Ledger
THORWallet Card
THORWallet CardTHORWallet Card
MastercardVirtual and plasticSince 2024Asks for a documentOperational
THORWallet Mastercard from a non-custodial wallet — Swiss IBAN (CHF/EUR/USD/RMB) via the Swiss Banking tier, connected to THORChain, 175+ countries including the US, 3 tiers (Basic free / Premium $75/yr with physical card / Swiss Banking free).
Total, per $100 spent: $1.50per $100 spent
84 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open thorwallet.orgNot a paid link: we earn nothing either way.
Whether to take THORWallet Card
In its favour
- Mastercard from non-custodial wallet
- Swiss IBAN (CHF/EUR/USD/RMB) via Swiss Banking tier
- Basic tier: 0% crypto top-up, 1.5% FX, free forever
- 175+ countries, now including the US
Against it
- Premium tier costs $75/year for physical card + cashback
- Basic/Swiss Banking tiers are virtual-only (no physical card)
- Swiss Banking has no cashback and no ATM access
- Fee structure changed recently (Basic/Premium/Swiss Banking replaced old Standard/Gold/Platinum ETH-staking tiers) — verify current terms in app
Also true, in its favour
- Connected to THORChain (cross-chain swaps)
- Apple Pay & Google Pay
- 3 tiers: Basic (free) / Premium ($75/yr, physical card + up to 2% cashback) / Swiss Banking (free, up to $10M/month)
- $TITN token staking cuts fees and boosts cashback
What THORWallet Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $0.00 |
| Monthly | $0.00 |
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend outside the dollar | 1.5% |
| At a cash machine | $1 + 0.95% |
| Total, per $100 spent | $1.50 |
Not published by the issuer: to spend, per payment, fixed.
Read off thorwallet.org on July 21, 2026.
Basic (free, virtual only): 0% top-up, 1.5% FX, ATM $1 + 0.95%, $125K monthly limit, $62.5K daily, $25K per transaction, $12.5K ATM daily. Premium ($75/yr, virtual + physical): 0% top-up, 0.5% FX, ATM $1 + 0.65%, up to 2% cashback (higher with $TITN staking). Swiss Banking (free, virtual, Swiss IBAN + SEPA, CHF/EUR/USD/RMB): 0.25-1% top-up, 1% FX, up to $10M/month, no cashback, no ATM. Apple Pay & Google Pay on all tiers. 175+ countries including the US.
KYC: what THORWallet Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$125,000
Daily spend$62,500
Per payment$25,000
Cash, per day$12,500
Not published by the issuer: maximum balance.
Confirmed on thorwallet.org on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in5BTC, ETH, USDT, USDC, RUNE
Chains3Bitcoin, Ethereum, THORChain
TiersBasic, Premium, Swiss Banking
The issuer names no country it turns away. That is not a promise that every country works.
The other flaws
- $TITN-based rewards depend on token performance
How we checked this
Thirteen fields are tracked for every service. 10 of them carry a figure we read off thorwallet.org on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- The issuer does not publish
- Per-payment charge · Maximum balance · Countries closed
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open thorwallet.orgNot a paid link: we earn nothing either way.
Alternatives to THORWallet Card
Takes $0.55 less on every $100 spent.
Mercuryo SpendMercuryo SpendMastercardVirtual onlyAsks for a documentOperationalFree to load. $0.95 fixed.AG21 Jul$0.95per $100 spent
Mercuryo SpendMercuryo SpendMastercardVirtual onlyAsks for a documentOperationalFree to load. $0.95 fixed.AG21 Jul$0.95per $100 spent
