Ledger
Relopay Card
Relopay CardRelopay Card
VisaVirtual and plasticSince 2024Asks for a documentOperational
Singapore/Thailand/Hong Kong/Kyrgyzstan Visa with Bitcoin Lightning support — flat 1% top-up, $4,000 monthly cap, auto-convert at payment.
Total, per $100 spent: $1.00per $100 spent
53 of the 174 priced cards cost less. Among the 101 that ask for exactly as much identity, the median is $1.00.
Open relopay.ioNot a paid link: we earn nothing either way.
Whether to take Relopay Card
In its favour
- USDT (TRC-20/ERC-20), USDC, BTC (incl. Lightning), ETH supported
- Flat 1% top-up fee
- 130M+ Visa merchants worldwide
- No inactivity, annual service, or cancellation fees
Against it
- Virtual card $10 issuance
- $3.99 monthly maintenance
- Max monthly spend cap $4,000
- Top-up amount limited to $3-$1,000 per top-up
Also true, in its favour
- Auto-conversion to local currency at payment
- Apple Pay and Google Pay supported
- Virtual and Prepaid card variants available
What Relopay Card costs
| Charge | What it costs |
|---|---|
| To get the card | |
| To issue the card | $10.00 |
| Monthly | $3.99 |
| To put money in | |
| To load | 1% |
| Total, per $100 spent | $1.00 |
Not published by the issuer: to spend, per payment, fixed, to spend outside the dollar, at a cash machine.
Read off relopay.io on July 21, 2026.
Virtual card issuance $10. Monthly maintenance $3.99. Top-up flat 1%. Max monthly spend $4,000. Top-up amounts: $3-$1,000 per top-up. No inactivity/annual/cancellation fees. Supports BTC Lightning + USDT (TRC-20/ERC-20), USDC, ETH.
KYC: what Relopay Card asks for
A government document. Passport or ID goes to the issuer and to whoever processes verification for it, before the card is handed over.
Asks nothing7 cards
An email18 cards
A light check — a name and a phone, unverified9 cards
A document102 cards
Everything — document, face, address114 cards
Limits on spending
Monthly spend$4,000
Per payment$1,000
Not published by the issuer: daily spend, maximum balance, cash, per day.
Confirmed on relopay.io on July 21, 2026. A figure told to one person in a chat window is not a published limit, so it does not appear here.
Where it works
WalletsApple Pay and Google Pay
Accepted whereOnline and in person
Account detailsNone — it is a card, not an account
Coins in4USDT, USDC, BTC, ETH
Chains3Tron, Ethereum, Bitcoin
TiersVirtual, Prepaid
Closed to residents of 34 countries, according to the issuer's own terms.
- Afghanistan
- Albania
- Belarus
- Bosnia and Herzegovina
- Burundi
- Canada
- Central African Republic
- Congo (DRC)
- Congo (Republic)
- Cuba
- Hong Kong
- Iran
- Iraq
- Kosovo
- Lebanon
- Liberia
- Libya
- Montenegro
- Myanmar
- Nicaragua
- North Korea
- North Macedonia
- Puerto Rico
- Russia
- Serbia
- Somalia
- South Sudan
- Sudan
- Syria
- Ukraine
- United States
- Venezuela
- Yemen
- Zimbabwe
The other flaws
- Not available to residents of the US, Canada, Hong Kong and ~30 other restricted countries
- Sumsub KYC required to unlock the card
How we checked this
Thirteen fields are tracked for every service. 9 of them carry a figure we read off relopay.io on July 21, 2026.
- Issuer's page
- Cost per $100 · Loading charge · Issuance · Monthly · Spending limits · Apple Pay and Google Pay
- Sign-up flow
- Identity level
- Live check
- Operating status
- Terms
- Countries closed
- The issuer does not publish
- Currency conversion · Per-payment charge · Cash machine charge · Maximum balance
Nothing here came from a press release, an affiliate sheet, or another comparison site.
Open relopay.ioNot a paid link: we earn nothing either way.
Alternatives to Relopay Card
Costs exactly the same.
Avalanche CardAvalanche CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar.AG21 Jul$1.00per $100 spent
Avalanche CardAvalanche CardVisaVirtual and plasticAsks for a documentOperationalFree to load. 1% outside the dollar.AG21 Jul$1.00per $100 spent
