OffgridOffgrid
VisaVirtual onlySince 2024Not open yet — a waitlist or a limited rollout, so nothing below has been tested by a real cardholder.
Privacy-first crypto Visa with zero-knowledge proof transactions and rotating-credential virtual cards — supports Zcash on top of mainstream coins, $4K/mo no-KYC.
The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.
Whether to take Offgrid
In its favour
- Privacy-focused: zero-knowledge proof verification
- End-to-end encrypted transactions, no third-party reporting
- Generate fresh virtual cards on demand with rotating credentials
- No-KYC, anonymous spending
Against it
- "Visa Business Platinum" branding raises sustainability concerns — anonymous Visa cards historically get shut down
- Specific fees not transparently published
- $4,000/mo cap
- No Apple Pay / Google Pay
Also true, in its favour
- Up to $4,000/month spending
- Up to 0.25% rewards on transactions
- Multi-crypto top-up + Zcash (ZEC) support
What Offgrid costs
Offgrid publishes no fee schedule at all — not one of these charges is named on offgrid.cash. That is why this record carries no price: the ledger says so rather than estimating one.
Not published by the issuer: to issue the card, monthly, to load, to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Specific fees not transparently published. Up to $4,000/mo spending. Marketed as no-KYC + 0.25% rewards. Card uses zero-knowledge proofs and rotating credentials. Privacy-first model has historical regulatory risk.
KYC: what Offgrid asks for
Nothing. No email, no phone, no document, no address — you can hold this card without the issuer knowing a single thing about you.
Limits on spending
Not published by the issuer: daily spend, per payment, maximum balance, cash, per day.
Confirmed on offgrid.cash on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
The other flaws
- Newer service (2024) — limited track record
- US not supported
How we checked this
Thirteen fields are tracked for every service. 5 of them carry a figure we read off offgrid.cash on September 7, 2026.
- Issuer's page
- Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
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