TL;DR.OneSafe Card is a Visa crypto debit card (Virtual, KYC: Full KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 3%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
OneSafe Card.
US-incorporated neo-banking platform purpose-built for Web3 companies and DAOs: instant virtual Visa corporate cards funded fee-free from a USD or USDC balance, with Fireblocks custody, KYB-only onboarding in ~1 week, and unified ACH/wire/crypto rails in a single dashboard.
Cost / $100
$0.00
Top-up fee
Free
Network
Visa
Card type
Virtual
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Corporate card built for Web3 startups, DAOs and crypto-native businesses
- +Instant virtual card issuance — multiple employee cards with customizable spending controls
- +Free top-up in USDC or USD directly from your OneSafe account
- +Apple Pay and Google Pay supported on virtual cards
- +Per-card daily/weekly/monthly spending limits + freeze with one tap
- +Accepted worldwide at millions of Visa merchants
- +Digital assets custodied on Fireblocks; MFA enforced for every user
- +KYB onboarding typically completed within a week
- +No gas fees — OneSafe covers network fees on crypto transactions
- +Bundled into the OneSafe banking account (ACH + wires + bill pay)
Cons.
- −Corporate-only — full KYB on the underlying business required
- −Virtual cards only; physical 'being developed'
- −Not available in OFAC-sanctioned countries or certain US states
- −Account monthly fee 'Free or $29+/month' depending on plan
- −3% FX fee on corporate-card transactions
- −ATM cash-withdrawal not advertised (online focus)
- −No native EUR/IBAN — USD-denominated, US-incorporated (Las Vegas, NV)
- −Crypto top-up limited to USDC for cards (other coins must convert first)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
3%
Issuance
—
Monthly
—
Cost / $100
$0.00
Account opening: Free. Early account access: $150. Minimum balance: $0–$10,000 (plan-dependent). Monthly fee: Free or $29+/month. Card top-up via USDC/USD: free. FX on card spend: 3%. Fiat deposit/withdrawal: 0.15%. Stables wire withdrawal: $25. SWIFT in/out: 0.35% + $50. USDC deposits/withdrawals: free.
COVERAGE
Where it works.
Supported coins
USDCUSDTDAI
Chains
BitcoinEthereumPolygonSolanaAvalanche
Use cases
Online only
Blocked countries
USAFBYBABICFCDCUETIRIQLBLYMLNIKPRUSOSSSDSYUAVEYEZW
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES