Ledger
1inch Card
1inch Card1inch Card
MastercardVirtual and plasticSince 2024Asks for a documentOperational
Semi-self-custodial card from 1inch DEX. CryptoDraft: 0% APR credit feature. Free card issuance. Highest combined fees among active cards at 3.75% per $100.
Total, per $100 spent: $3.75per $100 spent
142 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 4 times that for the same loss of privacy.
Open 1inch.comNot a paid link: we earn nothing either way.
Whether to take 1inch Card
In its favour
- Free issuance (virtual + physical)
- Semi-non-custodial: self-custody until purchase
- Apple Pay & Google Pay
- ATM access
Against it
- Most expensive active card — 3.75% total cost per $100
- 1.75% crypto-to-fiat conversion fee
- 2% transaction fee on every purchase
- Cashback in BXX (volatile token)
Also true, in its favour
- 0% FX fee
- 2% cashback in BXX or 1% in BTC/USDT/1INCH
- CryptoDraft: 0% APR credit line
- Trustpilot 4.5/5 (DEX overall)
What 1inch Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 1.75% |
| To spend it | |
| To spend | 2% |
| To spend outside the dollar | 0% |
| At a cash machine | 2% |
| Total, per $100 spent | $3.75 |
Not published by the issuer: per payment, fixed.
Read off 1inch.com on September 7, 2026.
1.75% crypto-to-fiat conversion. 2% per transaction. 0% FX. ATM: £2.50 (UK), €3.00 + 1.5% (non-UK). Free issuance. Cashback: 2% BXX or 1% BTC/USDT/1INCH, cap €4,800/month.
KYC: what 1inch Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Daily spend$8,000
Cash, per day$500
Not published by the issuer: monthly spend, per payment, maximum balance.
Confirmed on 1inch.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in61INCH, USDT, BTC, LTC, XRP, BXX
Chains1Ethereum
Closed to residents of 1 countries, according to the issuer's own terms.
- United States
The other flaws
- UK + EEA only
- Some reports of account bans on Trustpilot
- ATM fees: £2.50 (UK), €3.00 + 1.5% (non-UK)
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off 1inch.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open 1inch.comNot a paid link: we earn nothing either way.
Alternatives to 1inch Card
Takes $0.25 less on every $100 spent.
HolyheldHolyheldMastercardVirtual and plasticAsks for a documentOperational1% when you load, plus 2.5% outside the dollar.AG7 Sept$3.50per $100 spent
HolyheldHolyheldMastercardVirtual and plasticAsks for a documentOperational1% when you load, plus 2.5% outside the dollar.AG7 Sept$3.50per $100 spentIts issuer publishes nothing to compare on price.
MobilumMobilumMastercardVirtual and plasticAsks for a documentOperationalAG21 Julnot published
MobilumMobilumMastercardVirtual and plasticAsks for a documentOperationalAG21 Julnot published