TL;DR.OrbitXPay is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: not disclosed. Top-up fee 0%, FX fee 2%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
OrbitXPay.
Non-custodial Visa with tiered offerings from free Basic to Visa SIGNATURE (luxury hotel, lounge access, full travel insurance) — USDC focused with self-custodial wallet model, 0% interest on Spend Card.
Cost / $100
—
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +Non-custodial: "your money, your custody" model
- +Tier range: free Basic to ultra-premium SIGNATURE Visa
- +SIGNATURE: Visa Luxury Hotel benefits, lounge access, concierge, travel/baggage/purchase insurance
- +USDC stablecoin focused, multi-chain (Ethereum/Polygon/Arbitrum/Base)
- +100+ countries off-ramp, 100M+ merchants
- +0% interest on Spend Card purchases
- +KYC <2 minutes
- +Apple Pay & Google Pay supported
Cons.
- −Specific top-up/FX/monthly fees not transparently published
- −Newer service (2024)
- −Premium SIGNATURE tier likely has annual fee (not disclosed)
- −Off-ramp to local currency in 100+ countries (not full Visa availability)
- −US not supported
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
2%
Issuance
—
Monthly
—
Cost / $100
—
0% interest on Spend Card. Specific top-up, FX, and monthly fees not transparently published — see card-fees page. KYC <2 minutes. Available across Europe, Americas, Asia, Oceania, Africa with off-ramp to 100+ countries. Apple Pay & Google Pay supported.
COVERAGE
Where it works.
Supported coins
USDCUSDT
Chains
PolygonBase
Use cases
Online · IRL · ATM
Blocked countries
BYCNCUINIRIQILMMNPNIKPRUSYTRUAVEVN
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
—/5
0 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES