TL;DR.KuCard is a Visa · MC crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $2. Top-up fee 0%, FX fee 2%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
KuCard.
Dual-network card: Visa for EEA (launched Nov 2023) and Mastercard for Australia (launched April 2026 via Immersve). Up to 3% crypto cashback tied to VIP and KCS staking tiers. USDC settlement on Australian Mastercard version.
Cost / $100
$2.00
Top-up fee
Free
Network
Visa · MC
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +Both virtual (free) and physical (€9.99) cards
- +Up to 3% cashback in crypto (based on VIP/KCS staking tier)
- +Apple Pay and Google Pay (Australia launch)
- +Zero transaction fee in EUR
- +Annual €10 fee waived if you spend over €500/year
- +Direct top-up from KuCoin balance
- +Recently expanded to Australia via Mastercard (Apr 2026)
Cons.
- −EEA-only for Visa version (must have EEA-issued ID)
- −Australia version requires AU residency
- −2% FX fee for non-EUR transactions
- −€1.50 per ATM withdrawal in Europe
- −Limited fiat support — only EUR
- −Not available in US, UK, or most non-EEA regions
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
2%
Issuance
$9.99
Monthly
—
Cost / $100
$2.00
Issuance: virtual free, physical €9.99. Annual €10 (waived if spend >€500). FX: 2% non-EUR. ATM: €1.50 in Europe, 2% outside. Zero fees on EUR transactions. Cashback up to 3% based on VIP/KCS tier.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCXRPKCSSOLTONDOGELTCLINKDOTAVAXBNBATOMNEARTRX
Chains
—
Use cases
Online · IRL · ATM
Blocked countries
USGBCAJPCNRUSGBRMXINTRAEZAKRTHIDPHVNMYHKTWNZCHUABYRSALMDGEAMAZKZ
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES