Monetiro229 services on the ledger · last checked October 6, 2026
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Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
OrbitXPay

OrbitXPay

VisaVirtual and plasticSince 2024
Asks for a documentOperational

Non-custodial Visa with tiered offerings from free Basic to Visa SIGNATURE (luxury hotel, lounge access, full travel insurance) — USDC focused with self-custodial wallet model, 0% interest on Spend Card.

Total, per $100 spent: not published

The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.

Open orbitxpay.comNot a paid link: we earn nothing either way.

Whether to take OrbitXPay

In its favour

  • Non-custodial: "your money, your custody" model
  • Tier range: free Basic to ultra-premium SIGNATURE Visa
  • SIGNATURE: Visa Luxury Hotel benefits, lounge access, concierge, travel/baggage/purchase insurance
  • USDC stablecoin focused, multi-chain (Ethereum/Polygon/Arbitrum/Base)

Against it

  • Specific top-up/FX/monthly fees not transparently published
  • Newer service (2024)
  • Premium SIGNATURE tier likely has annual fee (not disclosed)
  • Off-ramp to local currency in 100+ countries (not full Visa availability)

Also true, in its favour

  • 100+ countries off-ramp, 100M+ merchants
  • 0% interest on Spend Card purchases
  • KYC <2 minutes
  • Apple Pay & Google Pay supported

What OrbitXPay costs

ChargeWhat it costs
To put money in
To load0%
To spend it
To spend0%
To spend outside the dollar2%
At a cash machineBase ATM charges + 2% + $2
Total, per $100 spentNot published

Not published by the issuer: to issue the card, monthly, per payment, fixed.

Read off orbitxpay.com on July 21, 2026.

0% interest on Spend Card. Specific top-up, FX, and monthly fees not transparently published — see card-fees page. KYC <2 minutes. Available across Europe, Americas, Asia, Oceania, Africa with off-ramp to 100+ countries. Apple Pay & Google Pay supported.

KYC: what OrbitXPay asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

Daily spend$50,000
Cash, per day$500

Not published by the issuer: monthly spend, per payment, maximum balance.

Confirmed on orbitxpay.com on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in2USDC, USDT
Chains2Polygon, Base
TiersNeo, Lux

Closed to residents of 17 countries, according to the issuer's own terms.

  • Belarus
  • China
  • Cuba
  • India
  • Iran
  • Iraq
  • Israel
  • Myanmar
  • Nepal
  • Nicaragua
  • North Korea
  • Russia
  • Syria
  • Turkey
  • Ukraine
  • Venezuela
  • Vietnam

The other flaws

  • US not supported

How we checked this

Thirteen fields are tracked for every service. 9 of them carry a figure we read off orbitxpay.com on July 21, 2026.

Issuer's page
Loading charge · Currency conversion · Per-payment charge · Cash machine charge · Spending limits · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Cost per $100 · Issuance · Monthly · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open orbitxpay.comNot a paid link: we earn nothing either way.

Alternatives to OrbitXPay

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