Ledger
Binance Card
July 1, 2026IncidentBinance suspends crypto services for EU/EEA users, card availability affectedBinance failed to secure a MiCA licence and, from 1 July 2026, suspended new registrations and crypto-related services for users in France, Italy, Spain, Poland and other EU/EEA markets. The Binance Card itself remains Brazil-only per Binance's own card page, but this broader EU wind-down is worth watching for anyone relying on a Binance balance to fund a card.binance.com February 13, 2026New cardBinance Mastercard card expands to CIS countriesOn February 13, 2026, Binance launched a prepaid Mastercard crypto card across CIS countries including Kazakhstan. Cards are virtual-first with Apple Pay/Google Pay support, require completed KYC, and offer 2–8% cashback on eligible purchases with no annual fee.crypto.news
Binance CardBinance Card
MastercardVirtual and plasticSince 2025Asks for everythingOperational
Largest exchange's card — but Brazil only since October 2025. Original global Visa was discontinued after DOJ $4.3B fine. Spend from Flexible Earn (up to 6.05% APR on idle funds). Trustpilot disabled for fake reviews.
Total, per $100 spent: $0.00per $100 spent
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.
Open binance.comNot a paid link: we earn nothing either way.
Whether to take Binance Card
In its favour
- Free card issuance
- 10 cryptocurrencies supported
- Google Pay & Samsung Pay
- ATM access (2 free/month)
Against it
- Brazil ONLY — no global availability
- Original global Visa discontinued December 2023 after $4.3B DOJ fine
- Trustpilot DISABLED due to fake reviews (previously 1.4-2.0/5, ~80% were 1 star)
- Full KYC with Brazilian documents required
Also true, in its favour
- Spend from Flexible Earn — funds earn up to 6.05% APR until spent
- Up to 2% cashback in BNB
- 0.9% crypto conversion — competitive
What Binance Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| At a cash machine | 2 free/mo, then $1.50 |
| Total, per $100 spent | $0.00 |
Not published by the issuer: per payment, fixed, to spend outside the dollar.
Read off binance.com on September 7, 2026.
0.9% crypto conversion. 1-2% FX. Free issuance. ATM: 2 free/month, then $1.50. Cashback: up to 2% in BNB, cap 250 BRL/month (~$42). Flexible Earn: up to 6.05% APR.
KYC: what Binance Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$8,800
Daily spend$4,400
Cash, per day$1,300
Not published by the issuer: per payment, maximum balance.
Confirmed on binance.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsGoogle Pay only
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in14BTC, ETH, BNB, USDT, USDC, SOL, XRP, DOGE, ADA, AVAX, DOT, LINK, MATIC, SHIB
Chains4BNB Chain, Ethereum, Bitcoin, Solana
Closed to residents of 32 countries, according to the issuer's own terms.
- Austria
- Belgium
- Bulgaria
- Canada
- China
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Ireland
- Italy
- Japan
- Latvia
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Poland
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- United Kingdom
- United States
The other flaws
- Cashback capped at 250 BRL/month (~$42)
- No expansion plans announced
- Russia: €10K limit for citizens, cards unavailable
- 1-2% FX fee
What has changed
2 recorded changes, the most recent on July 1, 2026. Each carries the page we read it on.
How we checked this
Thirteen fields are tracked for every service. 11 of them carry a figure we read off binance.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open binance.comNot a paid link: we earn nothing either way.
