Name: Rizon Card Crypto Card
Brand: Rizon Card

Take it?Costs Asks for Limits Where it works Flaws How we checked Alternatives

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Rizon Card

VisaVirtual and plasticSince 2025

Asks for everythingOperational

A US-issued Visa Platinum you can hold from outside the United States, sitting on top of a wallet you actually control: Privy creates the keys on your device, Rain deploys a smart-contract vault your wallet alone administers, and Rizon is only the interface. It solves a very specific and very real problem — foreign-issued cards being declined by US subscription and ad platforms — without asking you to hand custody to anyone.

Total, per $100 spent: not published

The issuer does not publish enough of its charges for us to price this card. That is not the same as cheap.

Open getrizon.comNot a paid link: we earn nothing either way.

Whether to take Rizon Card

In its favour

Deposits are free and spending in USD is free — on the official fee table both rows read 'Free' with and without a subscription
Account maintenance is free, so holding the card costs nothing if you spend in dollars
A genuinely US-issued Visa Platinum card, which is the whole point: US platforms that reject foreign-issued cards accept this one
Physical cards are released and available, not 'coming soon', and they support ATM withdrawals worldwide

Against it

Card prices are not published at all: the official fees page lists virtual, physical, additional and replacement cards as 'Check app for the price'
That means you have to install the app and get through onboarding before you learn what the card actually costs
Non-USD spending is expensive on the free plan: 1.7% plus $0.10 per transaction, which is well above what several rivals charge
Getting the good FX rate of 1.02% requires the Emerald subscription at $5.59/month, so the cheap rate is a paid product

Also true, in its favour

The wallet is non-custodial — created through Privy, encrypted on your device, and it alone controls the Rain smart-contract vault your funds sit in
No bank, exchange or even Rizon can move your money out of that vault
2.5% cashback on eligible spend, redeemable straight to your Rizon balance
The Emerald subscription cuts FX from 1.7% + $0.10 to 1.02% and trading fees from 1.7% to 0.85%
No limits at all on deposits, card spend or sending — the official table says 'No limit' on every row
Apple Pay and Google Pay are supported and can be set up in a couple of taps from the app
Virtual accounts in AED, BRL, EUR, GBP, MXN, NGN, PHP, COP and USD, with ACH, SEPA, Wire, RTP and SWIFT rails plus local payouts in 50+ countries
Up to three active cards at once, and the app is localised into Spanish, Portuguese (Brazil), Bengali, Indonesian, Arabic and Urdu

What Rizon Card costs

Charge	What it costs
To get the card
Monthly	$0.00
To put money in
To load	0%
To spend it
To spend	1.7%
Per payment, fixed	$0.10
To spend outside the dollar	1.7%
Total, per $100 spent	Not published

Not published by the issuer: to issue the card, at a cash machine.

Read off getrizon.com on July 31, 2026.

Deposits are free, USD card spending is free and account maintenance is free — those three rows on the official fee table read 'Free' whether or not you subscribe. Non-USD card spending is where the cost sits: 1.7% plus $0.10 per transaction on the free plan, dropping to 1.02% with the Rizon Emerald subscription at $5.59/month, which also cuts trading fees from 1.7% to 0.85%. Sending to another Rizon user is free; international transfers and on-chain withdrawals cost the network fee plus 0.1%. Card prices are the notable gap: the official fees page lists the virtual card, physical card, additional card and card replacement all as 'Check app for the price', so we have left issuance empty rather than repeat catalogue figures we could not verify. No ATM fee is published either, despite ATM withdrawal being advertised. Limits are stated as 'No limit' for deposits, card spend and sending. Cashback is 2.5% on eligible purchases but capped at the value of your subscription plan.

KYC: what Rizon Card asks for

Full verification: a document, a photograph of your face and proof of your address. The same file a bank opens on you, held by a company that is not a bank.

Asks nothing7 cards

An email18 cards

A light check — a name and a phone, unverified9 cards

A document102 cards

Everything — document, face, address114 cards

Limits on spending

Rizon Card publishes no spending limits at all.

Where it works

WalletsApple Pay and Google Pay

Accepted whereOnline, in person, cash machines

Account detailsIts own account details

Coins in2USDC, USDT

TiersStandard, Emerald

The issuer names no country it turns away. That is not a promise that every country works.

The other flaws

Cashback is real but bounded by the plan — Rizon caps it at the value of your subscription, so the 2.5% headline stops paying above a few hundred dollars of monthly spend
No ATM fee is published on the official fees page even though ATM withdrawal is advertised across the site
The website's own service restrictions notice states the products are intended solely for residents of the United States and Latin America, which contradicts the '122+ countries' claim on the homepage
The terms confirm it: Rizon does not actively market or offer its services in the EU or other regions outside the US and LATAM
Rizon is only a software layer — all regulated services, card issuance and custody come from Rain (Signify Holdings / Nimbus LLC), and Rizon disclaims all liability for their acts
The corporate structure is unusually layered: Rizon Global, Inc. (Delaware), Rizon Technologies UAB as commercial agent, Privy for wallets and Rain for cards
Full KYC and AML screening including PEP checks is mandatory before you can use anything
Physical card delivery is restricted to a published country list, and in the US to selected states only

How we checked this

Thirteen fields are tracked for every service. 7 of them carry a figure we read off getrizon.com on July 31, 2026.

Issuer's page: Loading charge · Currency conversion · Per-payment charge · Monthly · Apple Pay and Google Pay
Sign-up flow: Identity level
Live check: Operating status
The issuer does not publish: Cost per $100 · Issuance · Cash machine charge · Spending limits · Maximum balance · Countries closed

Nothing here came from a press release, an affiliate sheet, or another comparison site.

Open getrizon.comNot a paid link: we earn nothing either way.

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