OneSafe CardOneSafe Card
VisaVirtual onlyUS-incorporated neo-banking platform purpose-built for Web3 companies and DAOs: instant virtual Visa corporate cards funded fee-free from a USD or USDC balance, with Fireblocks custody, KYB-only onboarding in ~1 week, and unified ACH/wire/crypto rails in a single dashboard.
126 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.23. This one takes 2 times that for the same loss of privacy.
Whether to take OneSafe Card
In its favour
- Corporate card built for Web3 startups, DAOs and crypto-native businesses
- Instant virtual card issuance — multiple employee cards with customizable spending controls
- Free top-up in USDC or USD directly from your OneSafe account
- Apple Pay and Google Pay supported on virtual cards
Against it
- Corporate-only — full KYB on the underlying business required
- Virtual cards only; physical 'being developed'
- Not available in OFAC-sanctioned countries or certain US states
- Account monthly fee 'Free or $29+/month' depending on plan
Also true, in its favour
- Per-card daily/weekly/monthly spending limits + freeze with one tap
- Accepted worldwide at millions of Visa merchants
- Digital assets custodied on Fireblocks; MFA enforced for every user
- KYB onboarding typically completed within a week
- No gas fees — OneSafe covers network fees on crypto transactions
- Bundled into the OneSafe banking account (ACH + wires + bill pay)
What OneSafe Card costs
| Charge | What it costs |
|---|---|
| To put money in | |
| To load | 0% |
| To spend it | |
| To spend outside the dollar | 3% |
| Total, per $100 spent | $3.00 |
Not published by the issuer: to issue the card, monthly, to spend, per payment, fixed, at a cash machine.
Read off onesafe.io on July 21, 2026.
Account opening: Free. Early account access: $150. Minimum balance: $0–$10,000 (plan-dependent). Monthly fee: Free or $29+/month. Card top-up via USDC/USD: free. FX on card spend: 3%. Fiat deposit/withdrawal: 0.15%. Stables wire withdrawal: $25. SWIFT in/out: 0.35% + $50. USDC deposits/withdrawals: free.
KYC: what OneSafe Card asks for
Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.
Limits on spending
OneSafe Card publishes no spending limits at all.
Where it works
Closed to residents of 25 countries, according to the issuer's own terms.
- Afghanistan
- Belarus
- Bosnia and Herzegovina
- Burundi
- Central African Republic
- Congo (DRC)
- Cuba
- Ethiopia
- Iran
- Iraq
- Lebanon
- Libya
- Mali
- Nicaragua
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
- Ukraine
- United States
- Venezuela
- Yemen
- Zimbabwe
The other flaws
- 3% FX fee on corporate-card transactions
- ATM cash-withdrawal not advertised (online focus)
- No native EUR/IBAN — USD-denominated, US-incorporated (Las Vegas, NV)
- Crypto top-up limited to USDC for cards (other coins must convert first)
How we checked this
Thirteen fields are tracked for every service. 7 of them carry a figure we read off onesafe.io on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Alternatives to OneSafe Card
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