Monetiro229 services on the ledger · last checked October 6, 2026
ENRU
$1.80/$100
Take it?CostsAsks forLimitsWhere it worksFlawsHow we checkedAlternatives
Ledger
PEXX Card

PEXX Card

VisaVirtual and plasticSince 2025
Asks for a documentOperational

Borderless USD neobank with Visa card — true USD account via Cross River, up to 4% APY backed by tokenized US Treasuries, 0.6% transaction fee, no lockups, 180+ countries.

Total, per $100 spent: $1.80per $100 spent

93 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.

Open pexx.comNot a paid link: we earn nothing either way.

Whether to take PEXX Card

In its favour

  • USD Visa with global Cross River banking rails (SWIFT/Fedwire/ACH)
  • Up to 4% APY on USD/USDT/USDC (tokenized U.S. Treasury Bonds)
  • 180+ countries accepted via Visa
  • 0.6% platform fee on every transaction (one of the lowest)

Against it

  • 0.6% per transaction (small but always charged)
  • Issuance fee not detailed
  • Specific top-up amounts not detailed
  • Newer service (2025)

Also true, in its favour

  • 1.2% FX markup on non-USD
  • USD virtual account for non-US residents
  • No minimums, no lockups
  • Apple Pay & Google Pay

What PEXX Card costs

ChargeWhat it costs
To get the card
Monthly$0.00
To put money in
To load0%
To spend it
To spend0.6%
To spend outside the dollar1.2%
Total, per $100 spent$1.80

Not published by the issuer: to issue the card, per payment, fixed, at a cash machine.

Read off pexx.com on July 21, 2026.

0.6% platform fee per card transaction. 1.2% FX markup on non-USD. Up to 4% APY on USD/USDT/USDC balances (tokenized US Treasury-backed). True USD account via Cross River with SWIFT, Fedwire, ACH access. 180+ countries Visa acceptance. No minimums, no lockups.

KYC: what PEXX Card asks for

A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.

Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards

Limits on spending

PEXX Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in2USDT, USDC
Chains3Ethereum, Tron, Polygon

Closed to residents of 1 countries, according to the issuer's own terms.

  • United States

The other flaws

  • US not supported (despite USD account)

How we checked this

Thirteen fields are tracked for every service. 9 of them carry a figure we read off pexx.com on July 21, 2026.

Issuer's page
Cost per $100 · Loading charge · Currency conversion · Per-payment charge · Monthly · Apple Pay and Google Pay
Sign-up flow
Identity level
Live check
Operating status
Terms
Countries closed
The issuer does not publish
Issuance · Cash machine charge · Spending limits · Maximum balance

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open pexx.comNot a paid link: we earn nothing either way.

Alternatives to PEXX Card

Costs $1.10 more per $100 — the price of the difference.Tevau CardTevau CardVisaVirtual and plasticAsks for a documentOperational1% when you load, 1.2% outside the dollar and $0.70 fixed.AG21 Jul$2.90per $100 spent
Costs $1.20 more per $100 — the price of the difference.XPlace CardXPlace CardVisaVirtual and plasticAsks for a documentOperational2% when you load, plus 1% outside the dollar. 2 fee fields are not published.AG21 Jul$3.00per $100 spent
Costs $0.19 more per $100 — the price of the difference.Bitrefill CardBitrefill CardVisaVirtual and plasticAsks for a documentOperational1.99% when you load.AG7 Sept$1.99per $100 spent