TL;DR.Offramp Card is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 1.5%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Offramp Card.
DEFUNCT (announced July 2026): Offramp is winding down and no longer accepting new users. It was a crypto-native Visa with the simplest fee structure — only 1.5% FX + 2% ATM, $0 annual, $0 maintenance — multi-chain USDC/USDT focus, 80+ countries.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Only 2 fees: 1.5% FX (incl Visa network) + 2% ATM
- +$0 annual fee
- +USDC-focused with multi-chain support
- +Virtual card free, no maintenance costs
- +150M+ Visa merchants worldwide
- +80+ countries (LATAM, APAC, Africa, Europe, USA)
- +Apple Pay & Google Pay supported
Cons.
- −⚠️ SHUTTING DOWN: Offramp announced it is winding down. New signups and card orders are disabled; cards stop working for spending after July 31, 2026; platform fully closes December 31, 2026
- −Physical card has shipping costs (varies by region)
- −USDC/USDT only (no BTC/ETH direct)
- −Conservative fee structure but not 0% FX
- −Newer service (2024)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
1.5%
Issuance
Free
Monthly
Free
Cost / $100
$0.00
Only 2 fees: 1.5% FX (Visa network included) + 2% ATM withdrawal. $0 annual fee. Virtual card + account free. Physical card shipping varies by region. USDC primary. 150M+ Visa merchants. 80+ countries (LATAM/APAC/Africa/Europe/USA). Apple Pay & Google Pay. Service is shutting down (announced July 2026) — do not sign up.
COVERAGE
Where it works.
Supported coins
USDCUSDT
Chains
EthereumPolygonArbitrumBase
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES