TL;DR.RedotPay Card is a Visa · MC crypto debit card (Virtual + Physical, KYC: Full KYC). Cost per $100 spent: $2.2. Top-up fee 0%, FX fee 1.2%. Wallet support: Apple Pay + Google Pay. Status: operational. Last verified: July 21, 2026.
CARD PROFILE · FULL KYC
RedotPay Card.
Hong Kong-based stablecoin card with multi-chain top-up (ETH/TRC20/BSC/Arbitrum/Polygon/Solana/TON/XRP Ledger) and a EUR IBAN. Both Visa and Mastercard product lines exist; conversion happens at point of sale.
Cost / $100
$2.20
Top-up fee
Free
Network
Visa · MC
Card type
Virtual + Physical
IBAN
Yes
Monthly limit
—
Status
Operational
Pros.
- +Stablecoin-to-fiat conversion at point of sale (BTC, ETH, USDT, USDC, SOL, BNB, XRP, TRX, TON)
- +Apple Pay and Google Pay supported
- +Both virtual ($10) and physical ($100) cards available
- +EUR IBAN account with SEPA support
- +Multi-chain top-up (Ethereum, Tron, BSC, Arbitrum, Polygon, Solana, TON, Ripple)
- +Available in 100+ countries; ~6M users
- +Fast KYC (typically minutes)
Cons.
- −1% crypto-to-fiat conversion fee on every purchase
- −1.2% FX markup on non-USD transactions
- −ATM withdrawals: 2% (up to $10k/mo on USD card, or flat on HKD card), 3% above $10k/mo on USD card
- −Hidden $0.20 small-transaction fee (after 5th) and $0.50 decline fee (after 3rd)
- −Physical card costs $100
- −3% top-up fee via credit/debit card (on-chain transfer is free)
- −Full KYC required (ID + selfie + address)
- −USA, mainland China, Russia, Ukraine and ~30 other countries blocked (Canada no longer on the list)
FEE BREAKDOWN
Detailed fee breakdown.
Top-up fee
Free
Transaction fee
1%
FX fee
1.2%
Issuance
$10
Monthly
Free
Cost / $100
$2.20
Issuance: $10 virtual / $100 physical. Top-up: 0% on-chain, 3% via credit/debit card. Conversion: 1% crypto-to-fiat. FX: 1.2% on non-USD. ATM: 2% (USD card up to $10k/mo, or HKD card flat), 3% above $10k/mo on USD card. Small-tx fee $0.20 (after 5th) and decline fee $0.50 (after 3rd) per period.
COVERAGE
Where it works.
Supported coins
BTCETHUSDTUSDCSOLBNBXRPTRXTON
Chains
EthereumTronBSCArbitrumPolygonSolanaTONRipple
Use cases
Online · IRL · ATM
Blocked countries
AFBYBABFBICFCNCDHRCUERETGWHTIRIQLBLRLYMLMEMMNIKPMKRURSSISOSSSDSYTZUAUSVEYEZW
WALLETS
Apple PayYes
Google PayYes
ATMYes
REPUTATION
Trustpilot
3.1/5
738 reviews
Monetiro score
84/100
Verified July 21, 2026
ALTERNATIVES