Indonesia
Iran
Iraq
Israel
Japan
Lebanon
Libya
Malaysia
Mali
Myanmar
New Zealand
Nicaragua
Nigeria
North Korea
Pakistan
Philippines
Russia
Saudi Arabia
Singapore
Somalia
South Africa
South Korea
South Sudan
Syria
Thailand
Turkey
United Arab Emirates
Venezuela
Vietnam
Yemen
Zimbabwe

The other flaws

Metal tier $199/yr — only available in the US
Virtual users outside US cannot withdraw at ATM
Not yet available in Asia, Africa, most CIS countries
No published per-transaction or max-balance limits
New Card sign-ups temporarily paused in the US and UK (existing cardholders unaffected)

What has changed

2 recorded changes, the most recent on May 6, 2026. Each carries the page we read it on.

May 6, 2026VerifiedMetaMask Rewards returns with trading challenges and airdropsOn May 6, 2026, MetaMask relaunched the Rewards program with trading challenges, airdrops, and a new Benefits tab powered by theMiracle — surfacing perks for MetaMask Card holders alongside wallet activity.metamask.io

February 26, 2026VerifiedMetaMask debit card goes nationwide in the US (49 states)On February 26, 2026, MetaMask expanded its Mastercard-backed debit card to all eligible US states (49) including New York for the first time, after a year-long pilot. Introduces a premium Metal tier and on-chain mUSD rewards.coindesk.com

How we checked this

Thirteen fields are tracked for every service. 12 of them carry a figure we read off metamask.io on July 21, 2026.

Issuer's page: Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
Sign-up flow: Identity level
Live check: Operating status
Terms: Countries closed
The issuer does not publish: Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open metamask.ioNot a paid link: we earn nothing either way.

Alternatives to MetaMask Card

Costs $0.63 more per $100 — the price of the difference.

Mine CardMine CardMastercardVirtual and plasticAsks for everythingOperational1.5% outside the dollar. 1 fee field is not published.AG7 Sept$1.50per $100 spent

Costs $0.13 more per $100 — the price of the difference.

Banxe Corporate CardBanxe Corporate CardMastercardVirtual and plasticAsks for everythingOperational$1.00 fixed. 1 fee field is not published.AG7 Sept$1.00per $100 spent

Costs $0.13 more per $100 — the price of the difference.

Bitget Wallet CardBitget Wallet CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. $1.00 fixed.AG7 Sept$1.00per $100 spent