TL;DR.PEXX Card is a Visa crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $0.6. Top-up fee 0%, FX fee 1.2%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
PEXX Card.
Borderless USD neobank with Visa card — true USD account via Cross River, up to 4% APY backed by tokenized US Treasuries, 0.6% transaction fee, no lockups, 180+ countries.
Cost / $100
$0.60
Top-up fee
Free
Network
Visa
Card type
Virtual + Physical
IBAN
No
Monthly limit
—
Status
Operational
Pros.
- +USD Visa with global Cross River banking rails (SWIFT/Fedwire/ACH)
- +Up to 4% APY on USD/USDT/USDC (tokenized U.S. Treasury Bonds)
- +180+ countries accepted via Visa
- +0.6% platform fee on every transaction (one of the lowest)
- +1.2% FX markup on non-USD
- +USD virtual account for non-US residents
- +No minimums, no lockups
- +Apple Pay & Google Pay
Cons.
- −0.6% per transaction (small but always charged)
- −Issuance fee not detailed
- −Specific top-up amounts not detailed
- −Newer service (2025)
- −US not supported (despite USD account)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0.6%
FX fee
1.2%
Issuance
—
Monthly
Free
Cost / $100
$0.60
0.6% platform fee per card transaction. 1.2% FX markup on non-USD. Up to 4% APY on USD/USDT/USDC balances (tokenized US Treasury-backed). True USD account via Cross River with SWIFT, Fedwire, ACH access. 180+ countries Visa acceptance. No minimums, no lockups.
COVERAGE
Where it works.
Supported coins
USDTUSDC
Chains
EthereumTronPolygon
Use cases
Online · IRL
Blocked countries
US
WALLETS
Apple PayYes
Google PayYes
ATMNo
REPUTATION
Trustpilot
3.5/5
4 reviews
Monetiro score
95/100
Verified July 21, 2026
ALTERNATIVES