Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$2.00/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
KuCard

KuCard

Visa · MCVirtual and plasticSince 2023
Asks for a documentOperational

Dual-network card: Visa for EEA (launched Nov 2023) and Mastercard for Australia (launched April 2026 via Immersve). Up to 3% crypto cashback tied to VIP and KCS staking tiers. USDC settlement on Australian Mastercard version.

Total, per $100 spent: $2.00per $100 spent

98 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 2 times that for the same loss of privacy.

Open kucoin.comNot a paid link: we earn nothing either way.

Whether to take KuCard

In its favour

  • Both virtual (free) and physical (€9.99) cards
  • Up to 3% cashback in crypto (based on VIP/KCS staking tier)
  • Apple Pay and Google Pay (Australia launch)
  • Zero transaction fee in EUR

Against it

  • EEA-only for Visa version (must have EEA-issued ID)
  • Australia version requires AU residency
  • 2% FX fee for non-EUR transactions
  • €1.50 per ATM withdrawal in Europe

Also true, in its favour

  • Annual €10 fee waived if you spend over €500/year
  • Direct top-up from KuCoin balance
  • Recently expanded to Australia via Mastercard (Apr 2026)

What KuCard costs

ChargeWhat it costs
To get the card
To issue the card$9.99
To put money in
To load0%
To spend it
To spend0%
To spend outside the dollar2%
At a cash machine€1.50 in EUR within Europe; 2% outside Europe
Total, per $100 spent$2.00

Not published by the issuer: monthly, per payment, fixed.

Read off kucoin.com on July 21, 2026.

Issuance: virtual free, physical €9.99. Annual €10 (waived if spend >€500). FX: 2% non-EUR. ATM: €1.50 in Europe, 2% outside. Zero fees on EUR transactions. Cashback up to 3% based on VIP/KCS tier.

KYC: what KuCard asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

KuCard publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsNone — it is a card, not an account
Coins in17BTC, ETH, USDT, USDC, XRP, KCS, SOL, TON, DOGE, LTC, LINK, DOT, AVAX, BNB, ATOM, NEAR, TRX

Closed to residents of 32 countries, according to the issuer's own terms.

  • Albania
  • Armenia
  • Azerbaijan
  • Belarus
  • Brazil
  • Canada
  • China
  • Georgia
  • Hong Kong
  • India
  • Indonesia
  • Japan
  • Kazakhstan
  • Malaysia
  • Mexico
  • Moldova
  • New Zealand
  • Philippines
  • Russia
  • Serbia
  • Singapore
  • South Africa
  • South Korea
  • Switzerland
  • Taiwan
  • Thailand
  • Turkey
  • Ukraine
  • United Arab Emirates
  • United Kingdom
  • United States
  • Vietnam

The other flaws

  • Limited fiat support — only EUR
  • Not available in US, UK, or most non-EEA regions

How we checked this

Thirteen fields are tracked for every service. 10 of them carry a figure we read off kucoin.com on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Cash machine charge · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Monthly · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open kucoin.comNot a paid link: we earn nothing either way.

Alternatives to KuCard

Costs exactly the same.KazePay CardKazePay CardVisa · MCVirtual and plasticAsks for a documentOperational2% when you load. 3 fee fields are not published.AG7 Sept$2.00per $100 spent
Costs $0.95 more per $100 — the price of the difference.Volet CardVolet CardVisa · MCVirtual and plasticAsks for a documentOperational2.95% outside the dollar. 1 fee field is not published.AG21 Jul$2.95per $100 spent
Its issuer publishes nothing to compare on price.Oppi WalletOppi WalletVisa · MCVirtual and plasticAsks for a documentOperationalPublishes 3 of five fee fields — not enough to price.AG12 Septnot published