Monetiro229 services on the ledger · last checked October 6, 2026
$3.00/$100
Ledger
OneSafe Card

OneSafe Card

VisaVirtual only
Asks for everythingOperational

US-incorporated neo-banking platform purpose-built for Web3 companies and DAOs: instant virtual Visa corporate cards funded fee-free from a USD or USDC balance, with Fireblocks custody, KYB-only onboarding in ~1 week, and unified ACH/wire/crypto rails in a single dashboard.

Total, per $100 spent: $3.00per $100 spent

126 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23. This one takes 2 times that for the same loss of privacy.

Open onesafe.ioNot a paid link: we earn nothing either way.

Whether to take OneSafe Card

In its favour

  • Corporate card built for Web3 startups, DAOs and crypto-native businesses
  • Instant virtual card issuance — multiple employee cards with customizable spending controls
  • Free top-up in USDC or USD directly from your OneSafe account
  • Apple Pay and Google Pay supported on virtual cards

Against it

  • Corporate-only — full KYB on the underlying business required
  • Virtual cards only; physical 'being developed'
  • Not available in OFAC-sanctioned countries or certain US states
  • Account monthly fee 'Free or $29+/month' depending on plan

Also true, in its favour

  • Per-card daily/weekly/monthly spending limits + freeze with one tap
  • Accepted worldwide at millions of Visa merchants
  • Digital assets custodied on Fireblocks; MFA enforced for every user
  • KYB onboarding typically completed within a week
  • No gas fees — OneSafe covers network fees on crypto transactions
  • Bundled into the OneSafe banking account (ACH + wires + bill pay)

What OneSafe Card costs

ChargeWhat it costs
To put money in
To load0%
To spend it
To spend outside the dollar3%
Total, per $100 spent$3.00

Not published by the issuer: to issue the card, monthly, to spend, per payment, fixed, at a cash machine.

Read off onesafe.io on July 21, 2026.

Account opening: Free. Early account access: $150. Minimum balance: $0–$10,000 (plan-dependent). Monthly fee: Free or $29+/month. Card top-up via USDC/USD: free. FX on card spend: 3%. Fiat deposit/withdrawal: 0.15%. Stables wire withdrawal: $25. SWIFT in/out: 0.35% + $50. USDC deposits/withdrawals: free.

KYC: what OneSafe Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

OneSafe Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in3USDC, USDT, DAI
Chains5Bitcoin, Ethereum, Polygon, Solana, Avalanche

Closed to residents of 25 countries, according to the issuer's own terms.

  • Afghanistan
  • Belarus
  • Bosnia and Herzegovina
  • Burundi
  • Central African Republic
  • Congo (DRC)
  • Cuba
  • Ethiopia
  • Iran
  • Iraq
  • Lebanon
  • Libya
  • Mali
  • Nicaragua
  • North Korea
  • Russia
  • Somalia
  • South Sudan
  • Sudan
  • Syria
  • Ukraine
  • United States
  • Venezuela
  • Yemen
  • Zimbabwe

The other flaws

  • 3% FX fee on corporate-card transactions
  • ATM cash-withdrawal not advertised (online focus)
  • No native EUR/IBAN — USD-denominated, US-incorporated (Las Vegas, NV)
  • Crypto top-up limited to USDC for cards (other coins must convert first)

How we checked this

Thirteen fields are tracked for every service. 7 of them carry a figure we read off onesafe.io on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open onesafe.ioNot a paid link: we earn nothing either way.

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