Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$0.50/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
P100 Card

P100 Card

MastercardVirtual and plasticSince 2023
Asks for everythingOperational

Polish EU-licensed crypto super-app with free EUR IBAN — Mastercard debit (free virtual, €5 physical), 0.5% FX, supports BTC/ETH/USDT/USDC top-up.

Total, per $100 spent: $0.50per $100 spent

45 of the 174 priced cards cost less. Among the 113 that ask for exactly as much identity, the median is $1.25.

Open p100.ioNot a paid link: we earn nothing either way.

Whether to take P100 Card

In its favour

  • Polish EU-licensed crypto-fiat platform
  • Free personal Euro IBAN with SEPA
  • Free virtual Mastercard, €5 physical
  • Low FX 0.5%

Against it

  • Visa/Mastercard top-up via card 2.59% + €0.37
  • Above €10,000/mo SEPA: 0.1%
  • Full KYC required
  • EU-focused (US not supported)

Also true, in its favour

  • Free SEPA up to €10,000/month
  • Apple Pay & Google Pay supported

What P100 Card costs

ChargeWhat it costs
To get the card
To issue the card$5.00
Monthly$0.00
To put money in
To load0%
To spend it
To spend outside the dollar0.5%
At a cash machine1 free withdrawal/month up to €100, then 2% (Regular plan)
Total, per $100 spent$0.50

Not published by the issuer: to spend, per payment, fixed.

Read off p100.io on July 21, 2026.

Physical card €5, virtual free. Monthly free. FX 0.5%. SEPA free up to €10,000/month, 0.1% above. Visa/MC top-up via card: 2.59% + €0.37. Crypto-to-fiat conversion built into the wallet.

KYC: what P100 Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

P100 Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline, in person, cash machines
Account detailsIts own account details
Coins in4BTC, ETH, USDT, USDC
Chains3Bitcoin, Ethereum, Tron
TiersVirtual, Physical

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • Specific limits not detailed

How we checked this

Thirteen fields are tracked for every service. 10 of them carry a figure we read off p100.io on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Issuance · Monthly · Cash machine charge · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Per-payment charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open p100.ioNot a paid link: we earn nothing either way.

Alternatives to P100 Card

Costs $0.38 more per $100 — the price of the difference.MetaMask CardMetaMask CardMastercardVirtual and plasticAsks for everythingOperationalFree to load. $0.88 fixed.AG21 Jul$0.88per $100 spent
Costs $0.50 more per $100 — the price of the difference.Banxe Corporate CardBanxe Corporate CardMastercardVirtual and plasticAsks for everythingOperational$1.00 fixed. 1 fee field is not published.AG7 Sept$1.00per $100 spent
Takes $0.50 less on every $100 spent.Xapo Bank CardXapo Bank CardMastercardVirtual and plasticAsks for everythingOperationalNothing at the door, nothing abroad, nothing monthly. One of 41 cards that cost nothing.AG21 Jul$0.00per $100 spent