Monetiro230 services on the ledger · last checked September 13, 2026
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Oppi Wallet

Oppi Wallet

Visa · MCVirtual and plastic
Asks for a documentOperational

A self-custodial wallet that issues both a virtual Mastercard and a physical Visa from the same crypto balance, funded by five assets across five chains — with $10 issuance and 2.5% conversion published, and almost every other price left blank.

Total, per $100 spent: not published

The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.

Open oppiwallet.comNot a paid link: we earn nothing either way.

Whether to take Oppi Wallet

Worth a look if you want one product that gives you both a Mastercard and a Visa off a self-custodial balance and you can fund it with BTC, ETH or SOL rather than stablecoins alone — that combination is genuinely rare. Do not assume you know what it costs. Only issuance and the 2.5% conversion are published; the top-up fee, the per-payment fee, the ATM fee and every limit are blank, the card issuer is unnamed, and the single Trustpilot review behind the score tells you nothing.

In its favour

  • Two networks in one product — a virtual Mastercard and a physical Visa — which almost nothing else here offers
  • Five assets fund the card directly, including BTC, ETH and SOL rather than stablecoins only, across five chains
  • $10 to issue and no monthly fee
  • Self-custodial wallet with cards attached, so the balance is not sitting in an issuer's omnibus account

Against it

  • Most of the price is missing. No top-up fee, no per-transaction fee, no ATM fee and no limit of any kind is published anywhere — on the site, the FAQ, the store listings, X or Telegram
  • The only independent rating is a single Trustpilot review, so the 3.2 score means nothing at all
  • The issuer is not named. A self-custodial wallet does not issue cards, so somebody else does, and Oppi never says who
  • The 2.5% currency conversion fee is high — roughly double what the cheaper cards in this catalogue charge

Also true, in its favour

  • Apple Pay and Google Pay on the virtual card, with real ATM access on the plastic
  • A published refusal list of twelve countries, stated plainly rather than deferred to an app check

What Oppi Wallet costs

ChargeWhat it costs
To get the card
To issue the card$10.00
Monthly$0.00
To spend it
To spend outside the dollar2.5%
Total, per $100 spentNot published

Not published by the issuer: to load, to spend, per payment, fixed, at a cash machine.

Read off oppiwallet.com on September 12, 2026.

Two figures are published and the rest is not. Issuance is $10 and there is no monthly fee; currency conversion costs 2.5%, which is high against the rest of this catalogue. What is missing matters more: no top-up fee, no per-transaction fee, no ATM fee and no spending limit appears on any Oppi page, FAQ, store listing or social post, so the cost of loading and using this card cannot be calculated before you sign up. The physical Visa is priced separately from the virtual Mastercard and the figure is not consistently stated. The issuer behind the cards is never named.

KYC: what Oppi Wallet asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email19 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address113 cards

Limits on spending

Oppi Wallet publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in5BTC, ETH, USDT, USDC, SOL
Chains5Ethereum, BNB Chain, Polygon, Tron, Solana
TiersVirtual, Physical

Closed to residents of 12 countries, according to the issuer's own terms.

  • Bangladesh
  • Cuba
  • Egypt
  • Iran
  • Myanmar
  • Nigeria
  • North Korea
  • Russia
  • South Africa
  • Syria
  • Ukraine
  • Venezuela

The other flaws

  • The physical card is priced separately from the $10 virtual one and its price is not consistently published
  • No launch year is published anywhere, so there is no way to judge how long it has operated
  • The blocked list includes South Africa and Nigeria, which is unusual and unexplained for a product otherwise aimed at emerging markets
  • No IBAN and no account details — this is a wallet with cards, not a banking product

How we checked this

Thirteen fields are tracked for every service. 7 of them carry a figure we read off oppiwallet.com on September 12, 2026.

Issuer's page
Currency conversionSeptember 12, 2026 · IssuanceSeptember 12, 2026 · MonthlySeptember 12, 2026 · Apple Pay and Google Pay
Sign-up flow
Identity levelSeptember 12, 2026
Live check
Operating statusSeptember 12, 2026
Terms
Countries closedSeptember 12, 2026
The issuer does not publish
Cost per $100 · Loading charge · Per-payment charge · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open oppiwallet.comNot a paid link: we earn nothing either way.

Alternatives to Oppi Wallet

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