Wayex Visa CardWayex Visa Card
VisaVirtual and plasticSince 2021Unified USD balance auto-converts DAI, USDT, USDC and PYUSD across 10+ blockchains for seamless Visa spending. Issued by Lead Bank, top-up via Bridge (Stripe).
84 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23.
Whether to take Wayex Visa Card
In its favour
- 0% fee on USD spending
- Free virtual card, no monthly maintenance
- Apple Pay and Google Pay supported
- Multi-chain stablecoin deposits (10+ blockchains)
Against it
- 1.5% FX fee on non-USD purchases
- 0.1% fee on USDT deposits
- Card program limited to ~28 listed countries
- Physical card price still TBD
Also true, in its favour
- Backed by Lead Bank and Bridge (Stripe company)
- Founded 2018 (as CryptoSpend), launched Australia's first crypto-linked Visa in 2021
What Wayex Visa Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 1.5% |
| Total, per $100 spent | $1.50 |
Not published by the issuer: per payment, fixed, at a cash machine.
Read off wayex.com on September 9, 2026.
0% on USD spend, 1.5% FX on non-USD, USDT deposits 0.1%, DAI/USDC/PYUSD 1:1 free. Virtual card free; physical card cost TBD. ATM fees may apply but not disclosed publicly.
KYC: what Wayex Visa Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
Wayex Visa Card publishes no spending limits at all.
Where it works
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- ATM and spending limits not publicly disclosed
- No IBAN account
How we checked this
Thirteen fields are tracked for every service. 9 of them carry a figure we read off wayex.com on September 9, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Cash machine charge · Spending limits · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
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