TL;DR.Ready Card is a Mastercard crypto debit card (Virtual + Physical, KYC: Light KYC). Cost per $100 spent: $1. Top-up fee 0%, FX fee 1%. Wallet support: Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · LIGHT KYC
Ready Card.
True self-custody crypto card on Starknet (formerly Argent). Funds remain in your smart wallet; no third-party custody. Spend USDC globally on Mastercard rails with up to 3% cashback and 0% FX.
Cost / $100
$1.00
Top-up fee
Free
Network
Mastercard
Card type
Virtual + Physical
IBAN
No
Monthly limit
$30,000
Status
Operational
Pros.
- +Self-custodial — your keys, your crypto on Starknet
- +Up to 3% cashback (Metal plan), 0.5% (Lite)
- +0% top-up, 0% transaction fees (FX: 0% Metal, 1% Lite)
- +Spend USDC anywhere Mastercard is accepted
- +Free ATM withdrawals up to $800/mo (Metal) or $200/mo (Lite)
- +Google Pay supported
- +Built by Argent team — 9 years, 0 hacks
- +Physical (Metal/Plastic) + virtual cards
Cons.
- −Apple Pay not yet available (coming soon)
- −Spending currency is USDC only (no longer supports USDT/ETH/WBTC/DAI/STRK)
- −Metal plan costs $120/year (annual subscription)
- −ATM fee 2% above free monthly limit
- −Starknet ecosystem only — bridge required from other chains
- −No IBAN account
- −KYC required for card issuance
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
0%
FX fee
1%
Issuance
Free
Monthly
—
Cost / $100
$1.00
0% top-up. 0% transaction. FX: 0% (Metal) / 1% (Lite). ATM: free up to $800/mo (Metal) or $200/mo (Lite), then 2%. Spending/daily limits: $5,000/tx, $10,000/day, $30,000/rolling 30 days. Metal plan $120/year, Lite plan free. No staking required for cashback.
COVERAGE
Where it works.
Supported coins
USDC
Chains
Starknet
Use cases
Online · IRL · ATM
Blocked countries
None
WALLETS
Apple PayNo
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.7/5
1 reviews
Monetiro score
64/100
Verified July 21, 2026
ALTERNATIVES