TL;DR.P100 Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $0. Top-up fee 0%, FX fee 0.5%. Wallet support: Apple Pay + Google Pay. Status: Operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
P100 Card.
Polish EU-licensed crypto super-app with free EUR IBAN — Mastercard debit (free virtual, €5 physical), 0.5% FX, supports BTC/ETH/USDT/USDC top-up.
Cost / $100
$0.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +Polish EU-licensed crypto-fiat platform
- +Free personal Euro IBAN with SEPA
- +Free virtual Mastercard, €5 physical
- +Low FX 0.5%
- +Free SEPA up to €10,000/month
- +Apple Pay & Google Pay supported
Cons.
- −Visa/Mastercard top-up via card 2.59% + €0.37
- −Above €10,000/mo SEPA: 0.1%
- −Full KYC required
- −EU-focused (US not supported)
- −Specific limits not detailed
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
—
FX fee
0.5%
Issuance
$5
Monthly
Free
Cost / $100
$0.00
Physical card €5, virtual free. Monthly free. FX 0.5%. SEPA free up to €10,000/month, 0.1% above. Visa/MC top-up via card: 2.59% + €0.37. Crypto-to-fiat conversion built into the wallet.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDC
Chains
BitcoinEthereumTron
Use cases
Online · IRL · ATM
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.3/5
24 reviews
Monetiro score
—/100
Verified July 21, 2026
ALTERNATIVES