Nebeus CardNebeus Card
MastercardVirtual and plasticSince 2014Spain-registered crypto-fintech (since 2014) — free IBAN with SEPA, 0% FX Mastercard, BitGo custody + Lloyd's insurance, integrates crypto loans and rentals.
It takes nothing at all. 173 of the 174 priced cards cost more. Among the 113 that ask for exactly as much identity, the median is $1.25.
Whether to take Nebeus Card
In its favour
- 0% FX fee on Nebeus Card
- Free crypto-friendly IBAN with free SEPA
- BitGo custody + Lloyd's of London insurance
- Registered with Bank of Spain (Rintral Trading SL, D664)
Against it
- Issuance and monthly fees not transparently published — verify in app
- Full KYC required (regulated)
- US not supported
- Crypto+fiat hybrid product — complex fee structure
Also true, in its favour
- 30+ cryptocurrencies + crypto-backed loans
- Apple Pay & Google Pay
- Free instant transfers between Nebeus users
What Nebeus Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend outside the dollar | 0% |
| Total, per $100 spent | $0.00 |
Not published by the issuer: monthly, to spend, per payment, fixed, at a cash machine.
Read off nebeus.com on July 21, 2026.
0% FX fee on Nebeus Card. Free SEPA on crypto-friendly IBAN. Free instant transfers between Nebeus users. Specific issuance/monthly fees vary by tier — confirm in app. BitGo custody, Lloyd's of London insurance.
KYC: what Nebeus Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
Nebeus Card publishes no spending limits at all.
Where it works
Closed to residents of 11 countries, according to the issuer's own terms.
- Belarus
- Cuba
- Iran
- Libya
- Myanmar
- North Korea
- Russia
- Sudan
- Syria
- United States
- Venezuela
The other flaws
- Spain-licensed only for digital asset custody
How we checked this
Thirteen fields are tracked for every service. 8 of them carry a figure we read off nebeus.com on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Issuance · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Per-payment charge · Monthly · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to Nebeus Card
Bleap CardBleap CardMastercardVirtual and plasticAsks for everythingOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG7 Sept$0.00per $100 spent
