Ledger
Bitsa
BitsaBitsa
VisaVirtual and plasticAsks for a documentIssues reported
Before you continue. Readers report problems with this service — withdrawals, support or card delivery. Check current reports before you put money on it.
Closed crypto ecosystem — can buy BTC/ETH within app but cannot transfer crypto in or out. Mass Trustpilot complaints about frozen funds and 'recovery fees' on crypto top-ups.
Total, per $100 spent: $3.50per $100 spent
137 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00. This one takes 4 times that for the same loss of privacy.
Open bitsacard.comNot a paid link: we earn nothing either way.
Whether to take Bitsa
In its favour
- Apple Pay, Google Pay & Samsung Pay
- ATM access
- Physical + virtual card
- 0% EUR transactions in Eurozone
Against it
- Trustpilot 1.4/5 (350+ reviews) — mass complaints about fund freezes
- 'Recovery fees' charged for own crypto top-ups
- Closed crypto ecosystem — cannot send/receive crypto externally
- Only BTC and ETH — no stablecoins
Also true, in its favour
- Free tier available
What Bitsa costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $2.50 |
| Monthly | $0.00 |
| To put money in | |
| To load | 1.5% |
| To spend it | |
| To spend | 0% |
| To spend outside the dollar | 2% |
| At a cash machine | ATM operator's own fee passed through (EU/eurozone) / €0.55 + 1% (min €0.75, intl); max €450/day outside Spain |
| Total, per $100 spent | $3.50 |
Not published by the issuer: per payment, fixed.
Read off bitsacard.com on September 7, 2026.
Free: 2.39% crypto conversion. Pro: 1.89%. 0% EUR POS (Eurozone). 1.75% (Europe non-EUR). 2% (rest of world). Reload fee 1.5% (non-free reloads). Card issuance: €20 physical / €2.50 virtual. Free: €1,500/day. Move: €5,000/day (€8.99/yr). Pro: €15,000/day (€69.99/yr). Own national IBAN account included, no maintenance fee.
KYC: what Bitsa asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Daily spend$1,500
Cash, per day$450
Not published by the issuer: monthly spend, per payment, maximum balance.
Confirmed on bitsacard.com on September 7, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in13BTC, ETH, USDT, DAI, LTC, BCH, XRP, XLM, TRX, DASH, XMR, BAT, ZEC
Chains2Bitcoin, Ethereum
TiersFree, Move, Pro
Closed to residents of 4 countries, according to the issuer's own terms.
- Canada
- Russia
- United Kingdom
- United States
The other flaws
- 1.75-2% FX outside EUR
- €2.50/ATM withdrawal
- Pro plan €69.99/year
How we checked this
Thirteen fields are tracked for every service. 12 of them carry a figure we read off bitsacard.com on September 7, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Issuance · Monthly · Cash machine charge · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open bitsacard.comNot a paid link: we earn nothing either way.
Alternatives to Bitsa
Takes $1.10 less on every $100 spent.
Solayer PaySolayer PayVisaVirtual and plasticAsks for a documentOperational0.5% when you load, 1.75% outside the dollar and $0.15 fixed. 2 fee fields are not published.AG21 Jul$2.40per $100 spent
Solayer PaySolayer PayVisaVirtual and plasticAsks for a documentOperational0.5% when you load, 1.75% outside the dollar and $0.15 fixed. 2 fee fields are not published.AG21 Jul$2.40per $100 spent
